US Bank Directory
Banks in La Jolla, CA
13 FDIC-insured banks operate 21 offices in La Jolla, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: La Jolla
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 22 locations in La Jolla, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in La Jolla
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase has the most locations in La Jolla, with 4. It is followed by Bank of America (2), Citibank (2), Wells Fargo (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 4
Chase has 4 branches in La Jolla, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running La Jolla location is the La Jolla Branch at 4270 Executive Sq, dating to 1889; the newest, at 5605 La Jolla Blvd, to 2013. 2 of its 3 La Jolla locations with published hours open on Saturday.
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La Jolla Branch4270 Executive Sq, 92037
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Birdrock Banking Center5605 La Jolla Blvd, 92037
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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La Jolla Downtown Branch7777 Girard Ave, 92037
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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La Jolla Village Center Branch8807 Villa La Jolla Dr, 92037
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in La Jolla, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running La Jolla location is the La Jolla Main Branch at 7680 Girard Ave, dating to 1904; the newest, at 8813 Villa La Jolla Dr, to 1979. 1 of its 2 La Jolla locations with published hours open on Saturday.
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La Jolla Main Branch7680 Girard Ave, 92037
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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La Jolla Village Square Branch8813 Villa La Jolla Dr, 92037
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 2
Citibank has 2 branches in La Jolla, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running La Jolla location is the La Jolla-Golden Triangle at 8813 Villa La Jolla Dr, dating to 1929; the newest, at 1147 Prospect St, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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La Jolla Branch1147 Prospect St, 92037
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La Jolla-Golden Triangle8813 Villa La Jolla Dr, 92037
U.S. Bank Bank · 2
U.S. Bank has 2 branches in La Jolla, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running La Jolla location is the La Jolla Branch at 7807 Girard Ave, dating to 1927; the newest, at 8715 Villa La Jolla Dr Ste A1a, to 2014. None of its 2 La Jolla locations with published hours lists Saturday hours.
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La Jolla Branch7807 Girard Ave, 92037
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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La Jolla Village Square Branch8715 Villa La Jolla Dr Ste A1a, 92037
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in La Jolla, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running La Jolla location is the La Jolla/Girard Branch at 7714 Girard Ave, dating to 1956; the newest, at 8657 Villa La Jolla Dr, to 1994. All 2 of its La Jolla locations with published hours open on Saturday.
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La Jolla/Girard Branch7714 Girard Ave, 92037
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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La Jolla Village Square Branch8657 Villa La Jolla Dr, 92037
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Zions Bancorporation Bank · 2
Zions Bancorporation has 2 branches in La Jolla, 78 across California and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running La Jolla location is the Golden Triangle Branch at 4250 Executive Sq, dating to 1994; the newest, at 1127 Wall St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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La Jolla Branch1127 Wall St, 92037
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Golden Triangle Branch4250 Executive Sq, 92037
Banc of California Bank · 1
Banc of California has 1 branch in La Jolla, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The La Jolla Main Branch at 7877 Ivanhoe Ave dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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La Jolla Main Branch7877 Ivanhoe Ave, 92037
Blupeak Credit Union Credit union · 1
Blupeak Credit Union has 1 office in La Jolla, 6 across California. It is based in San Diego, CA and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Branch #3 University Of Californa Ucsd9375 Russell Lane Suite 120, 92093
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
BMO Bank · 1
BMO has 1 branch in La Jolla, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The La Jolla Branch at 4180 La Jolla Village Dr dates to 2016 in FDIC branch records. Its published hours do not list Saturday.
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La Jolla Branch4180 La Jolla Village Dr, 92037
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
CalPrivate Bank Bank · 1
CalPrivate Bank has 1 branch in La Jolla, 7 across California and 7 nationwide. FDIC records list its main office in La Jolla, CA and show it operating since 2006. With $2.71 billion in total assets on June 30, 2026, it ranks No. 476 of 4,232 U.S. banks by total assets. Its main office at 9404 Genesee Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office9404 Genesee Ave, 92037
City National Bank Bank · 1
City National Bank has 1 branch in La Jolla, 55 across California and 71 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1953. With $99.10 billion in total assets on June 30, 2026, it ranks No. 33 of 4,232 U.S. banks by total assets. The Utc La Jolla Branch at 4275 Executive Sq dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Utc La Jolla Branch4275 Executive Sq, 92037
Columbia Bank Bank · 1
Columbia Bank has 1 branch in La Jolla, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The La Jolla Office Branch at 7979 Ivanhoe Ave dates to 2012 in FDIC branch records. Its published hours do not list Saturday.
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La Jolla Office Branch7979 Ivanhoe Ave, 92037
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in La Jolla, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The La Jolla Branch at 835 Pearl St dates to 2003 in FDIC branch records. Its published hours do not list Saturday.
