US Bank Directory
Banks in Lakeland, FL
14 FDIC-insured banks operate 31 offices in Lakeland, Florida, and 9 credit unions have 23 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lakeland
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 23 banks and credit unions operate 54 locations in Lakeland, according to the FDIC and the NCUA. 52 of them have coordinates on record and are on the map. 41 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
52 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lakeland
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Lakeland, with 5. It is followed by Wells Fargo (4), Bank of America (3), Fifth Third Bank (3). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Midflorida Credit Union Credit union · 10
Midflorida Credit Union has 10 officees in Lakeland, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. 7 of its 9 Lakeland locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office129 S Kentucky Ave, 33801
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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07-Mall1090 Wedgewood Estates Blvd, 33809
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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27-Crystal Lake1817 Crystal Lake Dr, 33801
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Tower Annex205 S Florida Ave, 33801
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49-Harden2100 Harden Blvd, 33803
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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10-Hollingsworth3008 S Florida Ave, 33803
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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2238 - Lakeland - Midtown3340 S Florida Ave, 33803
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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24-Highland City5301 Us Highway 98 S, 33812
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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05-South Lakeland6040 S Florida Ave, 33813
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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08-North Lakeland7301 Us Highway 98 N, 33809
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 5
Truist has 5 branches in Lakeland, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the South Lakeland Branch at 4828 S Florida Ave, dating to 1977; the newest, at 4420 Us Highway 98 N, to 1995. 3 of its 5 Lakeland locations with published hours open on Saturday.
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Lakeland Downtown Branch114 N Tennessee Ave, 33801
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Highlands Branch3005 Lakeland Highlands Rd, 33803
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Foxwood Branch4420 Us Highway 98 N, 33809
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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South Lakeland Branch4828 S Florida Ave, 33813
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Plantation Square Branch5441 N Socrum Loop Rd, 33809
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 4
Wells Fargo has 4 branches in Lakeland, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the Marcum Road Branch at 6711 Us Highway 98 N, dating to 1979; the newest, at 1515 Harden Blvd, to 1983. 3 of its 4 Lakeland locations with published hours open on Saturday.
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Combee Branch1414 S Combee Rd, 33801
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Harden Boulevard Branch1515 Harden Blvd, 33803
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Southside Branch4405 S Florida Ave, 33813
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Marcum Road Branch6711 Us Highway 98 N, 33809
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 3
Bank of America has 3 branches in Lakeland, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the Lakeland Branch at 331 S Florida Ave, dating to 1954; the newest, at 4330 Us Highway 98 N, to 1987. 2 of its 3 Lakeland locations with published hours open on Saturday.
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Lakeland Branch331 S Florida Ave, 33801
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Northside Branch4330 Us Highway 98 N, 33809
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Lake Miriam Branch5001 S Florida Ave, 33813
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Bank and Trust Bank · 3
Citizens Bank and Trust has 3 branches in Lakeland, 17 across Florida and 17 nationwide. FDIC records list its main office in Frostproof, FL and show it operating since 1920. With $1.48 billion in total assets on June 30, 2026, it ranks No. 749 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the Edgewood Branch at 1985 E Edgewood Dr, dating to 2007; the newest, at 5850 S Florida Ave, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Edgewood Branch1985 E Edgewood Dr, 33803
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Downtown Lakeland Branch402 S Kentucky Ave, 33801
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South Lakeland Branch5850 S Florida Ave, 33813
Fifth Third Bank Bank · 3
Fifth Third Bank has 3 branches in Lakeland, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the Lakeland Hills at 4012 Lakeland Hills Blvd, dating to 1934; the newest, at 4421 S Florida Ave, to 2000. All 3 of its Lakeland locations with published hours open on Saturday.
