US Bank Directory
Banks in Montrose, CO
11 FDIC-insured banks operate 12 offices in Montrose, Colorado, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Montrose
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 15 locations in Montrose, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Montrose
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Colorado has the most locations in Montrose, with 2. The other 10 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Colorado Bank · 2
Bank of Colorado has 2 branches in Montrose, 52 across Colorado and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Montrose location is the Montrosebank North Branch at 200 N Townsend Ave, dating to 1971; the newest, at 16550 S Townsend Ave, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose South Branch16550 S Townsend Ave, 81401
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Montrosebank North Branch200 N Townsend Ave, 81401
San Juan Mountains Credit Union Credit union · 2
San Juan Mountains Credit Union has 2 officees in Montrose, 2 across Colorado. It is based in Montrose, CO and $62.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Montrose locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1400 E Main St, 81401
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Disaster Location11199 6450 Rd, 81401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Alpine Bank Bank · 1
Alpine Bank has 1 branch in Montrose, 47 across Colorado and 47 nationwide. FDIC records list its main office in Glenwood Springs, CO and show it operating since 1980. With $6.69 billion in total assets on June 30, 2026, it ranks No. 232 of 4,232 U.S. banks by total assets. The Montrose Branch at 2770 Alpine Dr dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose Branch2770 Alpine Dr, 81401
BMO Bank · 1
BMO has 1 branch in Montrose, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Montrose at 1105 S Townsend Ave dates to 1998 in FDIC branch records. It opens on Saturday.
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Montrose1105 S Townsend Ave, 81401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Central Bank Bank · 1
Central Bank has 1 branch in Montrose, 6 across Colorado and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Montrose Branch at 427 E Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose Branch427 E Main St, 81401
Home Loan State Bank Bank · 1
Home Loan State Bank has 1 branch in Montrose, 2 across Colorado and 2 nationwide. FDIC records list its main office in Grand Junction, CO and show it operating since 1960. With $235.3 million in total assets on June 30, 2026, it ranks No. 2,800 of 4,232 U.S. banks by total assets. The Montrose Branch at 1440 Encanto Place dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose Branch1440 Encanto Place, 81401
NBH Bank Bank · 1
NBH Bank has 1 branch in Montrose, 32 across Colorado and 97 nationwide. FDIC records list its main office in Greenwood Village, CO and show it operating since 2010. With $12.54 billion in total assets on June 30, 2026, it ranks No. 143 of 4,232 U.S. banks by total assets. The Montrose Branch at 330 S 12th Street Unit B Stuite 1 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose Branch330 S 12th Street Unit B Stuite 1, 81401
Nuvista Credit Union Credit union · 1
Nuvista Credit Union has 1 office in Montrose, 3 across Colorado. It is based in Montrose, CO and $177.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2711 Commercial Way, 81401
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
The Citizens State Bank of Ouray Bank · 1
The Citizens State Bank of Ouray has 1 branch in Montrose, 7 across Colorado and 7 nationwide. FDIC records list its main office in Ouray, CO and show it operating since 1913. With $231.2 million in total assets on June 30, 2026, it ranks No. 2,821 of 4,232 U.S. banks by total assets. The Montrose Branch at 401 E Main Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose Branch401 E Main Street, 81401
Timberline Bank Bank · 1
Timberline Bank has 1 branch in Montrose, 3 across Colorado and 3 nationwide. FDIC records list its main office in Grand Junction, CO and show it operating since 2004. With $832.6 million in total assets on June 30, 2026, it ranks No. 1,219 of 4,232 U.S. banks by total assets. The Montrose Branch at 1561 Oxbow Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose Branch1561 Oxbow Dr, 81401
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Montrose, 102 across Colorado and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Montrose Branch at 1500 E Oak Grove Rd dates to 1950 in FDIC branch records. Its published hours do not list Saturday.
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Montrose Branch1500 E Oak Grove Rd, 81401
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Montrose, 117 across Colorado and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Montrose South Branch at 1475 S Townsend Ave dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Montrose South Branch1475 S Townsend Ave, 81401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Montrose, 33 across Colorado and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Montrose Branch at 1200 S Townsend Ave dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montrose Branch1200 S Townsend Ave, 81401
Join a credit union in Montrose
2 credit unions have 3 offices here: San Juan Mountains Credit Union and Nuvista Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Montrose page has every office in the state's directory.