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La Jolla Branch835 Pearl St, 92037
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Poppy Bank Bank · 1
Poppy Bank has 1 branch in La Jolla, 42 across California and 42 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 2005. With $8.32 billion in total assets on June 30, 2026, it ranks No. 196 of 4,232 U.S. banks by total assets. The La Jolla/San Diego Branch at 7544 Girard Ave dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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La Jolla/San Diego Branch7544 Girard Ave, 92037
Join a credit union in La Jolla
1 credit union has 1 office here: Blupeak Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in La Jolla page has every office in the state's directory.
Banking in La Jolla: the local picture
Short answer: 13 banks run 21 branches in La Jolla according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 1 has its main office in La Jolla, 3 elsewhere in California and 9 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 4270 Executive Sq, dating to 1889; the newest is Poppy Bank's at 7544 Girard Ave, from 2020.
The only credit union with an office here is Blupeak Credit Union.
Of the 13 locations with published hours. 5 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in La Jolla
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 92037 has the most bank and credit union offices in La Jolla (21), followed by 92093 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 92037 | 21 | 13 | Chase, Bank of America, Citibank |
| 92093 | 1 | 1 | Blupeak Credit Union |
Banks open on Saturday in La Jolla
Short answer: 5 of the 13 La Jolla locations with published hours open on Saturday, run by 3 institutions.
- Chase: 2 of 4 branches (7777 Girard Ave: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 1 of 2 branches (8813 Villa La Jolla Dr: Saturday 9 am to 4 pm)
- Wells Fargo: 2 of 2 branches (7714 Girard Ave: Saturday 9 am to 2 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in La Jolla, and where the nearest one is if they do not.
Short answer: In La Jolla: Chase (4), Wells Fargo (2), Bank of America (2), U.S. Bank (2), BMO (1). No branches in La Jolla: PNC Bank (nearest in San Diego, 8 mi), Truist, Fifth Third Bank (nearest in San Diego, 3 mi), Huntington, Regions Bank, TD Bank.
| Bank | In La Jolla | Nearest branch if none here |
|---|---|---|
| Chase | 4 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 2 branches | here |
| BMO | 1 branch | here |
| PNC Bank | None | San Diego, 8 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Diego, 3 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of La Jolla to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to La Jolla residents like anyone else.
Banks near La Jolla
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are San Diego (6 miles) and Del Mar (8 miles). San Diego, 6 miles away, has the most banks nearby: 37.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in San Diego, CA | 6 mi | 37 | 183 |
| Banks in Del Mar, CA | 8 mi | 6 | 8 |
| Banks in Solana Beach, CA | 10 mi | 7 | 7 |
| Banks in Rancho Santa Fe, CA | 12 mi | 5 | 5 |
| Banks in Coronado, CA | 12 mi | 6 | 6 |
| Banks in Poway, CA | 13 mi | 5 | 7 |
| Banks in Encinitas, CA | 14 mi | 11 | 14 |
| Banks in Lemon Grove, CA | 15 mi | 3 | 3 |
Bank branch openings and closings in La Jolla
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in La Jolla between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in La Jolla
Short answer: 1 institution has its main office in La Jolla: CalPrivate Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| CalPrivate Bank | Bank | $2.71 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in La Jolla by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its La Jolla offices.
Short answer: Chase is the largest bank with offices in La Jolla, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 4 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 2 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| City National Bank | $99.10 billion | No. 33 | 1 | Los Angeles, CA |
| Zions Bancorporation | $89.04 billion | No. 35 | 2 | Salt Lake City, UT |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in La Jolla: FAQ
How many banks are in La Jolla, CA?
La Jolla has 13 banks with 21 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in La Jolla?
Chase, with 4. Bank of America has 2 and Citibank has 2.
Is there a Chase in La Jolla, CA?
Yes. FDIC data lists 4 Chase branches in La Jolla as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in La Jolla, CA?
Yes. FDIC data lists 2 Bank of America branches in La Jolla as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Citibank in La Jolla, CA?
Yes. FDIC data lists 2 Citibank branches in La Jolla as of September 5, 2026. Its branches are listed under Citibank above, with the address and directions for each.
Is there a PNC Bank in La Jolla, CA?
No. FDIC data lists no PNC Bank branch in La Jolla as of September 5, 2026. The nearest is in San Diego, about 8 miles away in a straight line.
Which banks in La Jolla are open on Saturday?
Chase, Bank of America and Wells Fargo publish Saturday hours for one or more La Jolla locations. The Saturday section above lists each one with its hours. 9 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in La Jolla?
CalPrivate Bank has its main office in La Jolla, according to the FDIC.
What is the oldest bank in La Jolla?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in La Jolla?
Blupeak Credit Union has an office in La Jolla. Check each credit union's membership rules before you apply.
Did any bank branches open or close in La Jolla in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near La Jolla?
Nearby cities with more banks include San Diego, Del Mar, Solana Beach. San Diego is 6 miles away with 37 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (12 of 21 branches: BMO, Bank of America, Chase, Columbia Bank, First Citizens Bank, U.S. Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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