US Bank Directory
Banks in Hilo, HI
8 FDIC-insured banks operate 10 offices in Hilo, Hawaii, and 8 credit unions have 11 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Hilo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 21 locations in Hilo, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hilo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Hawaii and First Hawaiian Bank have the most locations in Hilo, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cu Hawaii Credit Union Credit union · 3
Cu Hawaii Credit Union has 3 officees in Hilo, 10 across Hawaii. It is based in Hilo, HI and $453.2 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Hilo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office476 Hinano St, 96720
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Waiakea Hs Student Branch155 W Kawili St Rm B202, 96720
All hours
Mon to Tue not published; Wed 11:43 am to 12:13 pm; Thu to Sun not published
Hours: NCUA, March 31, 2026
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Puainako50 E Puainako St, 96720
All hours
Mon to Fri 7:30 am to 6 pm; Sat 8 am to 1:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of Hawaii Bank · 2
Bank of Hawaii has 2 branches in Hilo, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hilo location is the Hilo Branch at 1339 Kinoole St, dating to 1970; the newest, at 50 E Puainako St, to 1995. All 2 of its Hilo locations with published hours open on Saturday.
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Hilo Branch1339 Kinoole St, 96720
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
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Isb-Kta Puainako50 E Puainako St, 96720
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
First Hawaiian Bank Bank · 2
First Hawaiian Bank has 2 branches in Hilo, 45 across Hawaii and 45 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1858. With $23.65 billion in total assets on June 30, 2026, it ranks No. 92 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hilo location is the Hilo Branch at 1205 Kilauea Ave, dating to 1910; the newest, at 111 E Puainako St, to 2014. 1 of its 2 Hilo locations with published hours open on Saturday.
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Waiakea Banking Center111 E Puainako St, 96720
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun closed
Hours: First Hawaiian Bank branch locator (All The Places), checked Oct 10, 2026
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Hilo Branch1205 Kilauea Ave, 96720
All hours
Mon to Fri 8:30 am to 4 pm; Sat 9 am to 1 pm; Sun closed
Hours: First Hawaiian Bank branch locator (All The Places), checked Oct 10, 2026
Hfs Credit Union Credit union · 2
Hfs Credit Union has 2 officees in Hilo, 6 across Hawaii. It is based in Hilo, HI and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Hilo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office632 Kinoole St, 96720
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Prince Kuhio Plaza Office111 E Puainako St, 96720
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1:30 pm; Sun not published
Hours: NCUA, March 31, 2026
American Savings Bank Bank · 1
American Savings Bank has 1 branch in Hilo, 35 across Hawaii and 35 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1987. With $9.05 billion in total assets on June 30, 2026, it ranks No. 180 of 4,232 U.S. banks by total assets. The Hilo Branch at 100 Pauahi St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hilo Branch100 Pauahi St, 96720
Bank of Hope Bank · 1
Bank of Hope has 1 branch in Hilo, 29 across Hawaii and 78 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1986. With $18.99 billion in total assets on June 30, 2026, it ranks No. 110 of 4,232 U.S. banks by total assets. The Hilo Branch at 315 E Makaala St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hilo Branch315 E Makaala St, 96720
Big Island Credit Union Credit union · 1
Big Island Credit Union has 1 office in Hilo, 3 across Hawaii. It is based in Hilo, HI and $194.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office66 Lono St, 96720
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Central Pacific Bank Bank · 1
Central Pacific Bank has 1 branch in Hilo, 27 across Hawaii and 27 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1954. With $7.50 billion in total assets on June 30, 2026, it ranks No. 210 of 4,232 U.S. banks by total assets. The Hilo Branch at 525 Kilauea Ave dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hilo Branch525 Kilauea Ave, 96720
Finance Factors, Ltd. Bank · 1
