US Bank Directory

Banks in Okeechobee, FL

6 FDIC-insured banks operate 6 offices in Okeechobee, Florida, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Okeechobee

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Okeechobee, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Okeechobee

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Okeechobee, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Okeechobee, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Main Okeechobee Branch at 205 N Parrott Ave dates to 1943 in FDIC branch records. It opens on Saturday.

  • Main Okeechobee Branch
    205 N Parrott Ave, 34972
    (863) 357-4200Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Midflorida Credit Union 1 office · main office Lakeland, FL Credit union · 1

Midflorida Credit Union has 1 office in Okeechobee, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • 16-Okeechobee
    3261 Us Highway 441 S, 34974
    (866) 913-3733Today 10:30 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Midflorida Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Okeechobee, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Okeechobee Branch at 2801 Us Highway 441 S dates to 1934 in FDIC branch records. It opens on Saturday.

  • Okeechobee Branch
    2801 Us Highway 441 S, 34974
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Okeechobee, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Okeechobee Branch at 305 Ne Park St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Okeechobee Branch
    305 Ne Park St, 34972
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Seacoast Bank Seacoast National Bank · 1 branch · main office Stuart, FL Bank · 1

Seacoast Bank has 1 branch in Okeechobee, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Okeechobee Branch at 1409 S Parrott Ave dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Okeechobee Branch
    1409 S Parrott Ave, 34974
    Hours: see the bank's site
Seacoast Bank: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Okeechobee, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Okeechobee Branch at 2100 S Parrott Ave dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Okeechobee Branch
    2100 S Parrott Ave, 34974
    Hours: see the bank's site
SouthState: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Okeechobee, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Okeechobee Branch at 815 S Parrott Ave dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

  • Okeechobee Branch
    815 S Parrott Ave, 34974
    (863) 824-4201Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Okeechobee

1 credit union has 1 office here: Midflorida Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Okeechobee page has every office in the state's directory.

Banking in Okeechobee: the local picture

Short answer: 6 banks run 6 branches in Okeechobee according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Okeechobee, 2 elsewhere in Florida and 4 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 2801 Us Highway 441 S, dating to 1934; the newest is SouthState's at 2100 S Parrott Ave, from 2010.

The only credit union with an office here is Midflorida Credit Union.

Of the 4 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.

Banks by ZIP code in Okeechobee

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 34974 has the most bank and credit union offices in Okeechobee (5), followed by 34972 (2). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
3497455Midflorida Credit Union, PNC Bank, Seacoast Bank
3497222Bank of America, Regions Bank

Banks and credit unions open on Saturday in Okeechobee

Short answer: 3 of the 4 Okeechobee locations with published hours open on Saturday, run by 3 institutions.

  • Bank of America: 1 of 1 branch (205 N Parrott Ave: Saturday 9 am to 2 pm)
  • PNC Bank: 1 of 1 branch (2801 Us Highway 441 S: Saturday 9 am to 1 pm)
  • Midflorida Credit Union: 1 of 1 office (3261 Us Highway 441 S: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Okeechobee, and where the nearest one is if they do not.

Short answer: In Okeechobee: Bank of America (1), PNC Bank (1), Truist (1), Regions Bank (1). No branches in Okeechobee: Chase (nearest in Port Saint Lucie, 26 mi), Wells Fargo (nearest in Port Saint Lucie, 25 mi), U.S. Bank (nearest in Palm Beach, 61 mi), Fifth Third Bank (nearest in Port St. Lucie, 25 mi), Huntington (nearest in Naples, 91 mi), TD Bank (nearest in Port Saint Lucie, 27 mi), BMO (nearest in Port Charlotte, 82 mi).

BankIn OkeechobeeNearest branch if none here
Bank of America1 branchhere
PNC Bank1 branchhere
Truist1 branchhere
Regions Bank1 branchhere
ChaseNonePort Saint Lucie, 26 miles away
Wells FargoNonePort Saint Lucie, 25 miles away
U.S. BankNonePalm Beach, 61 miles away
Fifth Third BankNonePort St. Lucie, 25 miles away
HuntingtonNoneNaples, 91 miles away
TD BankNonePort Saint Lucie, 27 miles away
BMONonePort Charlotte, 82 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Okeechobee to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Okeechobee residents like anyone else.

Banks near Okeechobee

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Port St. Lucie (28 miles) and Port Saint Lucie (29 miles). Stuart, 37 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Okeechobee

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Okeechobee between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Okeechobee by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Okeechobee offices.

Short answer: Bank of America is the largest bank with offices in Okeechobee, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
Regions Bank$159.79 billionNo. 271Birmingham, AL
SouthState$68.79 billionNo. 411Winter Haven, FL
Seacoast Bank$21.34 billionNo. 1001Stuart, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Okeechobee: FAQ

How many banks are in Okeechobee, FL?

Okeechobee has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Okeechobee?

Bank of America, with 1. PNC Bank has 1 and Truist has 1.

Is there a Bank of America in Okeechobee, FL?

Yes. FDIC data lists 1 Bank of America branch in Okeechobee as of September 5, 2026. The address and directions are under Bank of America above.

Is there a PNC Bank in Okeechobee, FL?

Yes. FDIC data lists 1 PNC Bank branch in Okeechobee as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Truist in Okeechobee, FL?

Yes. FDIC data lists 1 Truist branch in Okeechobee as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Okeechobee, FL?

No. FDIC data lists no Chase branch in Okeechobee as of September 5, 2026. The nearest is in Port Saint Lucie, about 26 miles away in a straight line.

Which banks in Okeechobee are open on Saturday?

Bank of America, PNC Bank and Midflorida Credit Union publish Saturday hours for one or more Okeechobee locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Okeechobee?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Okeechobee?

Midflorida Credit Union has an office in Okeechobee. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Okeechobee in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Okeechobee?

Nearby cities with more banks include Port St. Lucie, Port Saint Lucie, Lake Placid. Port St. Lucie is 28 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 6 branches: Bank of America, PNC Bank, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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