US Bank Directory

Banks in Makawao, HI

2 FDIC-insured banks operate 2 offices in Makawao, Hawaii.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Makawao

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Makawao, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Makawao

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Hawaii and American Savings Bank have the most locations in Makawao, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American Savings Bank 1 branch · main office Honolulu, HI Bank · 1

American Savings Bank has 1 branch in Makawao, 35 across Hawaii and 35 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1987. With $9.05 billion in total assets on June 30, 2026, it ranks No. 180 of 4,232 U.S. banks by total assets. The Pukalani Branch at 55 Pukalani St # 5504 dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pukalani Branch
    55 Pukalani St # 5504, 96768
    Hours: see the bank's site
American Savings Bank: profile, branches and contacts
Bank of Hawaii 1 branch · main office Honolulu, HI Bank · 1

Bank of Hawaii has 1 branch in Makawao, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. The Pukalani Branch at 55 Pukalani St Ste D-31 dates to 1973 in FDIC branch records. It opens on Saturday.

  • Pukalani Branch
    55 Pukalani St Ste D-31, 96768
    (808) 572-7242Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026

Bank of Hawaii: profile, branches and contacts

Banking in Makawao: the local picture

Short answer: 2 banks run 2 branches in Makawao according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Makawao, 2 elsewhere in Hawaii, according to the FDIC.

The bank with the longest record here is Bank of Hawaii, operating since 1897 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Hawaii's office at 55 Pukalani St Ste D-31, dating to 1973; the newest is American Savings Bank's at 55 Pukalani St # 5504, from 1994.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Makawao

Short answer: 1 of the 1 Makawao location with published hours opens on Saturday, run by 1 institution.

  • Bank of Hawaii: 1 of 1 branch (55 Pukalani St Ste D-31: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Makawao, and where the nearest one is if they do not.

Short answer: No branches in Makawao: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn MakawaoNearest branch if none here
ChaseNonenone in Hawaii
Wells FargoNonenone in Hawaii
Bank of AmericaNonenone in Hawaii
PNC BankNonenone in Hawaii
U.S. BankNonenone in Hawaii
TruistNonenone in Hawaii
Fifth Third BankNonenone in Hawaii
HuntingtonNonenone in Hawaii
Regions BankNonenone in Hawaii
TD BankNonenone in Hawaii
BMONonenone in Hawaii

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Makawao to the nearest branch in Hawaii.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Makawao residents like anyone else.

Banks near Makawao

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kahului (9 miles) and Kihei (9 miles). Kahului, 9 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Makawao

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Makawao between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Makawao by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Makawao offices.

Short answer: Bank of Hawaii is the largest bank with offices in Makawao, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. American Savings Bank is second with $9.05 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of Hawaii$23.81 billionNo. 911Honolulu, HI
American Savings Bank$9.05 billionNo. 1801Honolulu, HI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Makawao: FAQ

How many banks are in Makawao, HI?

Makawao has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Makawao?

Bank of Hawaii, with 1. American Savings Bank has 1.

Is there a Bank of Hawaii in Makawao, HI?

Yes. FDIC data lists 1 Bank of Hawaii branch in Makawao as of September 5, 2026. The address and directions are under Bank of Hawaii above.

Is there a American Savings Bank in Makawao, HI?

Yes. FDIC data lists 1 American Savings Bank branch in Makawao as of September 5, 2026. The address and directions are under American Savings Bank above.

Which banks in Makawao are open on Saturday?

Bank of Hawaii publishes Saturday hours for one or more Makawao locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Makawao?

Bank of Hawaii has the longest record among banks with a branch here: the FDIC shows it operating since 1897.

Did any bank branches open or close in Makawao in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Makawao?

Nearby cities with more banks include Kahului, Kihei, Wailuku. Kahului is 9 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Bank of Hawaii)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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