US Bank Directory
Banks in Kailua, HI
7 FDIC-insured banks operate 7 offices in Kailua, Hawaii, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kailua
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 11 locations in Kailua, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kailua
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Kailua, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ko`olau Credit Union Credit union · 2
Ko`olau Credit Union has 2 officees in Kailua, 3 across Hawaii. It is based in Kailua, HI and $104.8 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Kailua locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office6699 Mokapu Rd, 96734
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Kailua Branch151 Hekili St Ste 101, 96734
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Aloha Pacific Credit Union Credit union · 1
Aloha Pacific Credit Union has 1 office in Kailua, 11 across Hawaii. It is based in Honolulu, HI and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Kailua Branch200 Hamakua Dr Ste B6, 96734
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
American Savings Bank Bank · 1
American Savings Bank has 1 branch in Kailua, 35 across Hawaii and 35 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1987. With $9.05 billion in total assets on June 30, 2026, it ranks No. 180 of 4,232 U.S. banks by total assets. The Kailua Branch at 200 Hamakua Dr dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua Branch200 Hamakua Dr, 96734
Bank of Hawaii Bank · 1
Bank of Hawaii has 1 branch in Kailua, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. The Kailua Branch at 636 Kailua Rd dates to 1950 in FDIC branch records. It opens on Saturday.
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Kailua Branch636 Kailua Rd, 96734
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
Bank of Hope Bank · 1
Bank of Hope has 1 branch in Kailua, 29 across Hawaii and 78 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1986. With $18.99 billion in total assets on June 30, 2026, it ranks No. 110 of 4,232 U.S. banks by total assets. The Kailua Branch at 19 Oneawa St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua Branch19 Oneawa St, 96734
Central Pacific Bank Bank · 1
Central Pacific Bank has 1 branch in Kailua, 27 across Hawaii and 27 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1954. With $7.50 billion in total assets on June 30, 2026, it ranks No. 210 of 4,232 U.S. banks by total assets. The Kailua Branch at 6 Hoolai St dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua Branch6 Hoolai St, 96734
Finance Factors, Ltd. Bank · 1
Finance Factors, Ltd. has 1 branch in Kailua, 13 across Hawaii and 13 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1952. With $683.7 million in total assets on June 30, 2026, it ranks No. 1,403 of 4,232 U.S. banks by total assets. The Kailua Branch at 28 Oneawa St dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua Branch28 Oneawa St, 96734
First Hawaiian Bank Bank · 1
First Hawaiian Bank has 1 branch in Kailua, 45 across Hawaii and 45 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1858. With $23.65 billion in total assets on June 30, 2026, it ranks No. 92 of 4,232 U.S. banks by total assets. The Kailua Banking Center at 705 Kailua Rd dates to 1942 in FDIC branch records. It opens on Saturday.
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Kailua Banking Center705 Kailua Rd, 96734
All hours
Mon to Fri 8:30 am to 4 pm; Sat 9 am to 1 pm; Sun closed
Hours: First Hawaiian Bank branch locator (All The Places), checked Oct 10, 2026
Hawaii National Bank Bank · 1
Hawaii National Bank has 1 branch in Kailua, 10 across Hawaii and 10 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1960. With $871.7 million in total assets on June 30, 2026, it ranks No. 1,177 of 4,232 U.S. banks by total assets. The Kailua Branch at 21 Aulike St dates to 1965 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kailua Branch21 Aulike St, 96734
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Kailua, 5 across Hawaii. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Kailua Hi25 Kaneohe Bay Dr Ste 220, 96734
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Kailua
3 credit unions have 4 offices here: Ko`olau Credit Union, Navy Federal Credit Union and Aloha Pacific Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kailua page has every office in the state's directory.
Banking in Kailua: the local picture
Short answer: 7 banks run 7 branches in Kailua according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Kailua, 6 elsewhere in Hawaii and 1 out of state, according to the FDIC.
The bank with the longest record here is First Hawaiian Bank, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Hope's office at 19 Oneawa St, dating to 1921; the newest is American Savings Bank's at 200 Hamakua Dr, from 1992.
3 credit unions have 4 offices in Kailua, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 6 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Kailua
Short answer: 6 of the 6 Kailua locations with published hours open on Saturday, run by 5 institutions.
