US Bank Directory
Banks in Lake Placid, FL
3 FDIC-insured banks operate 3 offices in Lake Placid, Florida, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lake Placid
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Lake Placid, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Placid
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Seacoast Bank, Crews Bank & Trust and Gulf Atlantic Bank have the most locations in Lake Placid, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Crews Bank & Trust Bank · 1
Crews Bank & Trust has 1 branch in Lake Placid, 20 across Florida and 20 nationwide. FDIC records list its main office in Wauchula, FL and show it operating since 1929. With $2.33 billion in total assets on June 30, 2026, it ranks No. 537 of 4,232 U.S. banks by total assets. The Lake Placid Branch at 102 E Interlake Blvd dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Placid Branch102 E Interlake Blvd, 33852
Gulf Atlantic Bank Bank · 1
Gulf Atlantic Bank has 1 branch in Lake Placid, 5 across Florida and 5 nationwide. FDIC records list its main office in Key West, FL and show it operating since 2020. With $253.2 million in total assets on June 30, 2026, it ranks No. 2,713 of 4,232 U.S. banks by total assets. The Gab Lake Placid Branch at 120 Us 27 S dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gab Lake Placid Branch120 Us 27 S, 33852
Midflorida Credit Union Credit union · 1
Midflorida Credit Union has 1 office in Lake Placid, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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25-Lake Placid611 E Interlake Blvd, 33852
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Seacoast Bank Bank · 1
Seacoast Bank has 1 branch in Lake Placid, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Lake Placid Branch at 600 Us Highway 27 N dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Placid Branch600 Us Highway 27 N, 33852
Join a credit union in Lake Placid
1 credit union has 1 office here: Midflorida Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Placid page has every office in the state's directory.
Banking in Lake Placid: the local picture
Short answer: 3 banks run 3 branches in Lake Placid according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Lake Placid, 3 elsewhere in Florida, according to the FDIC.
The bank with the longest record here is Crews Bank & Trust, operating since 1929 according to the FDIC. In FDIC branch records, the longest-running branch is Crews Bank & Trust's office at 102 E Interlake Blvd, dating to 1960; the newest is Gulf Atlantic Bank's at 120 Us 27 S, from 2026.
The only credit union with an office here is Midflorida Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Lake Placid
Short answer: 1 of the 1 Lake Placid location with published hours opens on Saturday, run by 1 institution.
- Midflorida Credit Union: 1 of 1 office (611 E Interlake Blvd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Placid, and where the nearest one is if they do not.
Short answer: No branches in Lake Placid: Chase (nearest in Sebring, 17 mi), Wells Fargo (nearest in Sebring, 13 mi), Bank of America (nearest in Sebring, 17 mi), PNC Bank (nearest in Okeechobee, 33 mi), U.S. Bank (nearest in Sarasota, 72 mi), Truist (nearest in Sebring, 13 mi), Fifth Third Bank (nearest in Babcock Ranch, 44 mi), Huntington (nearest in Sun City Center, 66 mi), Regions Bank (nearest in Okeechobee, 33 mi), TD Bank (nearest in Winter Haven, 53 mi), BMO (nearest in Port Charlotte, 52 mi).
| Bank | In Lake Placid | Nearest branch if none here |
|---|---|---|
| Chase | None | Sebring, 17 miles away |
| Wells Fargo | None | Sebring, 13 miles away |
| Bank of America | None | Sebring, 17 miles away |
| PNC Bank | None | Okeechobee, 33 miles away |
| U.S. Bank | None | Sarasota, 72 miles away |
| Truist | None | Sebring, 13 miles away |
| Fifth Third Bank | None | Babcock Ranch, 44 miles away |
| Huntington | None | Sun City Center, 66 miles away |
| Regions Bank | None | Okeechobee, 33 miles away |
| TD Bank | None | Winter Haven, 53 miles away |
| BMO | None | Port Charlotte, 52 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Placid to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Placid residents like anyone else.
Banks near Lake Placid
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sebring (15 miles) and Avon Park (22 miles). Punta Gorda, 49 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sebring, FL | 15 mi | 8 | 12 |
| Banks in Avon Park, FL | 22 mi | 3 | 3 |
| Banks in Arcadia, FL | 30 mi | 2 | 3 |
| Banks in Wauchula, FL | 33 mi | 2 | 2 |
| Banks in Okeechobee, FL | 33 mi | 6 | 6 |
| Banks in Lake Wales, FL | 44 mi | 5 | 7 |
| Banks in Clewiston, FL | 46 mi | 2 | 3 |
| Banks in Punta Gorda, FL | 49 mi | 9 | 10 |
Bank branch openings and closings in Lake Placid
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Lake Placid between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 9, 2026 | Opened | Gulf Atlantic Bank | 120 Us 27 S, 33852 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Lake Placid by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Placid offices.
Short answer: Seacoast Bank is the largest bank with offices in Lake Placid, with $21.34 billion in total assets on June 30, 2026, No. 100 among U.S. banks by total assets. Crews Bank & Trust is second with $2.33 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Seacoast Bank | $21.34 billion | No. 100 | 1 | Stuart, FL |
| Crews Bank & Trust | $2.33 billion | No. 537 | 1 | Wauchula, FL |
| Gulf Atlantic Bank | $253.2 million | No. 2,713 | 1 | Key West, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Placid: FAQ
How many banks are in Lake Placid, FL?
Lake Placid has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lake Placid?
Seacoast Bank, with 1. Crews Bank & Trust has 1 and Gulf Atlantic Bank has 1.
Is there a Seacoast Bank in Lake Placid, FL?
Yes. FDIC data lists 1 Seacoast Bank branch in Lake Placid as of September 5, 2026. The address and directions are under Seacoast Bank above.
Is there a Crews Bank & Trust in Lake Placid, FL?
Yes. FDIC data lists 1 Crews Bank & Trust branch in Lake Placid as of September 5, 2026. The address and directions are under Crews Bank & Trust above.
Is there a Gulf Atlantic Bank in Lake Placid, FL?
Yes. FDIC data lists 1 Gulf Atlantic Bank branch in Lake Placid as of September 5, 2026. The address and directions are under Gulf Atlantic Bank above.
Is there a Chase in Lake Placid, FL?
No. FDIC data lists no Chase branch in Lake Placid as of September 5, 2026. The nearest is in Sebring, about 17 miles away in a straight line.
Which banks in Lake Placid are open on Saturday?
Midflorida Credit Union publishes Saturday hours for one or more Lake Placid locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lake Placid?
Crews Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1929.
Which credit unions can I join in Lake Placid?
Midflorida Credit Union has an office in Lake Placid. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Placid in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Placid?
Nearby cities with more banks include Sebring, Avon Park, Arcadia. Sebring is 15 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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