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Lakeland Hills4012 Lakeland Hills Blvd, 33805
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Combee435 S Combee Rd, 33801
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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South Flordia Ave4421 S Florida Ave, 33813
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Publix Employees Credit Union Credit union · 3
Publix Employees Credit Union has 3 officees in Lakeland, 10 across Florida. It is based in Lakeland, FL and $1.78 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Lakeland locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office3005 New Tampa Hwy, 33815
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Pefcu/Oakbridge Branch1215 N Parkway Frontage Rd, 33803
All hours
Mon to Tue 8:30 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Pefcu/Lakeland Branch3005 New Tampa Hwy, 33815
All hours
Mon to Tue 8:30 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of Central Florida Bank · 2
Bank of Central Florida has 2 branches in Lakeland, 6 across Florida and 6 nationwide. FDIC records list its main office in Lakeland, FL and show it operating since 2007. With $1.25 billion in total assets on June 30, 2026, it ranks No. 871 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is its main office at 5015 S Florida Ave, dating to 2007; the newest, at 724 S Florida Ave, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office5015 S Florida Ave, 33813
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Downtown Lakeland Office724 S Florida Ave, 33801
Chase Bank · 2
Chase has 2 branches in Lakeland, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the Lakeland South Banking Center Branch at 4820 S Florida Ave, dating to 2010; the newest, at 4136 Us Highway 98 N, to 2012. All 2 of its Lakeland locations with published hours open on Saturday.
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Lakeland North Banking Center4136 Us Highway 98 N, 33809
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Lakeland South Banking Center Branch4820 S Florida Ave, 33813
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Gte Credit Union Credit union · 2
Gte Credit Union has 2 officees in Lakeland, 25 across Florida. It is based in Tampa, FL and $3.13 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Lakeland locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Lakeland - South1275 Oakbridge Pkwy, 33803
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lakeland - North5320 Us Highway 98 N, 33809
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 2
Regions Bank has 2 branches in Lakeland, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the North Lakeland Branch at 4300 Us Highway 98 N, dating to 1999; the newest, at 4535 S Florida Ave, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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North Lakeland Branch4300 Us Highway 98 N, 33809
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South Lakeland Branch4535 S Florida Ave, 33813
SouthState Bank · 2
SouthState has 2 branches in Lakeland, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lakeland location is the Lakeland Branch at 500 S Florida Ave, dating to 2002; the newest, at 4719 S Florida Ave, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Miriam Branch4719 S Florida Ave, 33813
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Lakeland Branch500 S Florida Ave, 33801
Suncoast Credit Union Credit union · 2
Suncoast Credit Union has 2 officees in Lakeland, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Lakeland locations with published hours open on Saturday.
Who can join: see the credit union's site.
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South Lakeland (Br 173)6405 S Florida Ave, 33813
All hours
Mon to Wed not published; Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Lakeland (Br 124)919 Lakeland Park Center Dr Unit 360, 33809
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Trax Credit Union Credit union · 2
Trax Credit Union has 2 officees in Lakeland, 9 across Florida. It is based in Tampa, FL and $490.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Lakeland locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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South Lakeland2315 Drane Field Rd, 33811
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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North Lakeland3305 Lakeland Hills Blvd, 33805
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Baxter Credit Union Credit union · 1
Baxter Credit Union has 1 office in Lakeland, 2 across Florida. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lakeland3535 W Pipkin Rd, 33811
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Lakeland, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Lakeland Branch at 440 S Florida Ave dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lakeland Branch440 S Florida Ave, 33801
Crews Bank & Trust Bank · 1
Crews Bank & Trust has 1 branch in Lakeland, 20 across Florida and 20 nationwide. FDIC records list its main office in Wauchula, FL and show it operating since 1929. With $2.33 billion in total assets on June 30, 2026, it ranks No. 537 of 4,232 U.S. banks by total assets. The Lakeland Downtown Branch at 221 E Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lakeland Downtown Branch221 E Main St, 33801
Faith Connection Credit Union Credit union · 1
Faith Connection Credit Union has 1 office in Lakeland, 1 across Florida. It is based in Marietta, GA and $32.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Florida Office450 Martin L King Jr Ave, 33815
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Floridacentral Credit Union Credit union · 1
Floridacentral Credit Union has 1 office in Lakeland, 13 across Florida. It is based in Tampa, FL and $622.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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50- Lakeland Branch4630 S Florida Ave, 33813
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Hancock Whitney Bank · 1
Hancock Whitney has 1 branch in Lakeland, 38 across Florida and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Lakeland Business Financial Center at 225 E Lemon St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lakeland Business Financial Center225 E Lemon St, 33801
Lake Michigan Credit Union Credit union · 1
Lake Michigan Credit Union has 1 office in Lakeland, 24 across Florida. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lakeland439 S Florida Ave, 33801
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Lakeland, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The South Lakeland Branch at 4400 S Florida Ave dates to 2003 in FDIC branch records. It opens on Saturday.
