US Bank Directory
Banks in Melbourne, FL
13 FDIC-insured banks operate 25 offices in Melbourne, Florida, and 5 credit unions have 18 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Melbourne
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 43 locations in Melbourne, according to the FDIC and the NCUA. 38 of them have coordinates on record and are on the map. 36 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
38 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Melbourne
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Melbourne, with 5. It is followed by Chase (3), Wells Fargo (3), Bank of America (2). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Space Coast Credit Union Credit union · 9
Space Coast Credit Union has 9 officees in Melbourne, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 9 Melbourne locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office8045 N Wickham Rd, 32940
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Airport Branch1495 Dr Martin Luther King Jr Blvd, 32901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Melbourne Branch20 S Wickham Rd, 32904
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union - Lake Washington2449 N Wickham Rd, 32935
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union - Summer Brook4745 N. Wickham Rd., 32935
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Viera5470 Stadium Pkwy, 32940
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Baytree Branch8025 N Wickham Rd, 32940
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Palm Bay Wal-Mart845 Palm Bay Rd Ne, 32904
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union - Viera South9225 Lake Andrew Dr, 32940
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 5
Truist has 5 branches in Melbourne, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Melbourne location is the Lake Washington Ii Branch at 2458 N Wickham Rd, dating to 1977; the newest, at 8226 N Wickham Rd, to 1995. 3 of its 4 Melbourne locations with published hours open on Saturday.
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Babcock Branch1303 S Babcock St, 32901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Babcock Drive-Thru Branch1355 S Babcock St, 32901
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Lake Washington Ii Branch2458 N Wickham Rd, 32935
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Suntree Branch6430 N Wickham Rd, 32940
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Viera Branch8226 N Wickham Rd, 32940
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 3
Chase has 3 branches in Melbourne, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Melbourne location is the Melbourne Square Branch at 1990 W New Haven Ave, dating to 1997; the newest, at 7797 N Wickham Rd, to 2011. 2 of its 3 Melbourne locations with published hours open on Saturday.
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Melbourne Square Branch1990 W New Haven Ave, 32904
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Post Commons Branch4050 N Wickham Rd, 32935
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Suntree Branch7797 N Wickham Rd, 32940
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Community Credit Union of Florida Credit union · 3
Community Credit Union of Florida has 3 officees in Melbourne, 8 across Florida. It is based in Rockledge, FL and $1.45 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Melbourne locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Palm Bay1325 Palm Bay Rd, 32905
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Melbourne Office333 E Nasa Blvd, 32901
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Pineda5525 N Wickham Rd, 32940
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Melbourne, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Melbourne location is the Lansing Square Branch at 2205 N Wickham Rd, dating to 1963; the newest, at 1970 W New Haven Ave, to 1996. 2 of its 3 Melbourne locations with published hours open on Saturday.
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Melbourne Square Branch1970 W New Haven Ave, 32904
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Lansing Square Branch2205 N Wickham Rd, 32935
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Suntree Branch7779 N Wickham Rd, 32940
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Melbourne, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Melbourne location is the Suntree Branch at 6370 N Wickham Rd, dating to 1984; the newest, at 2453 N Wickham Rd, to 1987. 1 of its 2 Melbourne locations with published hours open on Saturday.
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Wickham Road Branch2453 N Wickham Rd, 32935
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Suntree Branch6370 N Wickham Rd, 32940
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Melbourne, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Melbourne location is the West Melbourne Bc Branch at 3035 W New Haven Avenue, dating to 2024; the newest, at 5175 N Wickham Rd, to 2025. All 2 of its Melbourne locations with published hours open on Saturday.
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West Melbourne Bc Branch3035 W New Haven Avenue, 32904
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Pineda Commons Bc Branch5175 N Wickham Rd, 32940
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Launch Credit Union Credit union · 2
Launch Credit Union has 2 officees in Melbourne, 20 across Florida. It is based in Merritt Island, FL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Melbourne locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Melbourne - Whickham2200 N Wickham Rd, 32935
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Melbourne Babcock685 S Babcock St, 32901
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northrop Grumman Credit Union Credit union · 2
Northrop Grumman Credit Union has 2 officees in Melbourne, 3 across Florida. It is based in Gardena, CA and $1.65 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Melbourne locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Melbourne - Gateway Branch1421 Gateway Dr, 32901
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Melbourne - Bldg 2222000 W Nasa Blvd, 32904
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Melbourne, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Melbourne location is the Sarno Branch at 3000 Sarno Rd, dating to 2003; the newest, at 5535 N Wickham Rd, to 2008. It opens on Saturday.
