US Bank Directory
Banks in Merritt Island, FL
8 FDIC-insured banks operate 8 offices in Merritt Island, Florida, and 3 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Merritt Island
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 13 locations in Merritt Island, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Merritt Island
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in Merritt Island, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Launch Credit Union Credit union · 2
Launch Credit Union has 2 officees in Merritt Island, 20 across Florida. It is based in Merritt Island, FL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Merritt Island locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office300 S Plumosa St, 32952
All hours
Mon to Wed 8 am to 5 pm; Thu to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Merritt Island415 Fortenberry Rd, 32952
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Space Coast Credit Union Credit union · 2
Space Coast Credit Union has 2 officees in Merritt Island, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Merritt Island locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Space Coast Credit Union - North Merritt Island2260 N Courtenay Pkwy, 32953
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union-Merritt Island445 Fortenberry Rd, 32952
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Addition Financial Credit Union Credit union · 1
Addition Financial Credit Union has 1 office in Merritt Island, 33 across Florida. It is based in Lake Mary, FL and $3.81 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Merritt Island Branch1380 N Courtenay Pkwy, 32953
All hours
Mon to Wed 9 am to 5 pm; Thu 10 am to 5 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Merritt Island, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Merritt Island Branch at 15 E Merritt Island Cswy dates to 1963 in FDIC branch records. It opens on Saturday.
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Merritt Island Branch15 E Merritt Island Cswy, 32952
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Merritt Island, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Merritt Island Branch at 760 E Merritt Island Cswy dates to 1934 in FDIC branch records. It opens on Saturday.
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Merritt Island Branch760 E Merritt Island Cswy, 32952
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Community Bank of the South Bank · 1
Community Bank of the South has 1 branch in Merritt Island, 3 across Florida and 3 nationwide. FDIC records list its main office in Merritt Island, FL and show it operating since 1999. With $266.5 million in total assets on June 30, 2026, it ranks No. 2,644 of 4,232 U.S. banks by total assets. Its main office at 277 N Sykes Creek Pkwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office277 N Sykes Creek Pkwy, 32953
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Merritt Island, 88 across Florida and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Merritt Island Branch at 2105 N Courtenay Pkwy dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Merritt Island Branch2105 N Courtenay Pkwy, 32953
PNC Bank Bank · 1
PNC Bank has 1 branch in Merritt Island, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Merritt Island Branch at 1840 N Courtenay Pkwy dates to 2004 in FDIC branch records. Its published hours do not list Saturday.
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Merritt Island Branch1840 N Courtenay Pkwy, 32953
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Merritt Island, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Merritt Island Branch at 250 Merritt Island Causeway dates to 1998 in FDIC branch records. It opens on Saturday.
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Merritt Island Branch250 Merritt Island Causeway, 32952
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Merritt Island, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Merritt Square Mall Branch at 775 E Merritt Island Cswy dates to 1988 in FDIC branch records. It opens on Saturday.
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Merritt Square Mall Branch775 E Merritt Island Cswy, 32952
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Merritt Island, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Merritt Island Branch at 100 S Sykes Creek Pkwy dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
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Merritt Island Branch100 S Sykes Creek Pkwy, 32952
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Merritt Island
3 credit unions have 5 offices here: Space Coast Credit Union, Launch Credit Union and Addition Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Merritt Island page has every office in the state's directory.
Banking in Merritt Island: the local picture
Short answer: 8 banks run 8 branches in Merritt Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Merritt Island and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 760 E Merritt Island Cswy, dating to 1934; the newest is PNC Bank's at 1840 N Courtenay Pkwy, from 2004.
3 credit unions have 5 offices in Merritt Island, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Merritt Island
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32952 has the most bank and credit union offices in Merritt Island (8), followed by 32953 (5). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32952 | 8 | 7 | Launch Credit Union, Bank of America, Chase |
| 32953 | 5 | 5 | Addition Financial Credit Union, Community Bank of the South, PNC Bank |
Banks open on Saturday in Merritt Island
Short answer: 4 of the 11 Merritt Island locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (760 E Merritt Island Cswy: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (15 E Merritt Island Cswy: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (775 E Merritt Island Cswy: Saturday 9 am to 12 pm)
- TD Bank: 1 of 1 branch (250 Merritt Island Causeway: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Merritt Island, and where the nearest one is if they do not.
Short answer: In Merritt Island: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (1), TD Bank (1). No branches in Merritt Island: U.S. Bank (nearest in Palm Beach, 122 mi), Fifth Third Bank (nearest in Rockledge, 7 mi), Huntington (nearest in Orlando, 48 mi), Regions Bank (nearest in Rockledge, 5 mi), BMO (nearest in Brandon, 102 mi).
| Bank | In Merritt Island | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| TD Bank | 1 branch | here |
| U.S. Bank | None | Palm Beach, 122 miles away |
| Fifth Third Bank | None | Rockledge, 7 miles away |
| Huntington | None | Orlando, 48 miles away |
| Regions Bank | None | Rockledge, 5 miles away |
| BMO | None | Brandon, 102 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Merritt Island to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Merritt Island residents like anyone else.
Banks near Merritt Island
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cocoa (3 miles) and Rockledge (5 miles). Melbourne, 14 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cocoa, FL | 3 mi | 5 | 5 |
| Banks in Rockledge, FL | 5 mi | 6 | 6 |
| Banks in Cocoa Beach, FL | 5 mi | 3 | 4 |
| Banks in Viera, FL | 9 mi | 3 | 3 |
| Banks in Melbourne, FL | 14 mi | 13 | 25 |
| Banks in Titusville, FL | 16 mi | 6 | 7 |
| Banks in Indian Harbour Beach, FL | 17 mi | 5 | 5 |
| Banks in Indialantic, FL | 20 mi | 3 | 3 |
Bank branch openings and closings in Merritt Island
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Merritt Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Merritt Island
Short answer: 2 institutions have their main office in Merritt Island: Launch Credit Union and Community Bank of the South.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Launch Credit Union | Credit union | $1.46 billion | 2 |
| Community Bank of the South | Bank | $266.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Merritt Island by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Merritt Island offices.
Short answer: Chase is the largest bank with offices in Merritt Island, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| Community Bank of the South | $266.5 million | No. 2,644 | 1 | Merritt Island, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Merritt Island: FAQ
How many banks are in Merritt Island, FL?
Merritt Island has 8 banks with 8 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Merritt Island?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Merritt Island, FL?
Yes. FDIC data lists 1 Chase branch in Merritt Island as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Merritt Island, FL?
Yes. FDIC data lists 1 Bank of America branch in Merritt Island as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Merritt Island, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Merritt Island as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Merritt Island, FL?
No. FDIC data lists no U.S. Bank branch in Merritt Island as of September 5, 2026. The nearest is in Palm Beach, about 122 miles away in a straight line.
Which banks in Merritt Island are open on Saturday?
Chase, Bank of America, Truist and TD Bank publish Saturday hours for one or more Merritt Island locations. The Saturday section above lists each one with its hours. 2 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Merritt Island?
Launch Credit Union and Community Bank of the South have their main office in Merritt Island, according to the FDIC and the NCUA.
What is the oldest bank in Merritt Island?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Merritt Island?
Space Coast Credit Union, Launch Credit Union and Addition Financial Credit Union have offices in Merritt Island. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Merritt Island in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Merritt Island?
Nearby cities with more banks include Cocoa, Rockledge, Cocoa Beach. Cocoa is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 8 branches: Bank of America, Chase, PNC Bank, TD Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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