Banks in Rancho Santa Fe, CA

Bank branch map: Rancho Santa Fe

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Rancho Santa Fe, according to the FDIC. 5 of them have coordinates on record and are on the map. 4 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Rancho Santa Fe

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Rancho Santa Fe, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banc of California 1 branch · main office Los Angeles, CA Bank · 1

Banc of California has 1 branch in Rancho Santa Fe, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Rancho Santa Fe Branch at 16975 Avenida De Acacias, Suite 511-008 dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rancho Santa Fe Branch

  16975 Avenida De Acacias, Suite 511-008, 92067

  Hours: see the bank's site
  DirectionsWebsite

Banc of California: profile, branches and contacts

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Rancho Santa Fe, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Rancho Santa Fe Branch at 17008 Avenida De Acacias dates to 1959 in FDIC branch records. Its published hours do not list Saturday.

• Rancho Santa Fe Branch

  17008 Avenida De Acacias, 92067

  (858) 759-7280Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Rancho Santa Fe, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Rancho Santa Fe Branch at 6041 La Flecha dates to 1972 in FDIC branch records. Its published hours do not list Saturday.

• Rancho Santa Fe Branch

  6041 La Flecha, 92067

  (858) 756-3777Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Chase: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Rancho Santa Fe, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Rancho Santa Fe Branch at 6004 Paseo Delicias dates to 1965 in FDIC branch records. Its published hours do not list Saturday.

• Rancho Santa Fe Branch

  6004 Paseo Delicias, 92067

  (858) 227-3072Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Rancho Santa Fe, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Rancho Santa Fe Branch at 6008 Paseo Delicias dates to 1981 in FDIC branch records. Its published hours do not list Saturday.

• Rancho Santa Fe Branch

  6008 Paseo Delicias, 92067

  (858) 756-4480Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Banking in Rancho Santa Fe: the local picture

Short answer: 5 banks run 5 branches in Rancho Santa Fe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Rancho Santa Fe, 1 elsewhere in California and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 17008 Avenida De Acacias, dating to 1959; the newest is Banc of California's at 16975 Avenida De Acacias, Suite 511-008, from 1982.

Of the 4 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Rancho Santa Fe

Short answer: None of the 4 Rancho Santa Fe locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rancho Santa Fe, and where the nearest one is if they do not.

Short answer: In Rancho Santa Fe: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in Rancho Santa Fe: PNC Bank (nearest in Carlsbad, 4 mi), Truist, Fifth Third Bank (nearest in Encinitas, 4 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in La Jolla, 10 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rancho Santa Fe to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rancho Santa Fe residents like anyone else.

Banks near Rancho Santa Fe

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Solana Beach (4 miles) and Del Mar (4 miles). Carlsbad, 9 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Rancho Santa Fe

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rancho Santa Fe between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Rancho Santa Fe by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rancho Santa Fe offices.

Short answer: Chase is the largest bank with offices in Rancho Santa Fe, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rancho Santa Fe: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.