US Bank Directory
Banks in Delta, CO
7 FDIC-insured banks operate 7 offices in Delta, Colorado, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Delta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Delta, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Delta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Delta, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Alpine Bank Bank · 1
Alpine Bank has 1 branch in Delta, 47 across Colorado and 47 nationwide. FDIC records list its main office in Glenwood Springs, CO and show it operating since 1980. With $6.69 billion in total assets on June 30, 2026, it ranks No. 232 of 4,232 U.S. banks by total assets. The Delta Branch at 1660 State Highway 92 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Delta Branch1660 State Highway 92, 81416
Bank of Colorado Bank · 1
Bank of Colorado has 1 branch in Delta, 52 across Colorado and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. The Delta Branch at 1443 Mesa View Dr dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Delta Branch1443 Mesa View Dr, 81416
BMO Bank · 1
BMO has 1 branch in Delta, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Delta Branch at 402 Main St dates to 1909 in FDIC branch records. Its published hours do not list Saturday.
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Delta Branch402 Main St, 81416
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Delta County Credit Union Credit union · 1
Delta County Credit Union has 1 office in Delta, 2 across Colorado. It is based in Delta, CO and $72.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office100 Circle Dr, 81416
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Oakstar Bank Bank · 1
Oakstar Bank has 1 branch in Delta, 4 across Colorado and 27 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 2005. With $3.29 billion in total assets on June 30, 2026, it ranks No. 392 of 4,232 U.S. banks by total assets. The First Colorado National Bank at 150 Gunnison River Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First Colorado National Bank150 Gunnison River Dr, 81416
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Delta, 102 across Colorado and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Delta Branch at 488 Highway 92 dates to 1993 in FDIC branch records. Its published hours do not list Saturday.
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Delta Branch488 Highway 92, 81416
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
United Business Bank Bank · 1
United Business Bank has 1 branch in Delta, 11 across Colorado and 34 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 2004. With $2.56 billion in total assets on June 30, 2026, it ranks No. 495 of 4,232 U.S. banks by total assets. The Delta Branch at 564 Main St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Delta Branch564 Main St, 81416
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Delta, 117 across Colorado and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Delta Branch at 500 Palmer St dates to 1964 in FDIC branch records. Its published hours do not list Saturday.
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Delta Branch500 Palmer St, 81416
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Delta
1 credit union has 1 office here: Delta County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Delta page has every office in the state's directory.
Banking in Delta: the local picture
Short answer: 7 banks run 7 branches in Delta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Delta, 2 elsewhere in Colorado and 5 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 402 Main St, dating to 1909; the newest is United Business Bank's at 564 Main St, from 2013.
The only credit union with an office here is Delta County Credit Union.
Of the 4 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Delta
Short answer: None of the 4 Delta locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Delta, and where the nearest one is if they do not.
Short answer: In Delta: Wells Fargo (1), U.S. Bank (1), BMO (1). No branches in Delta: Chase (nearest in Telluride, 57 mi), Bank of America (nearest in Denver, 171 mi), PNC Bank (nearest in Carbondale, 64 mi), Truist, Fifth Third Bank, Huntington (nearest in Lakewood, 170 mi), Regions Bank, TD Bank.
| Bank | In Delta | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Telluride, 57 miles away |
| Bank of America | None | Denver, 171 miles away |
| PNC Bank | None | Carbondale, 64 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Lakewood, 170 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Delta to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Delta residents like anyone else.
Banks near Delta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hotchkiss (19 miles) and Montrose (22 miles). Grand Junction, 36 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hotchkiss, CO | 19 mi | 2 | 2 |
| Banks in Montrose, CO | 22 mi | 11 | 12 |
| Banks in Paonia, CO | 27 mi | 2 | 2 |
| Banks in Clifton, CO | 32 mi | 4 | 4 |
| Banks in Grand Junction, CO | 36 mi | 12 | 24 |
| Banks in Ridgway, CO | 45 mi | 2 | 2 |
| Banks in Fruita, CO | 46 mi | 5 | 5 |
| Banks in Ouray, CO | 54 mi | 2 | 4 |
Bank branch openings and closings in Delta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Delta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Delta
Short answer: 1 institution has its main office in Delta: Delta County Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Delta County Credit Union | Credit union | $72.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Delta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Delta offices.
Short answer: Wells Fargo is the largest bank with offices in Delta, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Bank of Colorado | $7.61 billion | No. 207 | 1 | Fort Collins, CO |
| Alpine Bank | $6.69 billion | No. 232 | 1 | Glenwood Springs, CO |
| Oakstar Bank | $3.29 billion | No. 392 | 1 | Springfield, MO |
| United Business Bank | $2.56 billion | No. 495 | 1 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Delta: FAQ
How many banks are in Delta, CO?
Delta has 7 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Delta?
Wells Fargo, with 1. U.S. Bank has 1 and BMO has 1.
Is there a Wells Fargo in Delta, CO?
Yes. FDIC data lists 1 Wells Fargo branch in Delta as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Delta, CO?
Yes. FDIC data lists 1 U.S. Bank branch in Delta as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a BMO in Delta, CO?
Yes. FDIC data lists 1 BMO branch in Delta as of September 5, 2026. The address and directions are under BMO above.
Is there a Chase in Delta, CO?
No. FDIC data lists no Chase branch in Delta as of September 5, 2026. The nearest is in Telluride, about 57 miles away in a straight line.
Which banks in Delta are open on Saturday?
None of the 4 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Delta?
Delta County Credit Union has its main office in Delta, according to the FDIC and the NCUA.
What is the oldest bank in Delta?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Delta?
Delta County Credit Union has an office in Delta. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Delta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Delta?
Nearby cities with more banks include Hotchkiss, Montrose, Paonia. Hotchkiss is 19 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: BMO, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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