US Bank Directory
Banks in Oceanside, CA
5 FDIC-insured banks operate 12 offices in Oceanside, California, and 6 credit unions have 10 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oceanside
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 22 locations in Oceanside, according to the FDIC and the NCUA. 22 of them have coordinates on record and are on the map. 20 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
22 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oceanside
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase has the most locations in Oceanside, with 4. It is followed by Wells Fargo (3), U.S. Bank (3). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 4
Chase has 4 branches in Oceanside, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oceanside location is the Mission Ave Branch at 3748 Mission Ave, dating to 1919; the newest, at 1040 Mission Ave, to 2019. 2 of its 3 Oceanside locations with published hours open on Saturday.
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Oceanside Downtown1040 Mission Ave, 92054
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Mission Ave Branch3748 Mission Ave, 92058
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Oceanside Branch4147 Oceanside Blvd, 92056
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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College Bridge Branch615 College Blvd, 92057
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Navy Federal Credit Union Credit union · 3
Navy Federal Credit Union has 3 officees in Oceanside, 54 across California. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Oceanside locations with published hours open on Saturday.
Who can join: see the credit union's site.
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South Oceanside Ca2178 Vista Way Ste E4, 92054
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Rancho Del Oro-Oceanside Ca4180 Avenida De La Plata, 92056
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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San Luis Rey-Oceanside Ca815 College Blvd Ste 101, 92057
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Oceanside, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oceanside location is the Oceanside Branch at 840 S Coast Hwy, dating to 1957; the newest, at 165 Old Grove Rd, to 2005. 1 of its 3 Oceanside locations with published hours open on Saturday.
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Oceanside - Old Grove Road Branch165 Old Grove Rd, 92057
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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El Camino Real Branch2733 Vista Way, 92054
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Oceanside Branch840 S Coast Hwy, 92054
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Oceanside, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oceanside location is the Rancho Del Oro Branch at 4176 Oceanside Blvd, dating to 1885; the newest, at 3470 Marron Rd, to 2004. 2 of its 3 Oceanside locations with published hours open on Saturday.
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Quarry Creek Branch3470 Marron Rd, 92056
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Rancho Del Oro Branch4176 Oceanside Blvd, 92056
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Oceanside College Boulevard Branch845 College Blvd, 92057
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Frontwave Credit Union Credit union · 2
Frontwave Credit Union has 2 officees in Oceanside, 18 across California. It is based in Oceanside, CA and $1.76 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Oceanside locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1278 Rocky Point Dr, 92056
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
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Fire Mountain 0082454 Vista Way, 92054
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Mission Credit Union Credit union · 2
Mission Credit Union has 2 officees in Oceanside, 36 across California. It is based in San Diego, CA and $7.23 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Oceanside locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Oceanside Hwy 782267 S El Camino Real Ste A, 92054
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Oceanside47 Douglas Dr Ste 100, 92058
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Oceanside, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The San Luis Rey Valley Branch at 3756 Mission Ave dates to 1977 in FDIC branch records. It opens on Saturday.
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San Luis Rey Valley Branch3756 Mission Ave, 92058
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
California Coast Credit Union Credit union · 1
California Coast Credit Union has 1 office in Oceanside, 27 across California. It is based in San Diego, CA and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Oceanside3485 Marron Rd, 92056
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Oceanside, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Oceanside Branch at 815 Mission Ave dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oceanside Branch815 Mission Ave, 92054
San Diego County Credit Union Credit union · 1
San Diego County Credit Union has 1 office in Oceanside, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch 28 Oceanside625 College Blvd, 92057
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Schoolsfirst Credit Union Credit union · 1
Schoolsfirst Credit Union has 1 office in Oceanside, 79 across California. It is based in Santa Ana, CA and $36.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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46 - Oceanside3430 Marron Rd Ste 200, 92056
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oceanside
6 credit unions have 10 offices here: Navy Federal Credit Union, Mission Credit Union, Frontwave Credit Union, Schoolsfirst Credit Union, San Diego County Credit Union and California Coast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oceanside page has every office in the state's directory.
Banking in Oceanside: the local picture
Short answer: 5 banks run 12 branches in Oceanside according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Oceanside and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 4176 Oceanside Blvd, dating to 1885; the newest is Chase's at 1040 Mission Ave, from 2019.
6 credit unions have 10 offices in Oceanside, according to the NCUA. Who can join each one is on the credit unions page.
