US Bank Directory
Banks in Ouray, CO
2 FDIC-insured banks operate 4 offices in Ouray, Colorado.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ouray
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 4 locations in Ouray, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ouray
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Alpine Bank has the most locations in Ouray, with 3. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Alpine Bank Bank · 3
Alpine Bank has 3 branches in Ouray, 47 across Colorado and 47 nationwide. FDIC records list its main office in Glenwood Springs, CO and show it operating since 1980. With $6.69 billion in total assets on June 30, 2026, it ranks No. 232 of 4,232 U.S. banks by total assets. The Ouray Branch at 917 Main Street dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ouray Branch917 Main Street, 81427
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Ouray Mobile Branch917 Main Street, 81427
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Ouray Mobile Branch917 Main Street, 81427
The Citizens State Bank of Ouray Bank · 1
The Citizens State Bank of Ouray has 1 branch in Ouray, 7 across Colorado and 7 nationwide. FDIC records list its main office in Ouray, CO and show it operating since 1913. With $231.2 million in total assets on June 30, 2026, it ranks No. 2,821 of 4,232 U.S. banks by total assets. Its main office at 600 Main St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office600 Main St, 81427
Banking in Ouray: the local picture
Short answer: 2 banks run 4 branches in Ouray according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Ouray, 1 elsewhere in Colorado, according to the FDIC.
The bank with the longest record here is The Citizens State Bank of Ouray, operating since 1913 according to the FDIC. In FDIC branch records, the longest-running branch is The Citizens State Bank of Ouray's office at 600 Main St, dating to 1913; the newest is Alpine Bank's at 917 Main Street, from 2008.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ouray, and where the nearest one is if they do not.
Short answer: No branches in Ouray: Chase (nearest in Telluride, 10 mi), Wells Fargo (nearest in Montrose, 32 mi), Bank of America (nearest in Colorado Springs, 164 mi), PNC Bank (nearest in Aspen, 93 mi), U.S. Bank (nearest in Telluride, 10 mi), Truist, Fifth Third Bank, Huntington (nearest in Colorado Springs, 164 mi), Regions Bank, TD Bank, BMO (nearest in Montrose, 33 mi).
| Bank | In Ouray | Nearest branch if none here |
|---|---|---|
| Chase | None | Telluride, 10 miles away |
| Wells Fargo | None | Montrose, 32 miles away |
| Bank of America | None | Colorado Springs, 164 miles away |
| PNC Bank | None | Aspen, 93 miles away |
| U.S. Bank | None | Telluride, 10 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Colorado Springs, 164 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
| BMO | None | Montrose, 33 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ouray to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ouray residents like anyone else.
Banks near Ouray
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ridgway (9 miles) and Telluride (10 miles). Montrose, 32 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ridgway, CO | 9 mi | 2 | 2 |
| Banks in Telluride, CO | 10 mi | 6 | 6 |
| Banks in Montrose, CO | 32 mi | 11 | 12 |
| Banks in Durango, CO | 52 mi | 10 | 19 |
| Banks in Hotchkiss, CO | 54 mi | 2 | 2 |
| Banks in Delta, CO | 54 mi | 7 | 7 |
| Banks in Gunnison, CO | 54 mi | 5 | 5 |
| Banks in Bayfield, CO | 55 mi | 2 | 2 |
Bank branch openings and closings in Ouray
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ouray between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ouray
Short answer: 1 institution has its main office in Ouray: The Citizens State Bank of Ouray.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Citizens State Bank of Ouray | Bank | $231.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ouray by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ouray offices.
Short answer: Alpine Bank is the largest bank with offices in Ouray, with $6.69 billion in total assets on June 30, 2026, No. 232 among U.S. banks by total assets. The Citizens State Bank of Ouray is second with $231.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Alpine Bank | $6.69 billion | No. 232 | 3 | Glenwood Springs, CO |
| The Citizens State Bank of Ouray | $231.2 million | No. 2,821 | 1 | Ouray, CO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ouray: FAQ
How many banks are in Ouray, CO?
Ouray has 2 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ouray?
Alpine Bank, with 3. The Citizens State Bank of Ouray has 1.
Is there a Alpine Bank in Ouray, CO?
Yes. FDIC data lists 3 Alpine Bank branches in Ouray as of September 5, 2026. Its branches are listed under Alpine Bank above, with the address and directions for each.
Is there a Chase in Ouray, CO?
No. FDIC data lists no Chase branch in Ouray as of September 5, 2026. The nearest is in Telluride, about 10 miles away in a straight line.
Which banks are headquartered in Ouray?
The Citizens State Bank of Ouray has its main office in Ouray, according to the FDIC.
What is the oldest bank in Ouray?
The Citizens State Bank of Ouray has the longest record among banks with a branch here: the FDIC shows it operating since 1913.
Did any bank branches open or close in Ouray in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ouray?
Nearby cities with more banks include Ridgway, Telluride, Montrose. Ridgway is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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