US Bank Directory
Banks in Cocoa Beach, FL
3 FDIC-insured banks operate 4 offices in Cocoa Beach, Florida, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cocoa Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Cocoa Beach, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cocoa Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Sunrise Bank has the most locations in Cocoa Beach, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Sunrise Bank Bank · 2
Sunrise Bank has 2 branches in Cocoa Beach, 4 across Florida and 4 nationwide. FDIC records list its main office in Orlando, FL and show it operating since 2005. With $622.9 million in total assets on June 30, 2026, it ranks No. 1,522 of 4,232 U.S. banks by total assets. The Mobile Branch at 5604 N Atlantic Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mobile Branch5604 N Atlantic Ave, 32931
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Cocoa Beach Office Branch5604 N Atlantic Ave, 32931
Space Coast Credit Union Credit union · 1
Space Coast Credit Union has 1 office in Cocoa Beach, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Space Coast Credit Union-Cocoa Beach1205 N Atlantic Ave, 32931
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Cocoa Beach, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Cocoa Beach Branch at 150 Cocoa Isles Blvd dates to 1986 in FDIC branch records. Its published hours do not list Saturday.
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Cocoa Beach Branch150 Cocoa Isles Blvd, 32931
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Cocoa Beach, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cocoa Beach Branch at 1775 N Atlantic Ave dates to 1977 in FDIC branch records. Its published hours do not list Saturday.
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Cocoa Beach Branch1775 N Atlantic Ave, 32931
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Cocoa Beach
1 credit union has 1 office here: Space Coast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cocoa Beach page has every office in the state's directory.
Banking in Cocoa Beach: the local picture
Short answer: 3 banks run 4 branches in Cocoa Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Cocoa Beach, 1 elsewhere in Florida and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1775 N Atlantic Ave, dating to 1977; the newest is Sunrise Bank's at 5604 N Atlantic Ave, from 2020.
The only credit union with an office here is Space Coast Credit Union.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Cocoa Beach
Short answer: None of the 3 Cocoa Beach locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cocoa Beach, and where the nearest one is if they do not.
Short answer: In Cocoa Beach: Wells Fargo (1), Truist (1). No branches in Cocoa Beach: Chase (nearest in Merritt Island, 5 mi), Bank of America (nearest in Merritt Island, 6 mi), PNC Bank (nearest in Merritt Island, 6 mi), U.S. Bank (nearest in Palm Beach, 119 mi), Fifth Third Bank (nearest in Rockledge, 9 mi), Huntington (nearest in Orlando, 54 mi), Regions Bank (nearest in Rockledge, 8 mi), TD Bank (nearest in Merritt Island, 5 mi), BMO (nearest in Brandon, 107 mi).
| Bank | In Cocoa Beach | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Merritt Island, 5 miles away |
| Bank of America | None | Merritt Island, 6 miles away |
| PNC Bank | None | Merritt Island, 6 miles away |
| U.S. Bank | None | Palm Beach, 119 miles away |
| Fifth Third Bank | None | Rockledge, 9 miles away |
| Huntington | None | Orlando, 54 miles away |
| Regions Bank | None | Rockledge, 8 miles away |
| TD Bank | None | Merritt Island, 5 miles away |
| BMO | None | Brandon, 107 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cocoa Beach to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cocoa Beach residents like anyone else.
Banks near Cocoa Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Merritt Island (5 miles) and Rockledge (8 miles). Melbourne, 14 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Merritt Island, FL | 5 mi | 8 | 8 |
| Banks in Rockledge, FL | 8 mi | 6 | 6 |
| Banks in Cocoa, FL | 8 mi | 5 | 5 |
| Banks in Viera, FL | 10 mi | 3 | 3 |
| Banks in Melbourne, FL | 14 mi | 13 | 25 |
| Banks in Indian Harbour Beach, FL | 15 mi | 5 | 5 |
| Banks in Indialantic, FL | 18 mi | 3 | 3 |
| Banks in Titusville, FL | 19 mi | 6 | 7 |
Bank branch openings and closings in Cocoa Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cocoa Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cocoa Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cocoa Beach offices.
Short answer: Wells Fargo is the largest bank with offices in Cocoa Beach, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Sunrise Bank | $622.9 million | No. 1,522 | 2 | Orlando, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cocoa Beach: FAQ
How many banks are in Cocoa Beach, FL?
Cocoa Beach has 3 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cocoa Beach?
Sunrise Bank, with 2. Wells Fargo has 1 and Truist has 1.
Is there a Sunrise Bank in Cocoa Beach, FL?
Yes. FDIC data lists 2 Sunrise Bank branches in Cocoa Beach as of September 5, 2026. Its branches are listed under Sunrise Bank above, with the address and directions for each.
Is there a Wells Fargo in Cocoa Beach, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Cocoa Beach as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Cocoa Beach, FL?
Yes. FDIC data lists 1 Truist branch in Cocoa Beach as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Cocoa Beach, FL?
No. FDIC data lists no Chase branch in Cocoa Beach as of September 5, 2026. The nearest is in Merritt Island, about 5 miles away in a straight line.
Which banks in Cocoa Beach are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Cocoa Beach?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Cocoa Beach?
Space Coast Credit Union has an office in Cocoa Beach. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cocoa Beach in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cocoa Beach?
Nearby cities with more banks include Merritt Island, Rockledge, Cocoa. Merritt Island is 5 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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