US Bank Directory
Banks in Solana Beach, CA
7 FDIC-insured banks operate 7 offices in Solana Beach, California, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Solana Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Solana Beach, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Solana Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Solana Beach, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Solana Beach, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lomas Santa Fe Branch at 943 Lomas Santa Fe Dr dates to 2017 in FDIC branch records. Its published hours do not list Saturday.
-
Lomas Santa Fe Branch943 Lomas Santa Fe Dr, 92075
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of England Bank · 1
Bank of England has 1 branch in Solana Beach, 10 across California and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage at 312 S Cedros Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Bank Of England Mortgage312 S Cedros Ave, 92075
Chase Bank · 1
Chase has 1 branch in Solana Beach, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Solana Beach Branch at 607 Lomas Santa Fe Dr dates to 1919 in FDIC branch records. It opens on Saturday.
-
Solana Beach Branch607 Lomas Santa Fe Dr, 92075
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Solana Beach, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Solana Beach at 740 Lomas Santa Fe Dr dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Solana Beach740 Lomas Santa Fe Dr, 92075
City National Bank Bank · 1
City National Bank has 1 branch in Solana Beach, 55 across California and 71 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1953. With $99.10 billion in total assets on June 30, 2026, it ranks No. 33 of 4,232 U.S. banks by total assets. The Solana Beach Branch at 937 Lomas Santa Fe Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Solana Beach Branch937 Lomas Santa Fe Dr, 92075
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Solana Beach, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Solana Beach Branch at 706 Lomas Santa Fe Dr dates to 2011 in FDIC branch records. Its published hours do not list Saturday.
-
Solana Beach Branch706 Lomas Santa Fe Dr, 92075
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Mission Credit Union Credit union · 1
Mission Credit Union has 1 office in Solana Beach, 36 across California. It is based in San Diego, CA and $7.23 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Solana Beach953 Lomas Santa Fe Dr, 92075
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
San Diego County Credit Union Credit union · 1
San Diego County Credit Union has 1 office in Solana Beach, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Branch 21 Solana Beach677 Lomas Santa Fe Dr, 92075
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Solana Beach, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Solana Beach Branch at 245 Santa Helena dates to 1979 in FDIC branch records. It opens on Saturday.
-
Solana Beach Branch245 Santa Helena, 92075
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Solana Beach
2 credit unions have 2 offices here: San Diego County Credit Union and Mission Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Solana Beach page has every office in the state's directory.
Banking in Solana Beach: the local picture
Short answer: 7 banks run 7 branches in Solana Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Solana Beach, 1 elsewhere in California and 6 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 607 Lomas Santa Fe Dr, dating to 1919; the newest is Bank of England's at 312 S Cedros Ave, from 2018.
2 credit unions have 2 offices in Solana Beach, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Solana Beach
Short answer: 3 of the 6 Solana Beach locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (607 Lomas Santa Fe Dr: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (245 Santa Helena: Saturday 9 am to 2 pm)
- Mission Credit Union: 1 of 1 office (953 Lomas Santa Fe Dr: Saturday 9 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Solana Beach, and where the nearest one is if they do not.
Short answer: In Solana Beach: Chase (1), Wells Fargo (1), Bank of America (1). No branches in Solana Beach: PNC Bank (nearest in Carlsbad, 6 mi), U.S. Bank (nearest in Del Mar, 1 mi), Truist, Fifth Third Bank (nearest in Encinitas, 3 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in La Jolla, 9 mi).
| Bank | In Solana Beach | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | None | Carlsbad, 6 miles away |
| U.S. Bank | None | Del Mar, 1 mile away |
| Truist | None | none in California |
| Fifth Third Bank | None | Encinitas, 3 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | La Jolla, 9 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Solana Beach to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Solana Beach residents like anyone else.
Banks near Solana Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Del Mar (1 mile) and Rancho Santa Fe (4 miles). San Diego, 14 miles away, has the most banks nearby: 37.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Del Mar, CA | 1 mi | 6 | 8 |
| Banks in Rancho Santa Fe, CA | 4 mi | 5 | 5 |
| Banks in Encinitas, CA | 4 mi | 11 | 14 |
| Banks in Carlsbad, CA | 9 mi | 19 | 35 |
| Banks in La Jolla, CA | 10 mi | 13 | 21 |
| Banks in San Marcos, CA | 10 mi | 9 | 11 |
| Banks in Poway, CA | 12 mi | 5 | 7 |
| Banks in San Diego, CA | 14 mi | 37 | 183 |
Bank branch openings and closings in Solana Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Solana Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Solana Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Solana Beach offices.
Short answer: Chase is the largest bank with offices in Solana Beach, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| City National Bank | $99.10 billion | No. 33 | 1 | Los Angeles, CA |
| Bank of England | $332.3 million | No. 2,339 | 1 | England, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Solana Beach: FAQ
How many banks are in Solana Beach, CA?
Solana Beach has 7 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Solana Beach?
Chase, with 1. Bank of America has 1 and Citibank has 1.
Is there a Chase in Solana Beach, CA?
Yes. FDIC data lists 1 Chase branch in Solana Beach as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Solana Beach, CA?
Yes. FDIC data lists 1 Bank of America branch in Solana Beach as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in Solana Beach, CA?
Yes. FDIC data lists 1 Citibank branch in Solana Beach as of September 5, 2026. The address and directions are under Citibank above.
Is there a PNC Bank in Solana Beach, CA?
No. FDIC data lists no PNC Bank branch in Solana Beach as of September 5, 2026. The nearest is in Carlsbad, about 6 miles away in a straight line.
Which banks in Solana Beach are open on Saturday?
Chase, Wells Fargo and Mission Credit Union publish Saturday hours for one or more Solana Beach locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Solana Beach?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Solana Beach?
San Diego County Credit Union and Mission Credit Union have offices in Solana Beach. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Solana Beach in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Solana Beach?
Nearby cities with more banks include Del Mar, Rancho Santa Fe, Encinitas. Del Mar is 1 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: Bank of America, Chase, First Citizens Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds