US Bank Directory
Banks in Lake Wales, FL
5 FDIC-insured banks operate 7 offices in Lake Wales, Florida, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lake Wales
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Lake Wales, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Wales
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens Bank and Trust has the most locations in Lake Wales, with 3. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank and Trust Bank · 3
Citizens Bank and Trust has 3 branches in Lake Wales, 17 across Florida and 17 nationwide. FDIC records list its main office in Frostproof, FL and show it operating since 1920. With $1.48 billion in total assets on June 30, 2026, it ranks No. 749 of 4,232 U.S. banks by total assets. The Lake Wales Branch at 222 State Road 60 E dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Messenger Service222 State Road 60 E, 33853
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Lake Wales Branch222 State Road 60 E, 33853
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Chalet Suzanne Branch23725 Hwy 27, 33859
Bank of America Bank · 1
Bank of America has 1 branch in Lake Wales, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The East Lake Wales Branch at 1100 State Road 60 E dates to 1986 in FDIC branch records. Its published hours do not list Saturday.
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East Lake Wales Branch1100 State Road 60 E, 33853
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Midflorida Credit Union Credit union · 1
Midflorida Credit Union has 1 office in Lake Wales, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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02-Lake Wales237 State Road 60 W, 33853
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
SouthState Bank · 1
SouthState has 1 branch in Lake Wales, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Lake Wales Branch at 300 W Central Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Wales Branch300 W Central Ave, 33853
Truist Bank · 1
Truist has 1 branch in Lake Wales, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Lake Wales Branch at 102 E Central Ave dates to 1985 in FDIC branch records. It opens on Saturday.
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Lake Wales Branch102 E Central Ave, 33853
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lake Wales, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lake Wales Branch at 149 E Stuart Ave dates to 1915 in FDIC branch records. Its published hours do not list Saturday.
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Lake Wales Branch149 E Stuart Ave, 33853
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lake Wales
1 credit union has 1 office here: Midflorida Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Wales page has every office in the state's directory.
Banking in Lake Wales: the local picture
Short answer: 5 banks run 7 branches in Lake Wales according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Lake Wales, 2 elsewhere in Florida and 3 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 149 E Stuart Ave, dating to 1915; the newest is Citizens Bank and Trust's at 222 State Road 60 E, from 2007.
The only credit union with an office here is Midflorida Credit Union.
Of the 4 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Lake Wales
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33853 has the most bank and credit union offices in Lake Wales (7), followed by 33859 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33853 | 7 | 6 | Citizens Bank and Trust, Bank of America, Midflorida Credit Union |
| 33859 | 1 | 1 | Citizens Bank and Trust |
Banks and credit unions open on Saturday in Lake Wales
Short answer: 2 of the 4 Lake Wales locations with published hours open on Saturday, run by 2 institutions.
- Truist: 1 of 1 branch (102 E Central Ave: Saturday 9 am to 12 pm)
- Midflorida Credit Union: 1 of 1 office (237 State Road 60 W: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Wales, and where the nearest one is if they do not.
Short answer: In Lake Wales: Wells Fargo (1), Bank of America (1), Truist (1). No branches in Lake Wales: Chase (nearest in Winter Haven, 8 mi), PNC Bank (nearest in Champions Gate, 25 mi), U.S. Bank (nearest in Sarasota, 70 mi), Fifth Third Bank (nearest in Kissimmee, 21 mi), Huntington (nearest in Orlando, 38 mi), Regions Bank (nearest in Winter Haven, 11 mi), TD Bank (nearest in Winter Haven, 10 mi), BMO (nearest in Brandon, 43 mi).
| Bank | In Lake Wales | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Winter Haven, 8 miles away |
| PNC Bank | None | Champions Gate, 25 miles away |
| U.S. Bank | None | Sarasota, 70 miles away |
| Fifth Third Bank | None | Kissimmee, 21 miles away |
| Huntington | None | Orlando, 38 miles away |
| Regions Bank | None | Winter Haven, 11 miles away |
| TD Bank | None | Winter Haven, 10 miles away |
| BMO | None | Brandon, 43 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Wales to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Wales residents like anyone else.
Banks near Lake Wales
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Winter Haven (11 miles) and Haines City (15 miles). Lakeland, 24 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Winter Haven, FL | 11 mi | 13 | 20 |
| Banks in Haines City, FL | 15 mi | 5 | 5 |
| Banks in Auburndale, FL | 15 mi | 2 | 2 |
| Banks in Bartow, FL | 15 mi | 4 | 4 |
| Banks in Poinciana, FL | 18 mi | 2 | 2 |
| Banks in Avon Park, FL | 22 mi | 3 | 3 |
| Banks in Lakeland, FL | 24 mi | 14 | 31 |
| Banks in Davenport, FL | 25 mi | 6 | 8 |
Bank branch openings and closings in Lake Wales
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Wales between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Wales by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Wales offices.
Short answer: Bank of America is the largest bank with offices in Lake Wales, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Citizens Bank and Trust | $1.48 billion | No. 749 | 3 | Frostproof, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Wales: FAQ
How many banks are in Lake Wales, FL?
Lake Wales has 5 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lake Wales?
Citizens Bank and Trust, with 3. Bank of America has 1 and Wells Fargo has 1.
Is there a Citizens Bank and Trust in Lake Wales, FL?
Yes. FDIC data lists 3 Citizens Bank and Trust branches in Lake Wales as of September 5, 2026. Its branches are listed under Citizens Bank and Trust above, with the address and directions for each.
Is there a Bank of America in Lake Wales, FL?
Yes. FDIC data lists 1 Bank of America branch in Lake Wales as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Lake Wales, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Lake Wales as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Lake Wales, FL?
No. FDIC data lists no Chase branch in Lake Wales as of September 5, 2026. The nearest is in Winter Haven, about 8 miles away in a straight line.
Which banks in Lake Wales are open on Saturday?
Truist and Midflorida Credit Union publish Saturday hours for one or more Lake Wales locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lake Wales?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Lake Wales?
Midflorida Credit Union has an office in Lake Wales. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Wales in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Wales?
Nearby cities with more banks include Winter Haven, Haines City, Auburndale. Winter Haven is 11 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Bank of America, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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