US Bank Directory

Banks in Ridgway, CO

2 FDIC-insured banks operate 2 offices in Ridgway, Colorado.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ridgway

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Ridgway, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ridgway

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Alpine Bank and The Citizens State Bank of Ouray have the most locations in Ridgway, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alpine Bank 1 branch · main office Glenwood Springs, CO Bank · 1

Alpine Bank has 1 branch in Ridgway, 47 across Colorado and 47 nationwide. FDIC records list its main office in Glenwood Springs, CO and show it operating since 1980. With $6.69 billion in total assets on June 30, 2026, it ranks No. 232 of 4,232 U.S. banks by total assets. The Ridgway Branch at 119 Liddell St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Alpine Bank: profile, branches and contacts
The Citizens State Bank of Ouray 1 branch · main office Ouray, CO Bank · 1

The Citizens State Bank of Ouray has 1 branch in Ridgway, 7 across Colorado and 7 nationwide. FDIC records list its main office in Ouray, CO and show it operating since 1913. With $231.2 million in total assets on June 30, 2026, it ranks No. 2,821 of 4,232 U.S. banks by total assets. The Ridgway Branch at State Highway 62 dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgway Branch
    State Highway 62, 81432
    Hours: see the bank's site
The Citizens State Bank of Ouray: profile, branches and contacts

Banking in Ridgway: the local picture

Short answer: 2 banks run 2 branches in Ridgway according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ridgway, 2 elsewhere in Colorado, according to the FDIC.

The bank with the longest record here is The Citizens State Bank of Ouray, operating since 1913 according to the FDIC. In FDIC branch records, the longest-running branch is The Citizens State Bank of Ouray's office at State Highway 62, dating to 1980; the newest is Alpine Bank's at 119 Liddell St, from 1997.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ridgway, and where the nearest one is if they do not.

Short answer: No branches in Ridgway: Chase (nearest in Telluride, 14 mi), Wells Fargo (nearest in Montrose, 24 mi), Bank of America (nearest in Colorado Springs, 166 mi), PNC Bank (nearest in Aspen, 89 mi), U.S. Bank (nearest in Telluride, 14 mi), Truist, Fifth Third Bank, Huntington (nearest in Colorado Springs, 166 mi), Regions Bank, TD Bank, BMO (nearest in Montrose, 24 mi).

BankIn RidgwayNearest branch if none here
ChaseNoneTelluride, 14 miles away
Wells FargoNoneMontrose, 24 miles away
Bank of AmericaNoneColorado Springs, 166 miles away
PNC BankNoneAspen, 89 miles away
U.S. BankNoneTelluride, 14 miles away
TruistNonenone in Colorado
Fifth Third BankNonenone in Colorado
HuntingtonNoneColorado Springs, 166 miles away
Regions BankNonenone in Colorado
TD BankNonenone in Colorado
BMONoneMontrose, 24 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridgway to the nearest branch in Colorado.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridgway residents like anyone else.

Banks near Ridgway

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ouray (9 miles) and Telluride (14 miles). Montrose, 24 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Ridgway

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ridgway between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ridgway by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridgway offices.

Short answer: Alpine Bank is the largest bank with offices in Ridgway, with $6.69 billion in total assets on June 30, 2026, No. 232 among U.S. banks by total assets. The Citizens State Bank of Ouray is second with $231.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Alpine Bank$6.69 billionNo. 2321Glenwood Springs, CO
The Citizens State Bank of Ouray$231.2 millionNo. 2,8211Ouray, CO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ridgway: FAQ

How many banks are in Ridgway, CO?

Ridgway has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ridgway?

Alpine Bank, with 1. The Citizens State Bank of Ouray has 1.

Is there a Alpine Bank in Ridgway, CO?

Yes. FDIC data lists 1 Alpine Bank branch in Ridgway as of September 5, 2026. The address and directions are under Alpine Bank above.

Is there a The Citizens State Bank of Ouray in Ridgway, CO?

Yes. FDIC data lists 1 The Citizens State Bank of Ouray branch in Ridgway as of September 5, 2026. The address and directions are under The Citizens State Bank of Ouray above.

Is there a Chase in Ridgway, CO?

No. FDIC data lists no Chase branch in Ridgway as of September 5, 2026. The nearest is in Telluride, about 14 miles away in a straight line.

What is the oldest bank in Ridgway?

The Citizens State Bank of Ouray has the longest record among banks with a branch here: the FDIC shows it operating since 1913.

Did any bank branches open or close in Ridgway in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ridgway?

Nearby cities with more banks include Ouray, Telluride, Montrose. Ouray is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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