US Bank Directory

Banks in Sebring, FL

8 FDIC-insured banks operate 12 offices in Sebring, Florida, and 2 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Sebring

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 16 locations in Sebring, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

15 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sebring

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Sebring, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Midflorida Credit Union 3 offices · main office Lakeland, FL Credit union · 3

Midflorida Credit Union has 3 officees in Sebring, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Sebring locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • 14-South Sebring
    3863 Us Highway 27 S, 33870
    (866) 913-3733Today 10:30 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Sebring Corporate
    6011 Us Highway 27 N, 33870
    (866) 913-3733Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • 03-North Sebring
    6105 Us Highway 27 N, 33870
    (866) 913-3733Today 10:30 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Midflorida Credit Union: profile, branches and contacts
Seacoast Bank Seacoast National Bank · 2 branches · main office Stuart, FL Bank · 2

Seacoast Bank has 2 branches in Sebring, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sebring location is the Sebring - Sun N Lake Branch at 5033 Us Highway 27 N, dating to 2005; the newest, at 320 Us Highway 27 N, to 2025. It does not publish hours in the sources this page uses; check its site before you go.

  • Sebring - Lake Jackson Branch
    320 Us Highway 27 N, 33870
    Hours: see the bank's site
  • Sebring - Sun N Lake Branch
    5033 Us Highway 27 N, 33870
    Hours: see the bank's site
Seacoast Bank: profile, branches and contacts
SouthState SouthState Bank, National Association · 2 branches · main office Winter Haven, FL Bank · 2

SouthState has 2 branches in Sebring, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sebring location is the Sebring Main Branch at 2600 Us Highway 27 N, dating to 1985; the newest, at 3540 Us Highway 27 S, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Sebring Main Branch
    2600 Us Highway 27 N, 33870
    Hours: see the bank's site
  • Sebring South Branch
    3540 Us Highway 27 S, 33870
    Hours: see the bank's site
SouthState: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Sebring, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sebring location is the Sebring North Branch at 3601 Us Highway 27 N, dating to 1907; the newest, at 3012 Us Highway 27 S, to 2019. 1 of its 2 Sebring locations with published hours open on Saturday.

  • Sebring South Branch
    3012 Us Highway 27 S, 33870
    (863) 451-3494Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Sebring North Branch
    3601 Us Highway 27 N, 33870
    (863) 451-3283Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Sebring, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sebring location is the Fairmont Branch at 3635 Us Highway 27 N, dating to 1983; the newest, at 3200 Us Highway 27 S, to 1986. 1 of its 2 Sebring locations with published hours open on Saturday.

  • Desoto Square Branch
    3200 Us Highway 27 S, 33870
    (863) 382-5430Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Fairmont Branch
    3635 Us Highway 27 N, 33870
    (863) 382-5440Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Sebring, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Sebring Square Branch at 4215 Sebring Pkwy dates to 1983 in FDIC branch records. It opens on Saturday.

  • Sebring Square Branch
    4215 Sebring Pkwy, 33870
    (863) 382-3028Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Sebring, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Sebring Branch at 2720 Us 27 N dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Chase: profile, branches and contacts
Crews Bank & Trust 1 branch · main office Wauchula, FL Bank · 1

Crews Bank & Trust has 1 branch in Sebring, 20 across Florida and 20 nationwide. FDIC records list its main office in Wauchula, FL and show it operating since 1929. With $2.33 billion in total assets on June 30, 2026, it ranks No. 537 of 4,232 U.S. banks by total assets. The Sebring Branch at 1385 Us Highway 27 S dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sebring Branch
    1385 Us Highway 27 S, 33870
    Hours: see the bank's site
Crews Bank & Trust: profile, branches and contacts
First Southern Bank 1 branch · main office Waycross, GA Bank · 1

First Southern Bank has 1 branch in Sebring, 3 across Florida and 7 nationwide. FDIC records list its main office in Waycross, GA and show it operating since 1907. With $347.2 million in total assets on June 30, 2026, it ranks No. 2,276 of 4,232 U.S. banks by total assets. The Sebring Branch at 205 W Center Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sebring Branch
    205 W Center Ave, 33870
    Hours: see the bank's site
First Southern Bank: profile, branches and contacts
Suncoast Credit Union 1 office · main office Tampa, FL Credit union · 1

Suncoast Credit Union has 1 office in Sebring, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Sebring (Br 117)
    6505 Us Highway 27 N, 33870
    (800) 999-5387Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Suncoast Credit Union: profile, branches and contacts

Join a credit union in Sebring

2 credit unions have 4 offices here: Midflorida Credit Union and Suncoast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sebring page has every office in the state's directory.