Banking in Montrose: the local picture
Short answer: 11 banks run 12 branches in Montrose according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Montrose, 6 elsewhere in Colorado and 5 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Zions Bancorporation's office at 1200 S Townsend Ave, dating to 1904; the newest is Central Bank's at 427 E Main St, from 2026.
2 credit unions have 3 offices in Montrose, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 3 open on Saturday. 9 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Montrose
Short answer: 3 of the 6 Montrose locations with published hours open on Saturday, run by 3 institutions.
- BMO: 1 of 1 branch (1105 S Townsend Ave: Saturday 9 am to 12 pm)
- San Juan Mountains Credit Union: 1 of 2 offices (1400 E Main St: Saturday 9 am to 12 pm)
- Nuvista Credit Union: 1 of 1 office (2711 Commercial Way: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Montrose, and where the nearest one is if they do not.
Short answer: In Montrose: Wells Fargo (1), U.S. Bank (1), BMO (1). No branches in Montrose: Chase (nearest in Telluride, 37 mi), Bank of America (nearest in Colorado Springs, 166 mi), PNC Bank (nearest in Carbondale, 74 mi), Truist, Fifth Third Bank, Huntington (nearest in Colorado Springs, 165 mi), Regions Bank, TD Bank.
| Bank | In Montrose | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Telluride, 37 miles away |
| Bank of America | None | Colorado Springs, 166 miles away |
| PNC Bank | None | Carbondale, 74 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Colorado Springs, 165 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montrose to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montrose residents like anyone else.
Banks near Montrose
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Delta (22 miles) and Ridgway (24 miles). Delta, 22 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Delta, CO | 22 mi | 7 | 7 |
| Banks in Ridgway, CO | 24 mi | 2 | 2 |
| Banks in Hotchkiss, CO | 24 mi | 2 | 2 |
| Banks in Paonia, CO | 31 mi | 2 | 2 |
| Banks in Ouray, CO | 32 mi | 2 | 4 |
| Banks in Telluride, CO | 37 mi | 6 | 6 |
| Banks in Gunnison, CO | 51 mi | 5 | 5 |
| Banks in Clifton, CO | 53 mi | 4 | 4 |
Bank branch openings and closings in Montrose
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Montrose between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 17, 2026 | Opened | Central Bank | 427 E Main St, 81401 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Montrose
Short answer: 2 institutions have their main office in Montrose: San Juan Mountains Credit Union and Nuvista Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| San Juan Mountains Credit Union | Credit union | $62.7 million | 2 |
| Nuvista Credit Union | Credit union | $177.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Montrose by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montrose offices.
Short answer: Wells Fargo is the largest bank with offices in Montrose, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Central Bank | $20.31 billion | No. 105 | 1 | Jefferson City, MO |
| NBH Bank | $12.54 billion | No. 143 | 1 | Greenwood Village, CO |
| Bank of Colorado | $7.61 billion | No. 207 | 2 | Fort Collins, CO |
| Alpine Bank | $6.69 billion | No. 232 | 1 | Glenwood Springs, CO |
| Timberline Bank | $832.6 million | No. 1,219 | 1 | Grand Junction, CO |
| Home Loan State Bank | $235.3 million | No. 2,800 | 1 | Grand Junction, CO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montrose: FAQ
How many banks are in Montrose, CO?
Montrose has 11 banks with 12 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Montrose?
Bank of Colorado, with 2. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Bank of Colorado in Montrose, CO?
Yes. FDIC data lists 2 Bank of Colorado branches in Montrose as of September 5, 2026. Its branches are listed under Bank of Colorado above, with the address and directions for each.
Is there a Wells Fargo in Montrose, CO?
Yes. FDIC data lists 1 Wells Fargo branch in Montrose as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Montrose, CO?
Yes. FDIC data lists 1 U.S. Bank branch in Montrose as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Montrose, CO?
No. FDIC data lists no Chase branch in Montrose as of September 5, 2026. The nearest is in Telluride, about 37 miles away in a straight line.
Which banks in Montrose are open on Saturday?
BMO, San Juan Mountains Credit Union and Nuvista Credit Union publish Saturday hours for one or more Montrose locations. The Saturday section above lists each one with its hours. 9 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Montrose?
San Juan Mountains Credit Union and Nuvista Credit Union have their main office in Montrose, according to the FDIC and the NCUA.
What is the oldest bank in Montrose?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Montrose?
San Juan Mountains Credit Union and Nuvista Credit Union have offices in Montrose. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Montrose in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montrose?
Nearby cities with more banks include Delta, Ridgway, Hotchkiss. Delta is 22 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 12 branches: BMO, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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