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South Lakeland Branch4400 S Florida Ave, 33813
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Valley Bank Bank · 1
Valley Bank has 1 branch in Lakeland, 45 across Florida and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Lakeland Branch at 427 S Florida Ave dates to 2017 in FDIC branch records. Its published hours do not list Saturday.
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Lakeland Branch427 S Florida Ave, 33801
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lakeland
9 credit unions have 23 offices here: Midflorida Credit Union, Publix Employees Credit Union, Suncoast Credit Union, Gte Credit Union, Trax Credit Union and Lake Michigan Credit Union and 3 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lakeland page has every office in the state's directory.
Banking in Lakeland: the local picture
Short answer: 14 banks run 31 branches in Lakeland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 1 has its main office in Lakeland, 3 elsewhere in Florida and 10 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 4012 Lakeland Hills Blvd, dating to 1934; the newest is Crews Bank & Trust's at 221 E Main St, from 2021.
9 credit unions have 23 offices in Lakeland, according to the NCUA. Who can join each one is on the credit unions page.
Of the 41 locations with published hours. 23 open on Saturday. 13 locations have no published hours in these sources.
Banks by ZIP code in Lakeland
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33801 has the most bank and credit union offices in Lakeland (15), followed by 33813 (13) and 33809 (10). Offices are spread across 8 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33801 | 15 | 13 | Midflorida Credit Union, Bank of America, Bank of Central Florida |
| 33813 | 13 | 13 | Bank of America, Bank of Central Florida, Chase |
| 33809 | 10 | 8 | Midflorida Credit Union, Truist, Bank of America |
| 33803 | 8 | 6 | Midflorida Credit Union, Citizens Bank and Trust, Gte Credit Union |
| 33815 | 3 | 2 | Publix Employees Credit Union, Faith Connection Credit Union |
| 33805 | 2 | 2 | Fifth Third Bank, Trax Credit Union |
| 33811 | 2 | 2 | Baxter Credit Union, Trax Credit Union |
| 33812 | 1 | 1 | Midflorida Credit Union |
Banks and credit unions open on Saturday in Lakeland
Short answer: 23 of the 41 Lakeland locations with published hours open on Saturday, run by 9 institutions.
- Truist: 3 of 5 branches (3005 Lakeland Highlands Rd: Saturday 9 am to 12 pm, and 2 more)
- Wells Fargo: 3 of 4 branches (1414 S Combee Rd: Saturday 9 am to 2 pm, and 2 more)
- Bank of America: 2 of 3 branches (4330 Us Highway 98 N: Saturday 9 am to 2 pm, and 1 more)
- Fifth Third Bank: 3 of 3 branches (4012 Lakeland Hills Blvd: Saturday 9 am to 12 pm, and 2 more)
- Chase: 2 of 2 branches (4136 Us Highway 98 N: Saturday 9 am to 2 pm, and 1 more)
- TD Bank: 1 of 1 branch (4400 S Florida Ave: Saturday 9 am to 2 pm)
- Midflorida Credit Union: 7 of 10 offices (1090 Wedgewood Estates Blvd: Saturday 9 am to 1 pm, and 6 more)
- Suncoast Credit Union: 1 of 2 offices (6405 S Florida Ave: Saturday 8 am to 1 pm)
- Gte Credit Union: 1 of 2 offices (5320 Us Highway 98 N: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 54 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lakeland, and where the nearest one is if they do not.