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Sarno Branch3000 Sarno Rd, 32934
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Wickham Road Branch5535 N Wickham Rd, 32940
TD Bank Bank · 2
TD Bank has 2 branches in Melbourne, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Melbourne location is the Melbourne Branch at 1025 S Babcock St, dating to 1994; the newest, at 4551 N Wickham Rd, to 2002. All 2 of its Melbourne locations with published hours open on Saturday.
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Melbourne Branch1025 S Babcock St, 32901
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
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North Wickham Road Branch4551 N Wickham Rd, 32935
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Vystar Credit Union Credit union · 2
Vystar Credit Union has 2 officees in Melbourne, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Melbourne locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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176-Melbourne6435 N Wickham Rd, 32940
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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420 - Melbourne High School74 Bulldog Blvd, 32901
All hours
Mon to Fri 12 pm to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Cypress Bank & Trust Bank · 1
Cypress Bank & Trust has 1 branch in Melbourne, 5 across Florida and 5 nationwide. FDIC records list its main office in Melbourne, FL and show it operating since 1996. With $256.8 million in total assets on June 30, 2026, it ranks No. 2,689 of 4,232 U.S. banks by total assets. Its main office at 6115 N Wickham Rd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office6115 N Wickham Rd, 32940
Regions Bank Bank · 1
Regions Bank has 1 branch in Melbourne, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Hwy 192 Branch at 1051 W New Haven Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hwy 192 Branch1051 W New Haven Ave, 32904
Seacoast Bank Bank · 1
Seacoast Bank has 1 branch in Melbourne, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Mebourne - Harbor City Blvd Branch at 340 N Harbor City Blvd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mebourne - Harbor City Blvd Branch340 N Harbor City Blvd, 32935
Trustco Bank Bank · 1
Trustco Bank has 1 branch in Melbourne, 51 across Florida and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Melbourne Branch at 2481 Croton Rd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Melbourne Branch2481 Croton Rd, 32935
United Community Bank · 1
United Community has 1 branch in Melbourne, 21 across Florida and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Melbourne Branch at 2338 Citadel Way dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Melbourne Branch2338 Citadel Way, 32940
Valley Bank Bank · 1
Valley Bank has 1 branch in Melbourne, 45 across Florida and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Melbourne Branch at 6455 N Wickham Rd dates to 2026 in FDIC branch records. Its published hours do not list Saturday.
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Melbourne Branch6455 N Wickham Rd, 32940
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Melbourne
5 credit unions have 18 offices here: Space Coast Credit Union, Community Credit Union of Florida, Vystar Credit Union, Northrop Grumman Credit Union and Launch Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Melbourne page has every office in the state's directory.
Banking in Melbourne: the local picture
Short answer: 13 banks run 25 branches in Melbourne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 1 has its main office in Melbourne, 1 elsewhere in Florida and 11 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 2205 N Wickham Rd, dating to 1963; the newest is Valley Bank's at 6455 N Wickham Rd, from 2026.
5 credit unions have 18 offices in Melbourne, according to the NCUA. Who can join each one is on the credit unions page.
Of the 36 locations with published hours. 15 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Melbourne
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32940 has the most bank and credit union offices in Melbourne (16), followed by 32935 (10) and 32901 (8). Offices are spread across 6 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32940 | 16 | 12 | Space Coast Credit Union, Truist, Bank of America |
| 32935 | 10 | 9 | Space Coast Credit Union, Bank of America, Chase |
| 32901 | 8 | 7 | Truist, Community Credit Union of Florida, Launch Credit Union |
| 32904 | 7 | 6 | Space Coast Credit Union, Chase, Fifth Third Bank |
| 32905 | 1 | 1 | Community Credit Union of Florida |
| 32934 | 1 | 1 | PNC Bank |
Banks and credit unions open on Saturday in Melbourne
Short answer: 15 of the 36 Melbourne locations with published hours open on Saturday, run by 8 institutions.