Of the 20 locations with published hours. 16 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Oceanside
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 92054 has the most bank and credit union offices in Oceanside (7), followed by 92056 (7) and 92057 (5). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 92054 | 7 | 6 | U.S. Bank, Chase, Frontwave Credit Union |
| 92056 | 7 | 6 | Wells Fargo, California Coast Credit Union, Chase |
| 92057 | 5 | 5 | Chase, Navy Federal Credit Union, San Diego County Credit Union |
| 92058 | 3 | 3 | Bank of America, Chase, Mission Credit Union |
Banks and credit unions open on Saturday in Oceanside
Short answer: 16 of the 20 Oceanside locations with published hours open on Saturday, run by 10 institutions.
- Chase: 2 of 4 branches (3748 Mission Ave: Saturday 9 am to 2 pm, and 1 more)
- Wells Fargo: 2 of 3 branches (3470 Marron Rd: Saturday 9 am to 2 pm, and 1 more)
- U.S. Bank: 1 of 3 branches (165 Old Grove Rd: Saturday 9 am to 1 pm)
- Bank of America: 1 of 1 branch (3756 Mission Ave: Saturday 9 am to 4 pm)
- Navy Federal Credit Union: 3 of 3 offices (2178 Vista Way Ste E4: Saturday 9 am to 2 pm, and 2 more)
- Mission Credit Union: 2 of 2 offices (2267 S El Camino Real Ste A: Saturday 9 am to 1 pm, and 1 more)
- Frontwave Credit Union: 2 of 2 offices (1278 Rocky Point Dr: Saturday 9 am to 4 pm, and 1 more)
- Schoolsfirst Credit Union: 1 of 1 office (3430 Marron Rd Ste 200: Saturday 9 am to 2 pm)
- San Diego County Credit Union: 1 of 1 office (625 College Blvd: Saturday 9 am to 2 pm)
- California Coast Credit Union: 1 of 1 office (3485 Marron Rd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oceanside, and where the nearest one is if they do not.
Short answer: In Oceanside: Chase (4), Wells Fargo (3), Bank of America (1), PNC Bank (1), U.S. Bank (3). No branches in Oceanside: Truist, Fifth Third Bank (nearest in Carlsbad, 2 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in La Jolla, 24 mi).
| Bank | In Oceanside | Nearest branch if none here |
|---|---|---|
| Chase | 4 branches | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 3 branches | here |
| Truist | None | none in California |
| Fifth Third Bank | None | Carlsbad, 2 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | La Jolla, 24 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oceanside to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oceanside residents like anyone else.
Banks near Oceanside
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Vista (5 miles) and Carlsbad (6 miles). Carlsbad, 6 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Vista, CA | 5 mi | 8 | 11 |
| Banks in Carlsbad, CA | 6 mi | 19 | 35 |
| Banks in San Marcos, CA | 9 mi | 9 | 11 |
| Banks in Encinitas, CA | 11 mi | 11 | 14 |
| Banks in Fallbrook, CA | 12 mi | 5 | 5 |
| Banks in Rancho Santa Fe, CA | 15 mi | 5 | 5 |
| Banks in Solana Beach, CA | 15 mi | 7 | 7 |
| Banks in Escondido, CA | 15 mi | 11 | 19 |
Bank branch openings and closings in Oceanside
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oceanside between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oceanside
Short answer: 1 institution has its main office in Oceanside: Frontwave Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Frontwave Credit Union | Credit union | $1.76 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oceanside by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oceanside offices.
Short answer: Chase is the largest bank with offices in Oceanside, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 4 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oceanside: FAQ
How many banks are in Oceanside, CA?
Oceanside has 5 banks with 12 branches and 6 credit unions with 10 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oceanside?
Chase, with 4. Wells Fargo has 3 and U.S. Bank has 3.
Is there a Chase in Oceanside, CA?
Yes. FDIC data lists 4 Chase branches in Oceanside as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Oceanside, CA?
Yes. FDIC data lists 3 Wells Fargo branches in Oceanside as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a U.S. Bank in Oceanside, CA?
Yes. FDIC data lists 3 U.S. Bank branches in Oceanside as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Which banks in Oceanside are open on Saturday?
Chase, Wells Fargo, U.S. Bank and Bank of America and 6 more publish Saturday hours for one or more Oceanside locations. The Saturday section above lists each one with its hours. 2 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oceanside?
Frontwave Credit Union has its main office in Oceanside, according to the FDIC and the NCUA.
What is the oldest bank in Oceanside?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Oceanside?
Navy Federal Credit Union, Mission Credit Union, Frontwave Credit Union and Schoolsfirst Credit Union and 2 more have offices in Oceanside. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oceanside in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oceanside?
Nearby cities with more banks include Vista, Carlsbad, San Marcos. Vista is 5 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 10 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (10 of 12 branches: Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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