US Bank Directory
Banks in Hotchkiss, CO
2 FDIC-insured banks operate 2 offices in Hotchkiss, Colorado, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Hotchkiss
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Hotchkiss, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hotchkiss
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Colorado and United Business Bank have the most locations in Hotchkiss, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Colorado Bank · 1
Bank of Colorado has 1 branch in Hotchkiss, 52 across Colorado and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. The Hotchkiss Branch at 394 E Bridge St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Hotchkiss Branch394 E Bridge St, 81419
Delta County Credit Union Credit union · 1
Delta County Credit Union has 1 office in Hotchkiss, 2 across Colorado. It is based in Delta, CO and $72.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Delta County Fcu-Hotchkiss120 N 6Th St 120 N 6Th St, 81419
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Business Bank Bank · 1
United Business Bank has 1 branch in Hotchkiss, 11 across Colorado and 34 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 2004. With $2.56 billion in total assets on June 30, 2026, it ranks No. 495 of 4,232 U.S. banks by total assets. The Hotchkiss Branch at 102 E Bridge St dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Hotchkiss Branch102 E Bridge St, 81419
Join a credit union in Hotchkiss
1 credit union has 1 office here: Delta County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hotchkiss page has every office in the state's directory.
Banking in Hotchkiss: the local picture
Short answer: 2 banks run 2 branches in Hotchkiss according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Hotchkiss, 1 elsewhere in Colorado and 1 out of state, according to the FDIC.
The bank with the longest record here is Bank of Colorado, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is United Business Bank's office at 102 E Bridge St, dating to 1930; the newest is Bank of Colorado's at 394 E Bridge St, from 2004.
The only credit union with an office here is Delta County Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Hotchkiss
Short answer: None of the 1 Hotchkiss location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hotchkiss, and where the nearest one is if they do not.
Short answer: No branches in Hotchkiss: Chase (nearest in Aspen, 55 mi), Wells Fargo (nearest in Delta, 19 mi), Bank of America (nearest in Denver, 152 mi), PNC Bank (nearest in Carbondale, 50 mi), U.S. Bank (nearest in Delta, 19 mi), Truist, Fifth Third Bank, Huntington (nearest in Lakewood, 152 mi), Regions Bank, TD Bank, BMO (nearest in Delta, 19 mi).
| Bank | In Hotchkiss | Nearest branch if none here |
|---|---|---|
| Chase | None | Aspen, 55 miles away |
| Wells Fargo | None | Delta, 19 miles away |
| Bank of America | None | Denver, 152 miles away |
| PNC Bank | None | Carbondale, 50 miles away |
| U.S. Bank | None | Delta, 19 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Lakewood, 152 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
| BMO | None | Delta, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hotchkiss to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hotchkiss residents like anyone else.
Banks near Hotchkiss
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Paonia (8 miles) and Delta (19 miles). Grand Junction, 50 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Paonia, CO | 8 mi | 2 | 2 |
| Banks in Delta, CO | 19 mi | 7 | 7 |
| Banks in Montrose, CO | 24 mi | 11 | 12 |
| Banks in Crested Butte, CO | 40 mi | 3 | 3 |
| Banks in Clifton, CO | 44 mi | 4 | 4 |
| Banks in Gunnison, CO | 46 mi | 5 | 5 |
| Banks in Ridgway, CO | 46 mi | 2 | 2 |
| Banks in Grand Junction, CO | 50 mi | 12 | 24 |
Bank branch openings and closings in Hotchkiss
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hotchkiss between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hotchkiss by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hotchkiss offices.
Short answer: Bank of Colorado is the largest bank with offices in Hotchkiss, with $7.61 billion in total assets on June 30, 2026, No. 207 among U.S. banks by total assets. United Business Bank is second with $2.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Colorado | $7.61 billion | No. 207 | 1 | Fort Collins, CO |
| United Business Bank | $2.56 billion | No. 495 | 1 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hotchkiss: FAQ
How many banks are in Hotchkiss, CO?
Hotchkiss has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hotchkiss?
Bank of Colorado, with 1. United Business Bank has 1.
Is there a Bank of Colorado in Hotchkiss, CO?
Yes. FDIC data lists 1 Bank of Colorado branch in Hotchkiss as of September 5, 2026. The address and directions are under Bank of Colorado above.
Is there a United Business Bank in Hotchkiss, CO?
Yes. FDIC data lists 1 United Business Bank branch in Hotchkiss as of September 5, 2026. The address and directions are under United Business Bank above.
Is there a Chase in Hotchkiss, CO?
No. FDIC data lists no Chase branch in Hotchkiss as of September 5, 2026. The nearest is in Aspen, about 55 miles away in a straight line.
Which banks in Hotchkiss are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Hotchkiss?
Bank of Colorado has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Which credit unions can I join in Hotchkiss?
Delta County Credit Union has an office in Hotchkiss. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hotchkiss in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hotchkiss?
Nearby cities with more banks include Paonia, Delta, Montrose. Paonia is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds