US Bank Directory
Banks in Saint James City, FL
3 FDIC-insured banks operate 3 offices in Saint James City, Florida.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Saint James City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Saint James City, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Saint James City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist, First Horizon and Centennial Bank have the most locations in Saint James City, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Saint James City, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Pine Island Office Branch at 5551 Sunset Ln dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pine Island Office Branch5551 Sunset Ln, 33956
First Horizon Bank · 1
First Horizon has 1 branch in Saint James City, 77 across Florida and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Pine Island Branch at 9820 Stringfellow Rd dates to 2002 in FDIC branch records. Its published hours do not list Saturday.
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Pine Island Branch9820 Stringfellow Rd, 33956
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Saint James City, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Pine Island Branch at 10202 Stringfellow Rd dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Pine Island Branch10202 Stringfellow Rd, 33956
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Saint James City: the local picture
Short answer: 3 banks run 3 branches in Saint James City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Saint James City and 3 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 10202 Stringfellow Rd, dating to 1981; the newest is Centennial Bank's at 5551 Sunset Ln, from 2007.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Saint James City
Short answer: None of the 2 Saint James City locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint James City, and where the nearest one is if they do not.
Short answer: In Saint James City: Truist (1). No branches in Saint James City: Chase (nearest in Cape Coral, 5 mi), Wells Fargo (nearest in Cape Coral, 7 mi), Bank of America (nearest in Cape Coral, 8 mi), PNC Bank (nearest in Fort Myers, 13 mi), U.S. Bank (nearest in Naples, 31 mi), Fifth Third Bank (nearest in Cape Coral, 6 mi), Huntington (nearest in Naples, 32 mi), Regions Bank (nearest in Cape Coral, 11 mi), TD Bank (nearest in Estero, 23 mi), BMO (nearest in Bonita Springs, 27 mi).
| Bank | In Saint James City | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Cape Coral, 5 miles away |
| Wells Fargo | None | Cape Coral, 7 miles away |
| Bank of America | None | Cape Coral, 8 miles away |
| PNC Bank | None | Fort Myers, 13 miles away |
| U.S. Bank | None | Naples, 31 miles away |
| Fifth Third Bank | None | Cape Coral, 6 miles away |
| Huntington | None | Naples, 32 miles away |
| Regions Bank | None | Cape Coral, 11 miles away |
| TD Bank | None | Estero, 23 miles away |
| BMO | None | Bonita Springs, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint James City to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint James City residents like anyone else.
Banks near Saint James City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cape Coral (10 miles) and Sanibel (12 miles). Fort Myers, 15 miles away, has the most banks nearby: 27.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cape Coral, FL | 10 mi | 12 | 34 |
| Banks in Sanibel, FL | 12 mi | 4 | 5 |
| Banks in North Fort Myers, FL | 14 mi | 3 | 3 |
| Banks in Fort Myers, FL | 15 mi | 27 | 75 |
| Banks in Punta Gorda, FL | 22 mi | 9 | 10 |
| Banks in Estero, FL | 24 mi | 8 | 12 |
| Banks in Lehigh Acres, FL | 26 mi | 5 | 6 |
| Banks in Englewood, FL | 27 mi | 9 | 9 |
Bank branch openings and closings in Saint James City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint James City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saint James City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint James City offices.
Short answer: Truist is the largest bank with offices in Saint James City, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Horizon is second with $84.12 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| Centennial Bank | $24.55 billion | No. 89 | 1 | Conway, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint James City: FAQ
How many banks are in Saint James City, FL?
Saint James City has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Saint James City?
Truist, with 1. First Horizon has 1 and Centennial Bank has 1.
Is there a Truist in Saint James City, FL?
Yes. FDIC data lists 1 Truist branch in Saint James City as of September 5, 2026. The address and directions are under Truist above.
Is there a First Horizon in Saint James City, FL?
Yes. FDIC data lists 1 First Horizon branch in Saint James City as of September 5, 2026. The address and directions are under First Horizon above.
Is there a Centennial Bank in Saint James City, FL?
Yes. FDIC data lists 1 Centennial Bank branch in Saint James City as of September 5, 2026. The address and directions are under Centennial Bank above.
Is there a Chase in Saint James City, FL?
No. FDIC data lists no Chase branch in Saint James City as of September 5, 2026. The nearest is in Cape Coral, about 5 miles away in a straight line.
Which banks in Saint James City are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Saint James City?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Did any bank branches open or close in Saint James City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint James City?
Nearby cities with more banks include Cape Coral, Sanibel, North Fort Myers. Cape Coral is 10 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: First Horizon, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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