US Bank Directory
Banks in Kailua-Kona, HI
6 FDIC-insured banks operate 7 offices in Kailua-Kona, Hawaii, and 4 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kailua-Kona
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 14 locations in Kailua-Kona, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kailua-Kona
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Hawaii has the most locations in Kailua-Kona, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Hawaii Community Credit Union Credit union · 4
Hawaii Community Credit Union has 4 officees in Kailua-Kona, 10 across Hawaii. It is based in Kailua Kona, HI and $805.0 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 4 Kailua-Kona locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office73-5611 Olowalu St, 96740
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Kaloko Branch73-5611 Olowalu St, 96740
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Kealakehe Student Credit Union74-5000 Puohulihuli St Rm 303, 96740
All hours
Mon to Tue 12:45 pm to 1:25 pm; Wed to Thu not published; Fri 12:45 pm to 1:25 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Kailua Branch75-159 Hualalai Rd, 96740
All hours
Mon 8:30 am to 4:30 pm; Tue to Thu not published; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of Hawaii Bank · 2
Bank of Hawaii has 2 branches in Kailua-Kona, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kailua-Kona location is the Kona Banking Center Branch at 74-5457 Makala Blvd, dating to 1957; the newest, at 75-971 Henry St, to 2021. All 2 of its Kailua-Kona locations with published hours open on Saturday.
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Kona Banking Center Branch74-5457 Makala Blvd, 96740
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
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Safeway Niumalu Marketplace Branch75-971 Henry St, 96740
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
American Savings Bank Bank · 1
American Savings Bank has 1 branch in Kailua-Kona, 35 across Hawaii and 35 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1987. With $9.05 billion in total assets on June 30, 2026, it ranks No. 180 of 4,232 U.S. banks by total assets. The Kailua Kona Branch at 75-5644 Palani Rd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua Kona Branch75-5644 Palani Rd, 96740
Bank of Hope Bank · 1
Bank of Hope has 1 branch in Kailua-Kona, 29 across Hawaii and 78 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1986. With $18.99 billion in total assets on June 30, 2026, it ranks No. 110 of 4,232 U.S. banks by total assets. The Kona Branch at 75-1027 Henry St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kona Branch75-1027 Henry St, 96740
Big Island Credit Union Credit union · 1
Big Island Credit Union has 1 office in Kailua-Kona, 3 across Hawaii. It is based in Hilo, HI and $194.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Kona Branch75-5737 Kuakini Hwy, 96740
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Central Pacific Bank Bank · 1
Central Pacific Bank has 1 branch in Kailua-Kona, 27 across Hawaii and 27 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1954. With $7.50 billion in total assets on June 30, 2026, it ranks No. 210 of 4,232 U.S. banks by total assets. The Kailua-Kona Branch at 75-1010 Henry St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua-Kona Branch75-1010 Henry St, 96740
Cu Hawaii Credit Union Credit union · 1
Cu Hawaii Credit Union has 1 office in Kailua-Kona, 10 across Hawaii. It is based in Hilo, HI and $453.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Kona75-5781 Kuakini Hwy, 96740
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Finance Factors, Ltd. Bank · 1
Finance Factors, Ltd. has 1 branch in Kailua-Kona, 13 across Hawaii and 13 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1952. With $683.7 million in total assets on June 30, 2026, it ranks No. 1,403 of 4,232 U.S. banks by total assets. The Kailua-Kona at 75-1022 Henry St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua-Kona75-1022 Henry St, 96740
First Hawaiian Bank Bank · 1
First Hawaiian Bank has 1 branch in Kailua-Kona, 45 across Hawaii and 45 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1858. With $23.65 billion in total assets on June 30, 2026, it ranks No. 92 of 4,232 U.S. banks by total assets. The Kona Banking Center at 74-5593 Palani Rd dates to 1958 in FDIC branch records. It opens on Saturday.
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Kona Banking Center74-5593 Palani Rd, 96740
All hours
Mon to Fri 8:30 am to 4 pm; Sat 9 am to 1 pm; Sun closed
Hours: First Hawaiian Bank branch locator (All The Places), checked Oct 10, 2026
Hfs Credit Union Credit union · 1
Hfs Credit Union has 1 office in Kailua-Kona, 6 across Hawaii. It is based in Hilo, HI and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kona Coast Shopping Center Office74-5586 Palani Rd Ste 5 Kona Coast Shopping Center, 96740
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Kailua-Kona
4 credit unions have 7 offices here: Hawaii Community Credit Union, Hfs Credit Union, Cu Hawaii Credit Union and Big Island Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kailua-Kona page has every office in the state's directory.
Banking in Kailua-Kona: the local picture
Short answer: 6 banks run 7 branches in Kailua-Kona according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Kailua-Kona, 5 elsewhere in Hawaii and 1 out of state, according to the FDIC.
The bank with the longest record here is First Hawaiian Bank, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Hawaii's office at 74-5457 Makala Blvd, dating to 1957; the newest is Bank of Hawaii's at 75-971 Henry St, from 2021.
