US Bank Directory

Banks in Haines City, FL

5 FDIC-insured banks operate 5 offices in Haines City, Florida, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Haines City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Haines City, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Haines City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Haines City, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Haines City, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Haines City Branch at 905 E Hinson Ave dates to 1982 in FDIC branch records. It opens on Saturday.

  • Haines City Branch
    905 E Hinson Ave, 33844
    (863) 422-1124Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Citizens Bank and Trust 1 branch · main office Frostproof, FL Bank · 1

Citizens Bank and Trust has 1 branch in Haines City, 17 across Florida and 17 nationwide. FDIC records list its main office in Frostproof, FL and show it operating since 1920. With $1.48 billion in total assets on June 30, 2026, it ranks No. 749 of 4,232 U.S. banks by total assets. The Haines City Branch at 36250 Us Hwy 27 N dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Haines City Branch
    36250 Us Hwy 27 N, 33844
    Hours: see the bank's site
Citizens Bank and Trust: profile, branches and contacts
Midflorida Credit Union 1 office · main office Lakeland, FL Credit union · 1

Midflorida Credit Union has 1 office in Haines City, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • 09-Haines City
    35849 Us Hwy 27 N, 33844
    (866) 913-3733Today 10:30 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Midflorida Credit Union: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Haines City, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Southern Dunes Branch at 36099 Us Hwy 27 N dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Southern Dunes Branch
    36099 Us Hwy 27 N, 33844
    Hours: see the bank's site
SouthState: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Haines City, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Haines City Branch at 99 Us Highway 17 92 W dates to 2019 in FDIC branch records. It opens on Saturday.

  • Haines City Branch
    99 Us Highway 17 92 W, 33844
    (863) 256-1415Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Haines City, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Haines City Branch at 615 E Hinson Ave dates to 1913 in FDIC branch records. It opens on Saturday.

  • Haines City Branch
    615 E Hinson Ave, 33844
    (863) 421-5400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Haines City

1 credit union has 1 office here: Midflorida Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Haines City page has every office in the state's directory.

Banking in Haines City: the local picture

Short answer: 5 banks run 5 branches in Haines City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Haines City, 2 elsewhere in Florida and 3 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 615 E Hinson Ave, dating to 1913; the newest is Truist's at 99 Us Highway 17 92 W, from 2019.

The only credit union with an office here is Midflorida Credit Union.

Of the 4 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Haines City

Short answer: 4 of the 4 Haines City locations with published hours open on Saturday, run by 4 institutions.

  • Bank of America: 1 of 1 branch (905 E Hinson Ave: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (615 E Hinson Ave: Saturday 9 am to 2 pm)
  • Truist: 1 of 1 branch (99 Us Highway 17 92 W: Saturday 9 am to 12 pm)
  • Midflorida Credit Union: 1 of 1 office (35849 Us Hwy 27 N: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Haines City, and where the nearest one is if they do not.

Short answer: In Haines City: Wells Fargo (1), Bank of America (1), Truist (1). No branches in Haines City: Chase (nearest in Winter Haven, 8 mi), PNC Bank (nearest in Champions Gate, 10 mi), U.S. Bank (nearest in Sarasota, 77 mi), Fifth Third Bank (nearest in Davenport, 11 mi), Huntington (nearest in Orlando, 25 mi), Regions Bank (nearest in Winter Haven, 9 mi), TD Bank (nearest in Winter Haven, 9 mi), BMO (nearest in Brandon, 43 mi).

BankIn Haines CityNearest branch if none here
Wells Fargo1 branchhere
Bank of America1 branchhere
Truist1 branchhere
ChaseNoneWinter Haven, 8 miles away
PNC BankNoneChampions Gate, 10 miles away
U.S. BankNoneSarasota, 77 miles away
Fifth Third BankNoneDavenport, 11 miles away
HuntingtonNoneOrlando, 25 miles away
Regions BankNoneWinter Haven, 9 miles away
TD BankNoneWinter Haven, 9 miles away
BMONoneBrandon, 43 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Haines City to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Haines City residents like anyone else.

Banks near Haines City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Winter Haven (9 miles) and Auburndale (10 miles). Kissimmee, 17 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Haines City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Haines City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Haines City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Haines City offices.

Short answer: Bank of America is the largest bank with offices in Haines City, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
SouthState$68.79 billionNo. 411Winter Haven, FL
Citizens Bank and Trust$1.48 billionNo. 7491Frostproof, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Haines City: FAQ

How many banks are in Haines City, FL?

Haines City has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Haines City?

Bank of America, with 1. Wells Fargo has 1 and Truist has 1.

Is there a Bank of America in Haines City, FL?

Yes. FDIC data lists 1 Bank of America branch in Haines City as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Haines City, FL?

Yes. FDIC data lists 1 Wells Fargo branch in Haines City as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Haines City, FL?

Yes. FDIC data lists 1 Truist branch in Haines City as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Haines City, FL?

No. FDIC data lists no Chase branch in Haines City as of September 5, 2026. The nearest is in Winter Haven, about 8 miles away in a straight line.

Which banks in Haines City are open on Saturday?

Bank of America, Wells Fargo, Truist and Midflorida Credit Union publish Saturday hours for one or more Haines City locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Haines City?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Haines City?

Midflorida Credit Union has an office in Haines City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Haines City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Haines City?

Nearby cities with more banks include Winter Haven, Auburndale, Davenport. Winter Haven is 9 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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