- Bank of Hawaii: 1 of 1 branch (636 Kailua Rd: Saturday 9 am to 1 pm)
- First Hawaiian Bank: 1 of 1 branch (705 Kailua Rd: Saturday 9 am to 1 pm)
- Ko`olau Credit Union: 2 of 2 offices (6699 Mokapu Rd: Saturday 9 am to 1 pm, and 1 more)
- Navy Federal Credit Union: 1 of 1 office (25 Kaneohe Bay Dr Ste 220: Saturday 9 am to 1 pm)
- Aloha Pacific Credit Union: 1 of 1 office (200 Hamakua Dr Ste B6: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kailua, and where the nearest one is if they do not.
Short answer: No branches in Kailua: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Kailua | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Hawaii |
| Wells Fargo | None | none in Hawaii |
| Bank of America | None | none in Hawaii |
| PNC Bank | None | none in Hawaii |
| U.S. Bank | None | none in Hawaii |
| Truist | None | none in Hawaii |
| Fifth Third Bank | None | none in Hawaii |
| Huntington | None | none in Hawaii |
| Regions Bank | None | none in Hawaii |
| TD Bank | None | none in Hawaii |
| BMO | None | none in Hawaii |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kailua to the nearest branch in Hawaii.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kailua residents like anyone else.
Banks near Kailua
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kaneohe (4 miles) and Honolulu (9 miles). Honolulu, 9 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kaneohe, HI | 4 mi | 5 | 6 |
| Banks in Honolulu, HI | 9 mi | 13 | 86 |
| Banks in Aiea, HI | 13 mi | 7 | 7 |
| Banks in Pearl City, HI | 14 mi | 7 | 7 |
| Banks in Mililani, HI | 18 mi | 5 | 5 |
| Banks in Waipahu, HI | 18 mi | 5 | 7 |
| Banks in Ewa Beach, HI | 18 mi | 4 | 4 |
| Banks in Wahiawa, HI | 20 mi | 4 | 4 |
Bank branch openings and closings in Kailua
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kailua between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Kailua
Short answer: 1 institution has its main office in Kailua: Ko`olau Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Ko`olau Credit Union | Credit union | $104.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kailua by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kailua offices.
Short answer: Bank of Hawaii is the largest bank with offices in Kailua, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. First Hawaiian Bank is second with $23.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Hawaii | $23.81 billion | No. 91 | 1 | Honolulu, HI |
| First Hawaiian Bank | $23.65 billion | No. 92 | 1 | Honolulu, HI |
| Bank of Hope | $18.99 billion | No. 110 | 1 | Los Angeles, CA |
| American Savings Bank | $9.05 billion | No. 180 | 1 | Honolulu, HI |
| Central Pacific Bank | $7.50 billion | No. 210 | 1 | Honolulu, HI |
| Hawaii National Bank | $871.7 million | No. 1,177 | 1 | Honolulu, HI |
| Finance Factors, Ltd. | $683.7 million | No. 1,403 | 1 | Honolulu, HI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kailua: FAQ
How many banks are in Kailua, HI?
Kailua has 7 banks with 7 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kailua?
Bank of Hawaii, with 1. First Hawaiian Bank has 1 and Bank of Hope has 1.
Is there a Bank of Hawaii in Kailua, HI?
Yes. FDIC data lists 1 Bank of Hawaii branch in Kailua as of September 5, 2026. The address and directions are under Bank of Hawaii above.
Is there a First Hawaiian Bank in Kailua, HI?
Yes. FDIC data lists 1 First Hawaiian Bank branch in Kailua as of September 5, 2026. The address and directions are under First Hawaiian Bank above.
Is there a Bank of Hope in Kailua, HI?
Yes. FDIC data lists 1 Bank of Hope branch in Kailua as of September 5, 2026. The address and directions are under Bank of Hope above.
Which banks in Kailua are open on Saturday?
Bank of Hawaii, First Hawaiian Bank, Ko`olau Credit Union and Navy Federal Credit Union and 1 more publish Saturday hours for one or more Kailua locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Kailua?
Ko`olau Credit Union has its main office in Kailua, according to the FDIC and the NCUA.
What is the oldest bank in Kailua?
First Hawaiian Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1858.
Which credit unions can I join in Kailua?
Ko`olau Credit Union, Navy Federal Credit Union and Aloha Pacific Credit Union have offices in Kailua. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kailua in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kailua?
Nearby cities with more banks include Kaneohe, Honolulu, Aiea. Kaneohe is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 7 branches: Bank of Hawaii, First Hawaiian Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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