4 credit unions have 7 offices in Kailua-Kona, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 7 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Kailua-Kona
Short answer: 7 of the 10 Kailua-Kona locations with published hours open on Saturday, run by 5 institutions.
- Bank of Hawaii: 2 of 2 branches (74-5457 Makala Blvd: Saturday 9 am to 1 pm, and 1 more)
- First Hawaiian Bank: 1 of 1 branch (74-5593 Palani Rd: Saturday 9 am to 1 pm)
- Hawaii Community Credit Union: 2 of 4 offices (73-5611 Olowalu St: Saturday 10 am to 2 pm, and 1 more)
- Cu Hawaii Credit Union: 1 of 1 office (75-5781 Kuakini Hwy: Saturday 9 am to 12 pm)
- Big Island Credit Union: 1 of 1 office (75-5737 Kuakini Hwy: Saturday 24 hours)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kailua-Kona, and where the nearest one is if they do not.
Short answer: No branches in Kailua-Kona: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Kailua-Kona | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Hawaii |
| Wells Fargo | None | none in Hawaii |
| Bank of America | None | none in Hawaii |
| PNC Bank | None | none in Hawaii |
| U.S. Bank | None | none in Hawaii |
| Truist | None | none in Hawaii |
| Fifth Third Bank | None | none in Hawaii |
| Huntington | None | none in Hawaii |
| Regions Bank | None | none in Hawaii |
| TD Bank | None | none in Hawaii |
| BMO | None | none in Hawaii |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kailua-Kona to the nearest branch in Hawaii.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kailua-Kona residents like anyone else.
Banks near Kailua-Kona
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kealakekua (10 miles) and Kamuela (33 miles). Hilo, 60 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kealakekua, HI | 10 mi | 2 | 2 |
| Banks in Kamuela, HI | 33 mi | 2 | 2 |
| Banks in Hilo, HI | 60 mi | 8 | 10 |
| Banks in Pahoa, HI | 69 mi | 2 | 2 |
| Banks in Kihei, HI | 82 mi | 5 | 5 |
| Banks in Makawao, HI | 85 mi | 2 | 2 |
| Banks in Kahului, HI | 91 mi | 7 | 7 |
| Banks in Wailuku, HI | 92 mi | 4 | 4 |
Bank branch openings and closings in Kailua-Kona
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kailua-Kona between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Kailua-Kona
Short answer: 1 institution has its main office in Kailua-Kona: Hawaii Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Hawaii Community Credit Union | Credit union | $805.0 million | 4 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kailua-Kona by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kailua-Kona offices.
Short answer: Bank of Hawaii is the largest bank with offices in Kailua-Kona, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. First Hawaiian Bank is second with $23.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Hawaii | $23.81 billion | No. 91 | 2 | Honolulu, HI |
| First Hawaiian Bank | $23.65 billion | No. 92 | 1 | Honolulu, HI |
| Bank of Hope | $18.99 billion | No. 110 | 1 | Los Angeles, CA |
| American Savings Bank | $9.05 billion | No. 180 | 1 | Honolulu, HI |
| Central Pacific Bank | $7.50 billion | No. 210 | 1 | Honolulu, HI |
| Finance Factors, Ltd. | $683.7 million | No. 1,403 | 1 | Honolulu, HI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kailua-Kona: FAQ
How many banks are in Kailua-Kona, HI?
Kailua-Kona has 6 banks with 7 branches and 4 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kailua-Kona?
Bank of Hawaii, with 2. First Hawaiian Bank has 1 and Bank of Hope has 1.
Is there a Bank of Hawaii in Kailua-Kona, HI?
Yes. FDIC data lists 2 Bank of Hawaii branches in Kailua-Kona as of September 5, 2026. Its branches are listed under Bank of Hawaii above, with the address and directions for each.
Is there a First Hawaiian Bank in Kailua-Kona, HI?
Yes. FDIC data lists 1 First Hawaiian Bank branch in Kailua-Kona as of September 5, 2026. The address and directions are under First Hawaiian Bank above.
Is there a Bank of Hope in Kailua-Kona, HI?
Yes. FDIC data lists 1 Bank of Hope branch in Kailua-Kona as of September 5, 2026. The address and directions are under Bank of Hope above.
Which banks in Kailua-Kona are open on Saturday?
Bank of Hawaii, First Hawaiian Bank, Hawaii Community Credit Union and Cu Hawaii Credit Union and 1 more publish Saturday hours for one or more Kailua-Kona locations. The Saturday section above lists each one with its hours. 4 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Kailua-Kona?
Hawaii Community Credit Union has its main office in Kailua-Kona, according to the FDIC and the NCUA.
What is the oldest bank in Kailua-Kona?
First Hawaiian Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1858.
Which credit unions can I join in Kailua-Kona?
Hawaii Community Credit Union, Hfs Credit Union, Cu Hawaii Credit Union and Big Island Credit Union have offices in Kailua-Kona. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kailua-Kona in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kailua-Kona?
Nearby cities with more banks include Kealakekua, Kamuela, Hilo. Kealakekua is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Bank of Hawaii, First Hawaiian Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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