US Bank Directory
Banks in Valrico, FL
7 FDIC-insured banks operate 9 offices in Valrico, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Valrico
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Valrico, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Valrico
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Fifth Third Bank have the most locations in Valrico, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 2
Chase has 2 branches in Valrico, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valrico location is the Lithia Pinecrest & Bloomingdale Banking Center at 3414 Lithia Pinecrest Rd, dating to 2011; the newest, at 1885 E State Road 60, to 2012. 1 of its 2 Valrico locations with published hours open on Saturday.
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Brandon Boulevard & Valrico Banking Center1885 E State Road 60, 33594
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Lithia Pinecrest & Bloomingdale Banking Center3414 Lithia Pinecrest Rd, 33596
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Valrico, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valrico location is the Valrico Branch at 3402 Lithia Pinecrest Rd, dating to 1988; the newest, at 1909 E State Rd 60, to 2023. It opens on Saturday.
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Brandon Boulevard Bc Branch1909 E State Rd 60, 33594
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Valrico Branch3402 Lithia Pinecrest Rd, 33596
Citizens Bank and Trust Bank · 1
Citizens Bank and Trust has 1 branch in Valrico, 17 across Florida and 17 nationwide. FDIC records list its main office in Frostproof, FL and show it operating since 1920. With $1.48 billion in total assets on June 30, 2026, it ranks No. 749 of 4,232 U.S. banks by total assets. The Brandon Branch at 1016 Bloomingdale Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Brandon Branch1016 Bloomingdale Ave, 33596
Lake Michigan Credit Union Credit union · 1
Lake Michigan Credit Union has 1 office in Valrico, 24 across Florida. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Valrico3467 Lithia Pinecrest Rd, 33596
All hours
Mon to Thu 9 am to 6 pm; Fri not published; Sat to Sun closed
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Valrico, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Bell Shoals Branch at 3522 Bell Shoals Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bell Shoals Branch3522 Bell Shoals Rd, 33596
SouthState Bank · 1
SouthState has 1 branch in Valrico, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Valrico Branch at 1815 E State Road 60 dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valrico Branch1815 E State Road 60, 33594
Suncoast Credit Union Credit union · 1
Suncoast Credit Union has 1 office in Valrico, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Valrico (Br 44)3234 S Miller Rd, 33596
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Valrico, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Valrico Branch at 2170 Bloomingdale Ave dates to 2022 in FDIC branch records. It opens on Saturday.
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Valrico Branch2170 Bloomingdale Ave, 33596
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Valrico, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Bloomingdale Branch at 3511 Bell Shoals Rd dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Bloomingdale Branch3511 Bell Shoals Rd, 33596
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Valrico
2 credit unions have 2 offices here: Suncoast Credit Union and Lake Michigan Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Valrico page has every office in the state's directory.
Banking in Valrico: the local picture
Short answer: 7 banks run 9 branches in Valrico according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Valrico, 2 elsewhere in Florida and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 3511 Bell Shoals Rd, dating to 1981; the newest is Fifth Third Bank's at 1909 E State Rd 60, from 2023.
2 credit unions have 2 offices in Valrico, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 4 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Valrico
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33596 has the most bank and credit union offices in Valrico (8), followed by 33594 (3). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33596 | 8 | 8 | Chase, Citizens Bank and Trust, Fifth Third Bank |
| 33594 | 3 | 3 | Chase, Fifth Third Bank, SouthState |
Banks and credit unions open on Saturday in Valrico
Short answer: 4 of the 7 Valrico locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 2 branches (1885 E State Road 60: Saturday 9 am to 2 pm)
- Fifth Third Bank: 1 of 2 branches (1909 E State Rd 60: Saturday 9 am to 12 pm)
- TD Bank: 1 of 1 branch (2170 Bloomingdale Ave: Saturday 9 am to 1 pm)
- Suncoast Credit Union: 1 of 1 office (3234 S Miller Rd: Saturday 8 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Valrico, and where the nearest one is if they do not.
Short answer: In Valrico: Chase (2), Truist (1), Fifth Third Bank (2), Regions Bank (1), TD Bank (1). No branches in Valrico: Wells Fargo (nearest in Brandon, 2 mi), Bank of America (nearest in Brandon, 3 mi), PNC Bank (nearest in Brandon, 3 mi), U.S. Bank (nearest in Sarasota, 43 mi), Huntington (nearest in Sun City Center, 14 mi), BMO (nearest in Brandon, 2 mi).
| Bank | In Valrico | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 2 branches | here |
| Regions Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Brandon, 2 miles away |
| Bank of America | None | Brandon, 3 miles away |
| PNC Bank | None | Brandon, 3 miles away |
| U.S. Bank | None | Sarasota, 43 miles away |
| Huntington | None | Sun City Center, 14 miles away |
| BMO | None | Brandon, 2 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Valrico to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Valrico residents like anyone else.
Banks near Valrico
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brandon (3 miles) and Lithia (5 miles). Brandon, 3 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brandon, FL | 3 mi | 12 | 17 |
| Banks in Lithia, FL | 5 mi | 2 | 2 |
| Banks in Seffner, FL | 6 mi | 3 | 3 |
| Banks in Riverview, FL | 6 mi | 9 | 15 |
| Banks in Plant City, FL | 10 mi | 12 | 12 |
| Banks in Temple Terrace, FL | 12 mi | 5 | 5 |
| Banks in Apollo Beach, FL | 14 mi | 6 | 7 |
| Banks in Sun City Center, FL | 15 mi | 8 | 8 |
Bank branch openings and closings in Valrico
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Valrico between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Valrico by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Valrico offices.
Short answer: Chase is the largest bank with offices in Valrico, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Citizens Bank and Trust | $1.48 billion | No. 749 | 1 | Frostproof, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Valrico: FAQ
How many banks are in Valrico, FL?
Valrico has 7 banks with 9 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Valrico?
Chase, with 2. Fifth Third Bank has 2 and Truist has 1.
Is there a Chase in Valrico, FL?
Yes. FDIC data lists 2 Chase branches in Valrico as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Fifth Third Bank in Valrico, FL?
Yes. FDIC data lists 2 Fifth Third Bank branches in Valrico as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Truist in Valrico, FL?
Yes. FDIC data lists 1 Truist branch in Valrico as of September 5, 2026. The address and directions are under Truist above.
Is there a Wells Fargo in Valrico, FL?
No. FDIC data lists no Wells Fargo branch in Valrico as of September 5, 2026. The nearest is in Brandon, about 2 miles away in a straight line.
Which banks in Valrico are open on Saturday?
Chase, Fifth Third Bank, TD Bank and Suncoast Credit Union publish Saturday hours for one or more Valrico locations. The Saturday section above lists each one with its hours. 4 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Valrico?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Valrico?
Suncoast Credit Union and Lake Michigan Credit Union have offices in Valrico. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Valrico in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Valrico?
Nearby cities with more banks include Brandon, Lithia, Seffner. Brandon is 3 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 9 branches: Chase, Fifth Third Bank, TD Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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