Short answer: In Lakeland: Chase (2), Wells Fargo (4), Bank of America (3), Truist (5), Fifth Third Bank (3), Regions Bank (2), TD Bank (1). No branches in Lakeland: PNC Bank (nearest in Brandon, 21 mi), U.S. Bank (nearest in Sarasota, 60 mi), Huntington (nearest in Tampa, 29 mi), BMO (nearest in Brandon, 22 mi).
| Bank | In Lakeland | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 4 branches | here |
| Bank of America | 3 branches | here |
| Truist | 5 branches | here |
| Fifth Third Bank | 3 branches | here |
| Regions Bank | 2 branches | here |
| TD Bank | 1 branch | here |
| PNC Bank | None | Brandon, 21 miles away |
| U.S. Bank | None | Sarasota, 60 miles away |
| Huntington | None | Tampa, 29 miles away |
| BMO | None | Brandon, 22 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lakeland to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lakeland residents like anyone else.
Banks near Lakeland
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Plant City (11 miles) and Auburndale (11 miles). Winter Haven, 15 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Plant City, FL | 11 mi | 12 | 12 |
| Banks in Auburndale, FL | 11 mi | 2 | 2 |
| Banks in Bartow, FL | 11 mi | 4 | 4 |
| Banks in Winter Haven, FL | 15 mi | 13 | 20 |
| Banks in Lithia, FL | 19 mi | 2 | 2 |
| Banks in Valrico, FL | 20 mi | 7 | 9 |
| Banks in Haines City, FL | 20 mi | 5 | 5 |
| Banks in Seffner, FL | 21 mi | 3 | 3 |
Bank branch openings and closings in Lakeland
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lakeland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lakeland
Short answer: 3 institutions have their main office in Lakeland: Midflorida Credit Union, Publix Employees Credit Union and Bank of Central Florida.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Midflorida Credit Union | Credit union | $9.82 billion | 10 |
| Publix Employees Credit Union | Credit union | $1.78 billion | 3 |
| Bank of Central Florida | Bank | $1.25 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lakeland by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lakeland offices.
Short answer: Chase is the largest bank with offices in Lakeland, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 14 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 4 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 5 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 3 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| SouthState | $68.79 billion | No. 41 | 2 | Winter Haven, FL |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
| Hancock Whitney | $36.33 billion | No. 60 | 1 | Gulfport, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lakeland: FAQ
How many banks are in Lakeland, FL?
Lakeland has 14 banks with 31 branches and 9 credit unions with 23 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lakeland?
Truist, with 5. Wells Fargo has 4 and Bank of America has 3.
Is there a Truist in Lakeland, FL?
Yes. FDIC data lists 5 Truist branches in Lakeland as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Wells Fargo in Lakeland, FL?
Yes. FDIC data lists 4 Wells Fargo branches in Lakeland as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Bank of America in Lakeland, FL?
Yes. FDIC data lists 3 Bank of America branches in Lakeland as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a PNC Bank in Lakeland, FL?
No. FDIC data lists no PNC Bank branch in Lakeland as of September 5, 2026. The nearest is in Brandon, about 21 miles away in a straight line.
Which banks in Lakeland are open on Saturday?
Truist, Wells Fargo, Bank of America and Fifth Third Bank and 5 more publish Saturday hours for one or more Lakeland locations. The Saturday section above lists each one with its hours. 13 of the 54 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lakeland?
Midflorida Credit Union, Publix Employees Credit Union and Bank of Central Florida have their main office in Lakeland, according to the FDIC and the NCUA.
What is the oldest bank in Lakeland?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lakeland?
Midflorida Credit Union, Publix Employees Credit Union, Suncoast Credit Union and Gte Credit Union and 5 more have offices in Lakeland. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lakeland in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lakeland?
Nearby cities with more banks include Plant City, Auburndale, Bartow. Plant City is 11 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 21 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (19 of 31 branches: Bank of America, Chase, Fifth Third Bank, TD Bank, Truist, Valley Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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