Banks in Cortez, CO

Bank branch map: Cortez

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Cortez, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cortez

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Dolores State Bank has the most locations in Cortez, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Dolores State Bank 2 branches · main office Dolores, CO Bank · 2

The Dolores State Bank has 2 branches in Cortez, 4 across Colorado and 4 nationwide. FDIC records list its main office in Dolores, CO and show it operating since 1959. With $456.3 million in total assets on June 30, 2026, it ranks No. 1,901 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cortez location is the Cortez Branch at 744 E Main St, dating to 2001; the newest, at 27880 Highway 160, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

• Cortez Location Branch

  27880 Highway 160, 81321

  Hours: see the bank's site
  DirectionsWebsite
• Cortez Branch

  744 E Main St, 81321

  Hours: see the bank's site
  DirectionsWebsite

The Dolores State Bank: profile, branches and contacts

First National Bank, Cortez 1 branch · main office Cortez, CO Bank · 1

First National Bank, Cortez has 1 branch in Cortez, 1 across Colorado and 1 nationwide. FDIC records list its main office in Cortez, CO and show it operating since 1958. With $156.9 million in total assets on June 30, 2026, it ranks No. 3,273 of 4,232 U.S. banks by total assets. Its main office at 2258 E Main St dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  2258 E Main St, 81321

  Hours: see the bank's site
  DirectionsWebsite

First National Bank, Cortez: profile, branches and contacts

First Southwest Bank 1 branch · main office Durango, CO Bank · 1

First Southwest Bank has 1 branch in Cortez, 6 across Colorado and 6 nationwide. FDIC records list its main office in Durango, CO and show it operating since 2004. With $657.5 million in total assets on June 30, 2026, it ranks No. 1,448 of 4,232 U.S. banks by total assets. The Cortez Branch at 1510 E Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cortez Branch

  1510 E Main St, 81321

  Hours: see the bank's site
  DirectionsWebsite

First Southwest Bank: profile, branches and contacts

Four Corners Community Bank 1 branch · main office Farmington, NM Bank · 1

Four Corners Community Bank has 1 branch in Cortez, 2 across Colorado and 6 nationwide. FDIC records list its main office in Farmington, NM and show it operating since 2000. With $662.3 million in total assets on June 30, 2026, it ranks No. 1,433 of 4,232 U.S. banks by total assets. The The Citizens State Bank Of Cortez Branch at 77 W Main St dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• The Citizens State Bank Of Cortez Branch

  77 W Main St, 81321

  Hours: see the bank's site
  DirectionsWebsite

Four Corners Community Bank: profile, branches and contacts

Zions Bancorporation 1 branch · main office Salt Lake City, UT Bank · 1

Zions Bancorporation has 1 branch in Cortez, 33 across Colorado and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Cortez Branch at 350 W Montezuma Ave dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cortez Branch

  350 W Montezuma Ave, 81321

  Hours: see the bank's site
  DirectionsWebsite

Zions Bancorporation: profile, branches and contacts

Banking in Cortez: the local picture

Short answer: 5 banks run 6 branches in Cortez according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Cortez, 2 elsewhere in Colorado and 2 out of state, according to the FDIC.

The bank with the longest record here is Zions Bancorporation, operating since 1873 according to the FDIC. In FDIC branch records, the longest-running branch is Four Corners Community Bank's office at 77 W Main St, dating to 1936; the newest is The Dolores State Bank's at 27880 Highway 160, from 2007.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cortez, and where the nearest one is if they do not.

Short answer: No branches in Cortez: Chase (nearest in Telluride, 58 mi), Wells Fargo (nearest in Durango, 38 mi), Bank of America (nearest in Colorado Springs, 227 mi), PNC Bank (nearest in Aspen, 159 mi), U.S. Bank (nearest in Norwood, 56 mi), Truist, Fifth Third Bank, Huntington (nearest in Colorado Springs, 228 mi), Regions Bank, TD Bank, BMO (nearest in Montrose, 86 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cortez to the nearest branch in Colorado.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cortez residents like anyone else.

Banks near Cortez

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Durango (39 miles) and Bayfield (54 miles). Montrose, 86 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Cortez

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cortez between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cortez

Short answer: 1 institution has its main office in Cortez: First National Bank, Cortez.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cortez by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cortez offices.

Short answer: Zions Bancorporation is the largest bank with offices in Cortez, with $89.04 billion in total assets on June 30, 2026, No. 35 among U.S. banks by total assets. Four Corners Community Bank is second with $662.3 million. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cortez: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.