Finance Factors, Ltd. has 1 branch in Hilo, 13 across Hawaii and 13 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1952. With $683.7 million in total assets on June 30, 2026, it ranks No. 1,403 of 4,232 U.S. banks by total assets. The Hilo Branch at 605 Laukapu St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hilo Branch605 Laukapu St, 96720
Hawaii Community Credit Union Credit union · 1
Hawaii Community Credit Union has 1 office in Hilo, 10 across Hawaii. It is based in Kailua Kona, HI and $805.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Hilo Branch111 Aupuni St, 96720
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Hawaii County Employees Credit Union Credit union · 1
Hawaii County Employees Credit Union has 1 office in Hilo, 1 across Hawaii. It is based in Hilo, HI and $145.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office131 Puuhonu Way, 96720
All hours
Mon to Thu 7:45 am to 4:30 pm; Fri 7:45 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Hawaii First Credit Union Credit union · 1
Hawaii First Credit Union has 1 office in Hilo, 2 across Hawaii. It is based in Kamuela, HI and $77.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Hilo Branch1221 Kilauea Ave Suite 160, 96720
All hours
Mon 9 am to 4 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Hawaii National Bank Bank · 1
Hawaii National Bank has 1 branch in Hilo, 10 across Hawaii and 10 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1960. With $871.7 million in total assets on June 30, 2026, it ranks No. 1,177 of 4,232 U.S. banks by total assets. The Puainako Branch at 2100 Kanoelehua Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Puainako Branch2100 Kanoelehua Ave, 96720
Hawaiiusa Credit Union Credit union · 1
Hawaiiusa Credit Union has 1 office in Hilo, 15 across Hawaii. It is based in Honolulu, HI and $2.67 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ieg Branch375 Kekuanaoa St, 96720
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Helco Credit Union Credit union · 1
Helco Credit Union has 1 office in Hilo, 1 across Hawaii. It is based in Hilo, HI and $45.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1437 Kilauea Ave Ste 105, 96720
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Hilo, 4 across Hawaii and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Hilo Branch at 120 Waianuenue Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hilo Branch120 Waianuenue Ave, 96720
Join a credit union in Hilo
8 credit unions have 11 offices here: Cu Hawaii Credit Union, Hfs Credit Union, Hawaiiusa Credit Union, Hawaii Community Credit Union, Big Island Credit Union and Hawaii County Employees Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hilo page has every office in the state's directory.
Banking in Hilo: the local picture
Short answer: 8 banks run 10 branches in Hilo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Hilo, 6 elsewhere in Hawaii and 2 out of state, according to the FDIC.
The bank with the longest record here is First Hawaiian Bank, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is First Hawaiian Bank's office at 1205 Kilauea Ave, dating to 1910; the newest is Finance Factors, Ltd.'s at 605 Laukapu St, from 2017.
8 credit unions have 11 offices in Hilo, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 8 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Hilo
Short answer: 8 of the 15 Hilo locations with published hours open on Saturday, run by 6 institutions.
- Bank of Hawaii: 2 of 2 branches (1339 Kinoole St: Saturday 9 am to 1 pm, and 1 more)
- First Hawaiian Bank: 1 of 2 branches (1205 Kilauea Ave: Saturday 9 am to 1 pm)
- Cu Hawaii Credit Union: 2 of 3 offices (476 Hinano St: Saturday 8 am to 12 pm, and 1 more)
- Hfs Credit Union: 1 of 2 offices (111 E Puainako St: Saturday 9 am to 1:30 pm)
- Hawaiiusa Credit Union: 1 of 1 office (375 Kekuanaoa St: Saturday 9 am to 1 pm)
- Hawaii Community Credit Union: 1 of 1 office (111 Aupuni St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hilo, and where the nearest one is if they do not.
Short answer: No branches in Hilo: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Hilo | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Hawaii |
| Wells Fargo | None | none in Hawaii |
| Bank of America | None | none in Hawaii |
| PNC Bank | None | none in Hawaii |
| U.S. Bank | None | none in Hawaii |
| Truist | None | none in Hawaii |
| Fifth Third Bank | None | none in Hawaii |
| Huntington | None | none in Hawaii |
| Regions Bank | None | none in Hawaii |
| TD Bank | None | none in Hawaii |
| BMO | None | none in Hawaii |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hilo to the nearest branch in Hawaii.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hilo residents like anyone else.
