US Bank Directory
Banks in Vista, CA
8 FDIC-insured banks operate 11 offices in Vista, California, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Vista
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 13 locations in Vista, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Vista
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Bank of America and U.S. Bank have the most locations in Vista, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Vista, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vista location is the Vista Branch at 330 S Santa Fe Ave, dating to 1966; the newest, at 1730 University Dr, to 2008. 1 of its 2 Vista locations with published hours open on Saturday.
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North County Square Branch1730 University Dr, 92083
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Vista Branch330 S Santa Fe Ave, 92084
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Vista, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vista location is the Vista/Melrose Branch at 1641 S Melrose Dr, dating to 1934; the newest, at 985 E Vista Way, to 1988. All 2 of its Vista locations with published hours open on Saturday.
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Vista/Melrose Branch1641 S Melrose Dr, 92081
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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985 E Vista Way Branch985 E Vista Way, 92084
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Vista, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vista location is the Vista Branch at 245 Vista Village Dr, dating to 2005; the newest, at 1301 E Vista Way, to 2005. All 2 of its Vista locations with published hours open on Saturday.
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Vista Albertsons Branch1301 E Vista Way, 92084
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Vista Branch245 Vista Village Dr, 92083
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Banc of California Bank · 1
Banc of California has 1 branch in Vista, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Vista Branch at 1690 S Melrose Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vista Branch1690 S Melrose Dr, 92081
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Vista, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Vista Branch at 325 S Santa Fe Ave dates to 2004 in FDIC branch records. Its published hours do not list Saturday.
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Vista Branch325 S Santa Fe Ave, 92083
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Vista, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Vista-Melrose Banking Center at 625 S Melrose Dr dates to 2010 in FDIC branch records. It opens on Saturday.
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Vista-Melrose Banking Center625 S Melrose Dr, 92081
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Mission Credit Union Credit union · 1
Mission Credit Union has 1 office in Vista, 36 across California. It is based in San Diego, CA and $7.23 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Vista985 Civic Center Dr Ste 106, 92083
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Vista, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Vista Branch at 961 S Santa Fe Ave dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vista Branch961 S Santa Fe Ave, 92083
San Diego County Credit Union Credit union · 1
San Diego County Credit Union has 1 office in Vista, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch 2 Vista1475 W Vista Way, 92083
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Vista, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Vista Branch at 930 S Santa Fe Ave dates to 1885 in FDIC branch records. It opens on Saturday.
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Vista Branch930 S Santa Fe Ave, 92084
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Vista
2 credit unions have 2 offices here: San Diego County Credit Union and Mission Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Vista page has every office in the state's directory.
Banking in Vista: the local picture
Short answer: 8 banks run 11 branches in Vista according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Vista, 1 elsewhere in California and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 930 S Santa Fe Ave, dating to 1885; the newest is Fifth Third Bank's at 625 S Melrose Dr, from 2010.
2 credit unions have 2 offices in Vista, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 9 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Vista
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 92083 has the most bank and credit union offices in Vista (6), followed by 92084 (4) and 92081 (3). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 92083 | 6 | 6 | Bank of America, Columbia Bank, Mission Credit Union |
| 92084 | 4 | 4 | Bank of America, Chase, U.S. Bank |
| 92081 | 3 | 3 | Banc of California, Chase, Fifth Third Bank |
Banks and credit unions open on Saturday in Vista
Short answer: 9 of the 11 Vista locations with published hours open on Saturday, run by 7 institutions.
- Chase: 2 of 2 branches (1641 S Melrose Dr: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 1 of 2 branches (330 S Santa Fe Ave: Saturday 9 am to 4 pm)
- U.S. Bank: 2 of 2 branches (1301 E Vista Way: Saturday 10 am to 2 pm, and 1 more)
- Wells Fargo: 1 of 1 branch (930 S Santa Fe Ave: Saturday 9 am to 2 pm)
- Fifth Third Bank: 1 of 1 branch (625 S Melrose Dr: Saturday 9 am to 12 pm)
- San Diego County Credit Union: 1 of 1 office (1475 W Vista Way: Saturday 9 am to 2 pm)
- Mission Credit Union: 1 of 1 office (985 Civic Center Dr Ste 106: Saturday 9 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Vista, and where the nearest one is if they do not.
Short answer: In Vista: Chase (2), Wells Fargo (1), Bank of America (2), PNC Bank (1), U.S. Bank (2), Fifth Third Bank (1). No branches in Vista: Truist, Huntington, Regions Bank, TD Bank, BMO (nearest in La Jolla, 22 mi).
| Bank | In Vista | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 2 branches | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | La Jolla, 22 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vista to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vista residents like anyone else.
Banks near Vista
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are San Marcos (5 miles) and Oceanside (5 miles). Carlsbad, 5 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in San Marcos, CA | 5 mi | 9 | 11 |
| Banks in Oceanside, CA | 5 mi | 5 | 12 |
| Banks in Carlsbad, CA | 5 mi | 19 | 35 |
| Banks in Encinitas, CA | 10 mi | 11 | 14 |
| Banks in Escondido, CA | 10 mi | 11 | 19 |
| Banks in Rancho Santa Fe, CA | 12 mi | 5 | 5 |
| Banks in Fallbrook, CA | 13 mi | 5 | 5 |
| Banks in Solana Beach, CA | 14 mi | 7 | 7 |
Bank branch openings and closings in Vista
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Vista between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Vista by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vista offices.
Short answer: Chase is the largest bank with offices in Vista, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Banc of California | $34.90 billion | No. 62 | 1 | Los Angeles, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Vista: FAQ
How many banks are in Vista, CA?
Vista has 8 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Vista?
Chase, with 2. Bank of America has 2 and U.S. Bank has 2.
Is there a Chase in Vista, CA?
Yes. FDIC data lists 2 Chase branches in Vista as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Vista, CA?
Yes. FDIC data lists 2 Bank of America branches in Vista as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a U.S. Bank in Vista, CA?
Yes. FDIC data lists 2 U.S. Bank branches in Vista as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Which banks in Vista are open on Saturday?
Chase, Bank of America, U.S. Bank and Wells Fargo and 3 more publish Saturday hours for one or more Vista locations. The Saturday section above lists each one with its hours. 2 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Vista?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Vista?
San Diego County Credit Union and Mission Credit Union have offices in Vista. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Vista in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Vista?
Nearby cities with more banks include San Marcos, Oceanside, Carlsbad. San Marcos is 5 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 11 branches: Bank of America, Chase, Columbia Bank, Fifth Third Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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