US Bank Directory
Banks in Palm Bay, FL
6 FDIC-insured banks operate 10 offices in Palm Bay, Florida, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Palm Bay
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 14 locations in Palm Bay, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 14 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Palm Bay
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Palm Bay, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Space Coast Credit Union Credit union · 3
Space Coast Credit Union has 3 officees in Palm Bay, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Palm Bay locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Space Coast Credit Union-Palm Bay West152 Malabar Rd Sw, 32907
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Bayside Lakes3340 Bayside Lakes Blvd Se, 32909
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Port Malabar5250 Babcock St Ne, 32905
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Palm Bay, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Bay location is the Palm Bay Branch at 4710 Babcock St Ne, dating to 1985; the newest, at 1151 Malabar Rd Ne, to 1986. 1 of its 2 Palm Bay locations with published hours open on Saturday.
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Malabar Branch1151 Malabar Rd Ne, 32907
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Palm Bay Branch4710 Babcock St Ne, 32905
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Palm Bay, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Bay location is the Palm Bay Branch at 5295 Babcock St Ne, dating to 1934; the newest, at 122 Malabar Rd Sw, to 2000. All 2 of its Palm Bay locations with published hours open on Saturday.
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Palm Bay West Branch122 Malabar Rd Sw, 32907
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Palm Bay Branch5295 Babcock St Ne, 32905
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
TD Bank Bank · 2
TD Bank has 2 branches in Palm Bay, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Malabar Road Branch at 1159 Malabar Rd Ne dates to 1993 in FDIC branch records. All 2 of its Palm Bay locations with published hours open on Saturday.
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Malabar Road Branch1159 Malabar Rd Ne, 32907
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
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Babcock Street Branch4625 Babcock St Ne, 32905
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 2
Truist has 2 branches in Palm Bay, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Bay location is the Palm Bay Branch at 1725 Palm Bay Rd Ne, dating to 1977; the newest, at 6000 Babcock St Se, to 1985. None of its 2 Palm Bay locations with published hours lists Saturday hours.
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Palm Bay Branch1725 Palm Bay Rd Ne, 32905
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Palm Bay South Branch6000 Babcock St Se, 32909
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Palm Bay, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Bayside Lakes Branch at 3450 Bayside Lakes Blvd Se Ste 11 dates to 2002 in FDIC branch records. It opens on Saturday.
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Bayside Lakes Branch3450 Bayside Lakes Blvd Se Ste 11, 32909
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Launch Credit Union Credit union · 1
Launch Credit Union has 1 office in Palm Bay, 20 across Florida. It is based in Merritt Island, FL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Palm Bay5225 Babcock St Ne, 32905
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Palm Bay, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Palm Bay Branch at 2200 Harris Ave Ne dates to 1979 in FDIC branch records. It opens on Saturday.
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Palm Bay Branch2200 Harris Ave Ne, 32905
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Palm Bay
2 credit unions have 4 offices here: Space Coast Credit Union and Launch Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Palm Bay page has every office in the state's directory.
Banking in Palm Bay: the local picture
Short answer: 6 banks run 10 branches in Palm Bay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Palm Bay and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 5295 Babcock St Ne, dating to 1934; the newest is Chase's at 3450 Bayside Lakes Blvd Se Ste 11, from 2002.
2 credit unions have 4 offices in Palm Bay, according to the NCUA. Who can join each one is on the credit unions page.
Of the 14 locations with published hours. 7 open on Saturday.
Banks by ZIP code in Palm Bay
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32905 has the most bank and credit union offices in Palm Bay (7), followed by 32907 (4) and 32909 (3). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32905 | 7 | 7 | Bank of America, Launch Credit Union, PNC Bank |
| 32907 | 4 | 4 | Bank of America, PNC Bank, Space Coast Credit Union |
| 32909 | 3 | 3 | Chase, Space Coast Credit Union, Truist |
Banks open on Saturday in Palm Bay
Short answer: 7 of the 14 Palm Bay locations with published hours open on Saturday, run by 5 institutions.