- Truist: 3 of 5 branches (1303 S Babcock St: Saturday 9 am to 12 pm, and 2 more)
- Chase: 2 of 3 branches (1990 W New Haven Ave: Saturday 9 am to 2 pm, and 1 more)
- Wells Fargo: 2 of 3 branches (1970 W New Haven Ave: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 1 of 2 branches (2453 N Wickham Rd: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 2 branches (3000 Sarno Rd: Saturday 9 am to 1 pm)
- TD Bank: 2 of 2 branches (1025 S Babcock St: Saturday 9 am to 1 pm, and 1 more)
- Fifth Third Bank: 2 of 2 branches (3035 W New Haven Avenue: Saturday 9 am to 12 pm, and 1 more)
- Space Coast Credit Union: 2 of 9 offices (4745 N. Wickham Rd.: Saturday 9 am to 1 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 43 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Melbourne, and where the nearest one is if they do not.
Short answer: In Melbourne: Chase (3), Wells Fargo (3), Bank of America (2), PNC Bank (2), Truist (5), Fifth Third Bank (2), Regions Bank (1), TD Bank (2). No branches in Melbourne: U.S. Bank (nearest in Palm Beach, 107 mi), Huntington (nearest in Orlando, 54 mi), BMO (nearest in Brandon, 100 mi).
| Bank | In Melbourne | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 2 branches | here |
| Truist | 5 branches | here |
| Fifth Third Bank | 2 branches | here |
| Regions Bank | 1 branch | here |
| TD Bank | 2 branches | here |
| U.S. Bank | None | Palm Beach, 107 miles away |
| Huntington | None | Orlando, 54 miles away |
| BMO | None | Brandon, 100 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melbourne to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melbourne residents like anyone else.
Banks near Melbourne
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Indian Harbour Beach (5 miles) and Viera (7 miles). Merritt Island, 14 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Indian Harbour Beach, FL | 5 mi | 5 | 5 |
| Banks in Viera, FL | 7 mi | 3 | 3 |
| Banks in West Melbourne, FL | 7 mi | 5 | 6 |
| Banks in Indialantic, FL | 7 mi | 3 | 3 |
| Banks in Palm Bay, FL | 10 mi | 6 | 10 |
| Banks in Rockledge, FL | 11 mi | 6 | 6 |
| Banks in Cocoa Beach, FL | 14 mi | 3 | 4 |
| Banks in Merritt Island, FL | 14 mi | 8 | 8 |
Bank branch openings and closings in Melbourne
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 2 branch openings in Melbourne between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 17, 2026 | Opened | Valley Bank | 6455 N Wickham Rd, 32940 |
| Nov 25, 2025 | Opened | Fifth Third Bank | 5175 N Wickham Rd, 32940 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Melbourne
Short answer: 2 institutions have their main office in Melbourne: Space Coast Credit Union and Cypress Bank & Trust.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Space Coast Credit Union | Credit union | $9.29 billion | 9 |
| Cypress Bank & Trust | Bank | $256.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Melbourne by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melbourne offices.
Short answer: Chase is the largest bank with offices in Melbourne, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 5 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Melbourne: FAQ
How many banks are in Melbourne, FL?
Melbourne has 13 banks with 25 branches and 5 credit unions with 18 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Melbourne?
Truist, with 5. Chase has 3 and Wells Fargo has 3.
Is there a Truist in Melbourne, FL?
Yes. FDIC data lists 5 Truist branches in Melbourne as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Chase in Melbourne, FL?
Yes. FDIC data lists 3 Chase branches in Melbourne as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Melbourne, FL?
Yes. FDIC data lists 3 Wells Fargo branches in Melbourne as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a U.S. Bank in Melbourne, FL?
No. FDIC data lists no U.S. Bank branch in Melbourne as of September 5, 2026. The nearest is in Palm Beach, about 107 miles away in a straight line.
Which banks in Melbourne are open on Saturday?
Truist, Chase, Wells Fargo and Bank of America and 4 more publish Saturday hours for one or more Melbourne locations. The Saturday section above lists each one with its hours. 7 of the 43 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Melbourne?
Space Coast Credit Union and Cypress Bank & Trust have their main office in Melbourne, according to the FDIC and the NCUA.
What is the oldest bank in Melbourne?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Melbourne?
Space Coast Credit Union, Community Credit Union of Florida, Vystar Credit Union and Northrop Grumman Credit Union and 1 more have offices in Melbourne. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Melbourne in the past year?
FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Melbourne?
Nearby cities with more banks include Indian Harbour Beach, Viera, West Melbourne. Indian Harbour Beach is 5 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 13 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (18 of 25 branches: Bank of America, Chase, Fifth Third Bank, PNC Bank, TD Bank, Truist and 2 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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