US Bank Directory
Banks in West Melbourne, FL
5 FDIC-insured banks operate 6 offices in West Melbourne, Florida, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: West Melbourne
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in West Melbourne, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Melbourne
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in West Melbourne, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 2
Truist has 2 branches in West Melbourne, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Melbourne location is the West Melbourne Branch at 2817 W New Haven Ave, dating to 1980; the newest, at 175 Palm Bay Rd Ne, to 2010. 1 of its 2 West Melbourne locations with published hours open on Saturday.
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Hammock Landing Branch175 Palm Bay Rd Ne, 32904
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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West Melbourne Branch2817 W New Haven Ave, 32904
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in West Melbourne, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The West Melbourne Branch at 3003 W New Haven Ave dates to 1965 in FDIC branch records. Its published hours do not list Saturday.
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West Melbourne Branch3003 W New Haven Ave, 32904
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in West Melbourne, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The West Melbourne - Palm Branch at 115 Palm Bay Rd Ne dates to 2002 in FDIC branch records. It opens on Saturday.
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West Melbourne - Palm Branch115 Palm Bay Rd Ne, 32904
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Launch Credit Union Credit union · 1
Launch Credit Union has 1 office in West Melbourne, 20 across Florida. It is based in Merritt Island, FL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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West Melbourne4301 Norfolk Pkwy, 32904
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in West Melbourne, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The West Melbourne Branch at 2950 W New Haven Ave dates to 1934 in FDIC branch records. It opens on Saturday.
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West Melbourne Branch2950 W New Haven Ave, 32904
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Priority Credit Union Credit union · 1
Priority Credit Union has 1 office in West Melbourne, 5 across Florida. It is based in Orlando, FL and $56.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Melbourne2305 Minton Rd, 32904
All hours
Mon 8:30 am to 5 pm; Tue to Wed not published; Thu 8:30 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in West Melbourne, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The West Palm Bay Branch at 105 Palm Bay Rd Ne dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Palm Bay Branch105 Palm Bay Rd Ne, 32904
Space Coast Credit Union Credit union · 1
Space Coast Credit Union has 1 office in West Melbourne, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Space Coast Credit Union-Palm Bay Nw139 Palm Bay Rd Ne, 32904
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in West Melbourne
3 credit unions have 3 offices here: Space Coast Credit Union, Launch Credit Union and Priority Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Melbourne page has every office in the state's directory.
Banking in West Melbourne: the local picture
Short answer: 5 banks run 6 branches in West Melbourne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in West Melbourne and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 2950 W New Haven Ave, dating to 1934; the newest is Truist's at 175 Palm Bay Rd Ne, from 2010.
3 credit unions have 3 offices in West Melbourne, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in West Melbourne
Short answer: 3 of the 8 West Melbourne locations with published hours open on Saturday, run by 3 institutions.
- Truist: 1 of 2 branches (175 Palm Bay Rd Ne: Saturday 9 am to 12 pm)
- Chase: 1 of 1 branch (115 Palm Bay Rd Ne: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (2950 W New Haven Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Melbourne, and where the nearest one is if they do not.
Short answer: In West Melbourne: Chase (1), Bank of America (1), PNC Bank (1), Truist (2), Regions Bank (1). No branches in West Melbourne: Wells Fargo (nearest in Melbourne, 2 mi), U.S. Bank (nearest in Palm Beach, 101 mi), Fifth Third Bank (nearest in Melbourne, 1 mi), Huntington (nearest in Orlando, 56 mi), TD Bank (nearest in Palm Bay, 3 mi), BMO (nearest in Brandon, 99 mi).
| Bank | In West Melbourne | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 2 branches | here |
| Regions Bank | 1 branch | here |
| Wells Fargo | None | Melbourne, 2 miles away |
| U.S. Bank | None | Palm Beach, 101 miles away |
| Fifth Third Bank | None | Melbourne, 1 mile away |
| Huntington | None | Orlando, 56 miles away |
| TD Bank | None | Palm Bay, 3 miles away |
| BMO | None | Brandon, 99 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Melbourne to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Melbourne residents like anyone else.
Banks near West Melbourne
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Palm Bay (4 miles) and Indialantic (6 miles). Melbourne, 7 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Palm Bay, FL | 4 mi | 6 | 10 |
| Banks in Indialantic, FL | 6 mi | 3 | 3 |
| Banks in Melbourne, FL | 7 mi | 13 | 25 |
| Banks in Indian Harbour Beach, FL | 7 mi | 5 | 5 |
| Banks in Viera, FL | 13 mi | 3 | 3 |
| Banks in Rockledge, FL | 17 mi | 6 | 6 |
| Banks in Cocoa Beach, FL | 21 mi | 3 | 4 |
| Banks in Sebastian, FL | 21 mi | 6 | 7 |
Bank branch openings and closings in West Melbourne
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Melbourne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in West Melbourne by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Melbourne offices.
Short answer: Chase is the largest bank with offices in West Melbourne, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Melbourne: FAQ
How many banks are in West Melbourne, FL?
West Melbourne has 5 banks with 6 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in West Melbourne?
Truist, with 2. Chase has 1 and Bank of America has 1.
Is there a Truist in West Melbourne, FL?
Yes. FDIC data lists 2 Truist branches in West Melbourne as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Chase in West Melbourne, FL?
Yes. FDIC data lists 1 Chase branch in West Melbourne as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in West Melbourne, FL?
Yes. FDIC data lists 1 Bank of America branch in West Melbourne as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in West Melbourne, FL?
No. FDIC data lists no Wells Fargo branch in West Melbourne as of September 5, 2026. The nearest is in Melbourne, about 2 miles away in a straight line.
Which banks in West Melbourne are open on Saturday?
Truist, Chase and PNC Bank publish Saturday hours for one or more West Melbourne locations. The Saturday section above lists each one with its hours. 1 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in West Melbourne?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in West Melbourne?
Space Coast Credit Union, Launch Credit Union and Priority Credit Union have offices in West Melbourne. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Melbourne in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Melbourne?
Nearby cities with more banks include Palm Bay, Indialantic, Melbourne. Palm Bay is 4 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 6 branches: Bank of America, Chase, PNC Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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