- Bank of America: 1 of 2 branches (4710 Babcock St Ne: Saturday 9 am to 2 pm)
- PNC Bank: 2 of 2 branches (122 Malabar Rd Sw: Saturday 9 am to 1 pm, and 1 more)
- TD Bank: 2 of 2 branches (1159 Malabar Rd Ne: Saturday 9 am to 2 pm, and 1 more)
- Chase: 1 of 1 branch (3450 Bayside Lakes Blvd Se Ste 11: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (2200 Harris Ave Ne: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Palm Bay, and where the nearest one is if they do not.
Short answer: In Palm Bay: Chase (1), Wells Fargo (1), Bank of America (2), PNC Bank (2), Truist (2), TD Bank (2). No branches in Palm Bay: U.S. Bank (nearest in Palm Beach, 97 mi), Fifth Third Bank (nearest in Melbourne, 5 mi), Huntington (nearest in Orlando, 60 mi), Regions Bank (nearest in West Melbourne, 3 mi), BMO (nearest in Brandon, 101 mi).
| Bank | In Palm Bay | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 2 branches | here |
| PNC Bank | 2 branches | here |
| Truist | 2 branches | here |
| TD Bank | 2 branches | here |
| U.S. Bank | None | Palm Beach, 97 miles away |
| Fifth Third Bank | None | Melbourne, 5 miles away |
| Huntington | None | Orlando, 60 miles away |
| Regions Bank | None | West Melbourne, 3 miles away |
| BMO | None | Brandon, 101 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palm Bay to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palm Bay residents like anyone else.
Banks near Palm Bay
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Melbourne (4 miles) and Indialantic (7 miles). Melbourne, 10 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Melbourne, FL | 4 mi | 5 | 6 |
| Banks in Indialantic, FL | 7 mi | 3 | 3 |
| Banks in Indian Harbour Beach, FL | 9 mi | 5 | 5 |
| Banks in Melbourne, FL | 10 mi | 13 | 25 |
| Banks in Viera, FL | 17 mi | 3 | 3 |
| Banks in Sebastian, FL | 17 mi | 6 | 7 |
| Banks in Rockledge, FL | 21 mi | 6 | 6 |
| Banks in Cocoa Beach, FL | 24 mi | 3 | 4 |
Bank branch openings and closings in Palm Bay
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Palm Bay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Palm Bay by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palm Bay offices.
Short answer: Chase is the largest bank with offices in Palm Bay, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 2 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Palm Bay: FAQ
How many banks are in Palm Bay, FL?
Palm Bay has 6 banks with 10 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Palm Bay?
Bank of America, with 2. PNC Bank has 2 and Truist has 2.
Is there a Bank of America in Palm Bay, FL?
Yes. FDIC data lists 2 Bank of America branches in Palm Bay as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a PNC Bank in Palm Bay, FL?
Yes. FDIC data lists 2 PNC Bank branches in Palm Bay as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Truist in Palm Bay, FL?
Yes. FDIC data lists 2 Truist branches in Palm Bay as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a U.S. Bank in Palm Bay, FL?
No. FDIC data lists no U.S. Bank branch in Palm Bay as of September 5, 2026. The nearest is in Palm Beach, about 97 miles away in a straight line.
Which banks in Palm Bay are open on Saturday?
Bank of America, PNC Bank, TD Bank and Chase and 1 more publish Saturday hours for one or more Palm Bay locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Palm Bay?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Palm Bay?
Space Coast Credit Union and Launch Credit Union have offices in Palm Bay. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Palm Bay in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Palm Bay?
Nearby cities with more banks include West Melbourne, Indialantic, Indian Harbour Beach. West Melbourne is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (10 of 10 branches: Bank of America, Chase, PNC Bank, TD Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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