US Bank Directory

Banks in Punta Gorda, FL

9 FDIC-insured banks operate 10 offices in Punta Gorda, Florida, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Punta Gorda

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 12 locations in Punta Gorda, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 7 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

12 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Punta Gorda

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo has the most locations in Punta Gorda, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Punta Gorda, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Punta Gorda location is the Punta Gorda Branch at 314 Taylor St, dating to 1973; the newest, at 10001 Burnt Store Rd, to 1985. 1 of its 2 Punta Gorda locations with published hours open on Saturday.

  • Burnt Store Square Branch
    10001 Burnt Store Rd, 33950
    (941) 575-3200Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Punta Gorda Branch
    314 Taylor St, 33950
    (941) 575-3220Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Achieva Credit Union 1 office · main office Dunedin, FL Credit union · 1

Achieva Credit Union has 1 office in Punta Gorda, 29 across Florida. It is based in Dunedin, FL and $3.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Punta Gorda
    3105 Tamiami Trl, 33950
    (727) 431-7680Today 10 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Achieva Credit Union: profile, branches and contacts
Bank OZK 1 branch · main office Little Rock, AR Bank · 1

Bank OZK has 1 branch in Punta Gorda, 48 across Florida and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Punta Gorda Branch at 3855 Tamiami Trl dates to 2007 in FDIC branch records. Its published hours do not list Saturday.

  • Punta Gorda Branch
    3855 Tamiami Trl, 33950
    (941) 764-4230Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Punta Gorda, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Punta Gorda Branch at 401 Taylor St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Punta Gorda Branch
    401 Taylor St, 33950
    Hours: see the bank's site
Centennial Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Punta Gorda, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Punta Gorda at 911 Tamiami Trl dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Chase: profile, branches and contacts
Crews Bank & Trust 1 branch · main office Wauchula, FL Bank · 1

Crews Bank & Trust has 1 branch in Punta Gorda, 20 across Florida and 20 nationwide. FDIC records list its main office in Wauchula, FL and show it operating since 1929. With $2.33 billion in total assets on June 30, 2026, it ranks No. 537 of 4,232 U.S. banks by total assets. The Punta Gorda Branch at 2331 Tamiami Trl dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Punta Gorda Branch
    2331 Tamiami Trl, 33950
    Hours: see the bank's site
Crews Bank & Trust: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Punta Gorda, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Punta Gorda Bc Branch at 120 W Mckenzie St dates to 2025 in FDIC branch records. It opens on Saturday.

  • Punta Gorda Bc Branch
    120 W Mckenzie St, 33950
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in Punta Gorda, 88 across Florida and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Punta Gorda Branch at 125 Nesbit St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Punta Gorda Branch
    125 Nesbit St, 33950
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Punta Gorda, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Punta Gorda Branch at 1401 Tamiami Trl dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Punta Gorda Branch
    1401 Tamiami Trl, 33950
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Suncoast Credit Union 1 office · main office Tampa, FL Credit union · 1

Suncoast Credit Union has 1 office in Punta Gorda, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Punta Gorda (Br 62)
    2310 Tamiami Trl, 33950
    (800) 999-5887Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Suncoast Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Punta Gorda, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Punta Gorda Branch at 2390 Tamiami Trl dates to 2005 in FDIC branch records. Its published hours do not list Saturday.

  • Punta Gorda Branch
    2390 Tamiami Trl, 33950
    (941) 833-9233Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Punta Gorda

2 credit unions have 2 offices here: Suncoast Credit Union and Achieva Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Punta Gorda page has every office in the state's directory.

Banking in Punta Gorda: the local picture

Short answer: 9 banks run 10 branches in Punta Gorda according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Punta Gorda, 1 elsewhere in Florida and 8 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 314 Taylor St, dating to 1973; the newest is Fifth Third Bank's at 120 W Mckenzie St, from 2025.

2 credit unions have 2 offices in Punta Gorda, according to the NCUA. Who can join each one is on the credit unions page.

Of the 7 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Punta Gorda

Short answer: 2 of the 7 Punta Gorda locations with published hours open on Saturday, run by 2 institutions.

  • Wells Fargo: 1 of 2 branches (10001 Burnt Store Rd: Saturday 9 am to 2 pm)
  • Fifth Third Bank: 1 of 1 branch (120 W Mckenzie St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Punta Gorda, and where the nearest one is if they do not.

Short answer: In Punta Gorda: Chase (1), Wells Fargo (2), Truist (1), Fifth Third Bank (1), Regions Bank (1). No branches in Punta Gorda: Bank of America (nearest in Port Charlotte, 7 mi), PNC Bank (nearest in Venice, 25 mi), U.S. Bank (nearest in Sarasota, 42 mi), Huntington (nearest in Sarasota, 35 mi), TD Bank (nearest in Estero, 37 mi), BMO (nearest in Port Charlotte, 8 mi).

BankIn Punta GordaNearest branch if none here
Chase1 branchhere
Wells Fargo2 brancheshere
Truist1 branchhere
Fifth Third Bank1 branchhere
Regions Bank1 branchhere
Bank of AmericaNonePort Charlotte, 7 miles away
PNC BankNoneVenice, 25 miles away
U.S. BankNoneSarasota, 42 miles away
HuntingtonNoneSarasota, 35 miles away
TD BankNoneEstero, 37 miles away
BMONonePort Charlotte, 8 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Punta Gorda to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Punta Gorda residents like anyone else.

Banks near Punta Gorda

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Port Charlotte (7 miles) and North Port (14 miles). Venice, 25 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Punta Gorda

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Punta Gorda between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Nov 9, 2025OpenedFifth Third Bank120 W Mckenzie St, 33950

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Punta Gorda by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Punta Gorda offices.

Short answer: Chase is the largest bank with offices in Punta Gorda, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
Bank OZK$41.70 billionNo. 571Little Rock, AR
Centennial Bank$24.55 billionNo. 891Conway, AR
Crews Bank & Trust$2.33 billionNo. 5371Wauchula, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Punta Gorda: FAQ

How many banks are in Punta Gorda, FL?

Punta Gorda has 9 banks with 10 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Punta Gorda?

Wells Fargo, with 2. Chase has 1 and Truist has 1.

Is there a Wells Fargo in Punta Gorda, FL?

Yes. FDIC data lists 2 Wells Fargo branches in Punta Gorda as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Chase in Punta Gorda, FL?

Yes. FDIC data lists 1 Chase branch in Punta Gorda as of September 5, 2026. The address and directions are under Chase above.

Is there a Truist in Punta Gorda, FL?

Yes. FDIC data lists 1 Truist branch in Punta Gorda as of September 5, 2026. The address and directions are under Truist above.

Is there a Bank of America in Punta Gorda, FL?

No. FDIC data lists no Bank of America branch in Punta Gorda as of September 5, 2026. The nearest is in Port Charlotte, about 7 miles away in a straight line.

Which banks in Punta Gorda are open on Saturday?

Wells Fargo and Fifth Third Bank publish Saturday hours for one or more Punta Gorda locations. The Saturday section above lists each one with its hours. 5 of the 12 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Punta Gorda?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Punta Gorda?

Suncoast Credit Union and Achieva Credit Union have offices in Punta Gorda. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Punta Gorda in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Punta Gorda?

Nearby cities with more banks include Port Charlotte, North Port, Englewood. Port Charlotte is 7 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 10 branches: Bank OZK, Fifth Third Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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