Banking in Sebring: the local picture

Short answer: 8 banks run 12 branches in Sebring according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Sebring, 3 elsewhere in Florida and 5 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 3601 Us Highway 27 N, dating to 1907; the newest is Chase's at 2720 Us 27 N, from 2025.

2 credit unions have 4 offices in Sebring, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Sebring

Short answer: 5 of the 9 Sebring locations with published hours open on Saturday, run by 4 institutions.

  • Wells Fargo: 1 of 2 branches (3635 Us Highway 27 N: Saturday 9 am to 2 pm)
  • Truist: 1 of 2 branches (3601 Us Highway 27 N: Saturday 9 am to 12 pm)
  • Bank of America: 1 of 1 branch (4215 Sebring Pkwy: Saturday 9 am to 2 pm)
  • Midflorida Credit Union: 2 of 3 offices (3863 Us Highway 27 S: Saturday 9 am to 1 pm, and 1 more)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sebring, and where the nearest one is if they do not.

Short answer: In Sebring: Chase (1), Wells Fargo (2), Bank of America (1), Truist (2). No branches in Sebring: PNC Bank (nearest in Okeechobee, 44 mi), U.S. Bank (nearest in Sarasota, 66 mi), Fifth Third Bank (nearest in Lakeland, 45 mi), Huntington (nearest in Sun City Center, 55 mi), Regions Bank (nearest in Winter Haven, 39 mi), TD Bank (nearest in Winter Haven, 38 mi), BMO (nearest in Port Charlotte, 53 mi).

BankIn SebringNearest branch if none here
Chase1 branchhere
Wells Fargo2 brancheshere
Bank of America1 branchhere
Truist2 brancheshere
PNC BankNoneOkeechobee, 44 miles away
U.S. BankNoneSarasota, 66 miles away
Fifth Third BankNoneLakeland, 45 miles away
HuntingtonNoneSun City Center, 55 miles away
Regions BankNoneWinter Haven, 39 miles away
TD BankNoneWinter Haven, 38 miles away
BMONonePort Charlotte, 53 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sebring to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sebring residents like anyone else.

Banks near Sebring

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Avon Park (7 miles) and Lake Placid (15 miles). Winter Haven, 39 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Sebring

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Sebring between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Dec 23, 2025OpenedChase2720 Us 27 N, 33870

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Sebring by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sebring offices.

Short answer: Chase is the largest bank with offices in Sebring, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
Truist$548.35 billionNo. 92Charlotte, NC
SouthState$68.79 billionNo. 412Winter Haven, FL
Seacoast Bank$21.34 billionNo. 1002Stuart, FL
Crews Bank & Trust$2.33 billionNo. 5371Wauchula, FL
First Southern Bank$347.2 millionNo. 2,2761Waycross, GA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sebring: FAQ

How many banks are in Sebring, FL?

Sebring has 8 banks with 12 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sebring?

Wells Fargo, with 2. Truist has 2 and SouthState has 2.

Is there a Wells Fargo in Sebring, FL?

Yes. FDIC data lists 2 Wells Fargo branches in Sebring as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Truist in Sebring, FL?

Yes. FDIC data lists 2 Truist branches in Sebring as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a SouthState in Sebring, FL?

Yes. FDIC data lists 2 SouthState branches in Sebring as of September 5, 2026. Its branches are listed under SouthState above, with the address and directions for each.

Is there a PNC Bank in Sebring, FL?

No. FDIC data lists no PNC Bank branch in Sebring as of September 5, 2026. The nearest is in Okeechobee, about 44 miles away in a straight line.

Which banks in Sebring are open on Saturday?

Wells Fargo, Truist, Bank of America and Midflorida Credit Union publish Saturday hours for one or more Sebring locations. The Saturday section above lists each one with its hours. 7 of the 16 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Sebring?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Sebring?

Midflorida Credit Union and Suncoast Credit Union have offices in Sebring. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sebring in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sebring?

Nearby cities with more banks include Avon Park, Lake Placid, Wauchula. Avon Park is 7 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 12 branches: Bank of America, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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