US Bank Directory
Banks in Wailuku, HI
4 FDIC-insured banks operate 4 offices in Wailuku, Hawaii, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wailuku
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Wailuku, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wailuku
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Wailuku, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Savings Bank Bank · 1
American Savings Bank has 1 branch in Wailuku, 35 across Hawaii and 35 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1987. With $9.05 billion in total assets on June 30, 2026, it ranks No. 180 of 4,232 U.S. banks by total assets. The Kehalani Foodland Branch at 370 Kehalani Village Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kehalani Foodland Branch370 Kehalani Village Dr, 96793
Bank of Hawaii Bank · 1
Bank of Hawaii has 1 branch in Wailuku, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. The Safeway Maui Lani In-Store Branch at 58 Maui Lani Pkwy dates to 2013 in FDIC branch records. It opens on Saturday.
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Safeway Maui Lani In-Store Branch58 Maui Lani Pkwy, 96793
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
Central Pacific Bank Bank · 1
Central Pacific Bank has 1 branch in Wailuku, 27 across Hawaii and 27 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1954. With $7.50 billion in total assets on June 30, 2026, it ranks No. 210 of 4,232 U.S. banks by total assets. The Wailuku Branch at 2061 Wells St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wailuku Branch2061 Wells St, 96793
First Hawaiian Bank Bank · 1
First Hawaiian Bank has 1 branch in Wailuku, 45 across Hawaii and 45 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1858. With $23.65 billion in total assets on June 30, 2026, it ranks No. 92 of 4,232 U.S. banks by total assets. The Wailuku Branch at 27 N Market St dates to 1921 in FDIC branch records. Its published hours do not list Saturday.
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Wailuku Branch27 N Market St, 96793
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun closed
Hours: First Hawaiian Bank branch locator (All The Places), checked Oct 10, 2026
Maui County Credit Union Credit union · 1
Maui County Credit Union has 1 office in Wailuku, 2 across Hawaii. It is based in Wailuku, HI and $479.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office224 Kehalani Drive, 96793
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Maui Teachers Credit Union Credit union · 1
Maui Teachers Credit Union has 1 office in Wailuku, 1 across Hawaii. It is based in Wailuku, HI and $36.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2145 Wells St Ste 101, 96793
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Valley Isle Community Credit Union Credit union · 1
Valley Isle Community Credit Union has 1 office in Wailuku, 3 across Hawaii. It is based in Kahului, HI and $173.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wailuku Branch69 N Market St, 96793
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Wailuku
3 credit unions have 3 offices here: Maui County Credit Union, Valley Isle Community Credit Union and Maui Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wailuku page has every office in the state's directory.
Banking in Wailuku: the local picture
Short answer: 4 banks run 4 branches in Wailuku according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Wailuku, 4 elsewhere in Hawaii, according to the FDIC.
The bank with the longest record here is First Hawaiian Bank, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is First Hawaiian Bank's office at 27 N Market St, dating to 1921; the newest is American Savings Bank's at 370 Kehalani Village Dr, from 2014.
3 credit unions have 3 offices in Wailuku, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Wailuku
Short answer: 1 of the 5 Wailuku locations with published hours opens on Saturday, run by 1 institution.
- Bank of Hawaii: 1 of 1 branch (58 Maui Lani Pkwy: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wailuku, and where the nearest one is if they do not.
Short answer: No branches in Wailuku: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Wailuku | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Hawaii |
| Wells Fargo | None | none in Hawaii |
| Bank of America | None | none in Hawaii |
| PNC Bank | None | none in Hawaii |
| U.S. Bank | None | none in Hawaii |
| Truist | None | none in Hawaii |
| Fifth Third Bank | None | none in Hawaii |
| Huntington | None | none in Hawaii |
| Regions Bank | None | none in Hawaii |
| TD Bank | None | none in Hawaii |
| BMO | None | none in Hawaii |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wailuku to the nearest branch in Hawaii.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wailuku residents like anyone else.
Banks near Wailuku
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kahului (2 miles) and Kihei (10 miles). Kahului, 2 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kahului, HI | 2 mi | 7 | 7 |
| Banks in Kihei, HI | 10 mi | 5 | 5 |
| Banks in Makawao, HI | 11 mi | 2 | 2 |
| Banks in Lahaina, HI | 12 mi | 5 | 7 |
| Banks in Kaunakakai, HI | 37 mi | 2 | 2 |
| Banks in Waimea, HI | 78 mi | 2 | 2 |
| Banks in Kamuela, HI | 80 mi | 2 | 2 |
| Banks in Kailua, HI | 88 mi | 7 | 7 |
Bank branch openings and closings in Wailuku
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wailuku between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Wailuku
Short answer: 2 institutions have their main office in Wailuku: Maui County Credit Union and Maui Teachers Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Maui County Credit Union | Credit union | $479.5 million | 1 |
| Maui Teachers Credit Union | Credit union | $36.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wailuku by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wailuku offices.
Short answer: Bank of Hawaii is the largest bank with offices in Wailuku, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. First Hawaiian Bank is second with $23.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Hawaii | $23.81 billion | No. 91 | 1 | Honolulu, HI |
| First Hawaiian Bank | $23.65 billion | No. 92 | 1 | Honolulu, HI |
| American Savings Bank | $9.05 billion | No. 180 | 1 | Honolulu, HI |
| Central Pacific Bank | $7.50 billion | No. 210 | 1 | Honolulu, HI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wailuku: FAQ
How many banks are in Wailuku, HI?
Wailuku has 4 banks with 4 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wailuku?
Bank of Hawaii, with 1. First Hawaiian Bank has 1 and American Savings Bank has 1.
Is there a Bank of Hawaii in Wailuku, HI?
Yes. FDIC data lists 1 Bank of Hawaii branch in Wailuku as of September 5, 2026. The address and directions are under Bank of Hawaii above.
Is there a First Hawaiian Bank in Wailuku, HI?
Yes. FDIC data lists 1 First Hawaiian Bank branch in Wailuku as of September 5, 2026. The address and directions are under First Hawaiian Bank above.
Is there a American Savings Bank in Wailuku, HI?
Yes. FDIC data lists 1 American Savings Bank branch in Wailuku as of September 5, 2026. The address and directions are under American Savings Bank above.
Which banks in Wailuku are open on Saturday?
Bank of Hawaii publishes Saturday hours for one or more Wailuku locations. The Saturday section above lists each one with its hours. 2 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Wailuku?
Maui County Credit Union and Maui Teachers Credit Union have their main office in Wailuku, according to the FDIC and the NCUA.
What is the oldest bank in Wailuku?
First Hawaiian Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1858.
Which credit unions can I join in Wailuku?
Maui County Credit Union, Valley Isle Community Credit Union and Maui Teachers Credit Union have offices in Wailuku. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wailuku in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wailuku?
Nearby cities with more banks include Kahului, Kihei, Makawao. Kahului is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Bank of Hawaii, First Hawaiian Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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