Banks near Hilo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pahoa (17 miles) and Kamuela (44 miles). Kahului, 121 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pahoa, HI | 17 mi | 2 | 2 |
| Banks in Kamuela, HI | 44 mi | 2 | 2 |
| Banks in Kealakekua, HI | 57 mi | 2 | 2 |
| Banks in Kailua Kona, HI | 60 mi | 6 | 7 |
| Banks in Makawao, HI | 113 mi | 2 | 2 |
| Banks in Kihei, HI | 115 mi | 5 | 5 |
| Banks in Kahului, HI | 121 mi | 7 | 7 |
| Banks in Wailuku, HI | 123 mi | 4 | 4 |
Bank branch openings and closings in Hilo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hilo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Hilo
Short answer: 5 institutions have their main office in Hilo: Cu Hawaii Credit Union, Hfs Credit Union, Big Island Credit Union and Hawaii County Employees Credit Union and 1 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Cu Hawaii Credit Union | Credit union | $453.2 million | 3 |
| Hfs Credit Union | Credit union | $1.10 billion | 2 |
| Big Island Credit Union | Credit union | $194.1 million | 1 |
| Hawaii County Employees Credit Union | Credit union | $145.4 million | 1 |
| Helco Credit Union | Credit union | $45.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Hilo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hilo offices.
Short answer: Bank of Hawaii is the largest bank with offices in Hilo, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. First Hawaiian Bank is second with $23.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Hawaii | $23.81 billion | No. 91 | 2 | Honolulu, HI |
| First Hawaiian Bank | $23.65 billion | No. 92 | 2 | Honolulu, HI |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Bank of Hope | $18.99 billion | No. 110 | 1 | Los Angeles, CA |
| American Savings Bank | $9.05 billion | No. 180 | 1 | Honolulu, HI |
| Central Pacific Bank | $7.50 billion | No. 210 | 1 | Honolulu, HI |
| Hawaii National Bank | $871.7 million | No. 1,177 | 1 | Honolulu, HI |
| Finance Factors, Ltd. | $683.7 million | No. 1,403 | 1 | Honolulu, HI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hilo: FAQ
How many banks are in Hilo, HI?
Hilo has 8 banks with 10 branches and 8 credit unions with 11 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hilo?
Bank of Hawaii, with 2. First Hawaiian Bank has 2 and Mechanics Bank has 1.
Is there a Bank of Hawaii in Hilo, HI?
Yes. FDIC data lists 2 Bank of Hawaii branches in Hilo as of September 5, 2026. Its branches are listed under Bank of Hawaii above, with the address and directions for each.
Is there a First Hawaiian Bank in Hilo, HI?
Yes. FDIC data lists 2 First Hawaiian Bank branches in Hilo as of September 5, 2026. Its branches are listed under First Hawaiian Bank above, with the address and directions for each.
Is there a Mechanics Bank in Hilo, HI?
Yes. FDIC data lists 1 Mechanics Bank branch in Hilo as of September 5, 2026. The address and directions are under Mechanics Bank above.
Which banks in Hilo are open on Saturday?
Bank of Hawaii, First Hawaiian Bank, Cu Hawaii Credit Union and Hfs Credit Union and 2 more publish Saturday hours for one or more Hilo locations. The Saturday section above lists each one with its hours. 6 of the 21 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Hilo?
Cu Hawaii Credit Union, Hfs Credit Union, Big Island Credit Union, Hawaii County Employees Credit Union and Helco Credit Union have their main office in Hilo, according to the FDIC and the NCUA.
What is the oldest bank in Hilo?
First Hawaiian Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1858.
Which credit unions can I join in Hilo?
Cu Hawaii Credit Union, Hfs Credit Union, Hawaiiusa Credit Union and Hawaii Community Credit Union and 4 more have offices in Hilo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hilo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hilo?
Nearby cities with more banks include Pahoa, Kamuela, Kealakekua. Pahoa is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 11 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 10 branches: Bank of Hawaii, First Hawaiian Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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