US Bank Directory
Banks in Poway, CA
5 FDIC-insured banks operate 7 offices in Poway, California, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Poway
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Poway, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Poway
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and U.S. Bank have the most locations in Poway, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Poway, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Poway location is the Poway Branch at 12312 Poway Rd, dating to 1977; the newest, at 13395 Poway Rd, to 2007. 1 of its 2 Poway locations with published hours open on Saturday.
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Poway Branch12312 Poway Rd, 92064
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Poway - Poway Road Office13395 Poway Rd, 92064
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Poway, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Poway location is the Poway/Twin Peaks Plaza Branch at 14815 Pomerado Rd, dating to 1990; the newest, at 13408 Poway Rd, to 2011. 1 of its 2 Poway locations with published hours open on Saturday.
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Poway Town & Country Branch13408 Poway Rd, 92064
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Poway/Twin Peaks Plaza Branch14815 Pomerado Rd, 92064
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Poway, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Poway Branch at 12724 Poway Rd dates to 1975 in FDIC branch records. Its published hours do not list Saturday.
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Poway Branch12724 Poway Rd, 92064
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
California Coast Credit Union Credit union · 1
California Coast Credit Union has 1 office in Poway, 27 across California. It is based in San Diego, CA and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Poway13616 Poway Rd Ste 200, 92064
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Poway, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Poway Branch at 12380 Poway Rd dates to 1995 in FDIC branch records. It opens on Saturday.
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Poway Branch12380 Poway Rd, 92064
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Poway, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Poway Road Branch at 13455 Poway Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Poway Road Branch13455 Poway Rd, 92064
Mission Credit Union Credit union · 1
Mission Credit Union has 1 office in Poway, 36 across California. It is based in San Diego, CA and $7.23 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Poway13465 Poway Rd, 92064
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
San Diego County Credit Union Credit union · 1
San Diego County Credit Union has 1 office in Poway, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch 22 Poway14099 Stowe Dr, 92064
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
San Diego Firefighters Credit Union Credit union · 1
San Diego Firefighters Credit Union has 1 office in Poway, 2 across California. It is based in San Diego, CA and $151.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Corodata Records Management Inc.12375 Kerran St, 92064
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Poway
4 credit unions have 4 offices here: San Diego County Credit Union, Mission Credit Union, California Coast Credit Union and San Diego Firefighters Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Poway page has every office in the state's directory.
Banking in Poway: the local picture
Short answer: 5 banks run 7 branches in Poway according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Poway and 5 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 12724 Poway Rd, dating to 1975; the newest is Wells Fargo's at 13408 Poway Rd, from 2011.
4 credit unions have 4 offices in Poway, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 6 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Poway
Short answer: 6 of the 10 Poway locations with published hours open on Saturday, run by 6 institutions.
- Wells Fargo: 1 of 2 branches (13408 Poway Rd: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 2 branches (13395 Poway Rd: Saturday 9 am to 1 pm)
- Chase: 1 of 1 branch (12380 Poway Rd: Saturday 9 am to 2 pm)
- San Diego County Credit Union: 1 of 1 office (14099 Stowe Dr: Saturday 9 am to 2 pm)
- Mission Credit Union: 1 of 1 office (13465 Poway Rd: Saturday 9 am to 4 pm)
- California Coast Credit Union: 1 of 1 office (13616 Poway Rd Ste 200: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Poway, and where the nearest one is if they do not.
Short answer: In Poway: Chase (1), Wells Fargo (2), Bank of America (1), U.S. Bank (2). No branches in Poway: PNC Bank (nearest in San Diego, 4 mi), Truist, Fifth Third Bank (nearest in San Diego, 2 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in La Jolla, 11 mi).
| Bank | In Poway | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 2 branches | here |
| PNC Bank | None | San Diego, 4 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Diego, 2 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | La Jolla, 11 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Poway to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Poway residents like anyone else.
Banks near Poway
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Santee (9 miles) and Rancho Santa Fe (10 miles). San Diego, 11 miles away, has the most banks nearby: 37.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Santee, CA | 9 mi | 5 | 5 |
| Banks in Rancho Santa Fe, CA | 10 mi | 5 | 5 |
| Banks in Lakeside, CA | 10 mi | 2 | 2 |
| Banks in San Diego, CA | 11 mi | 37 | 183 |
| Banks in Escondido, CA | 11 mi | 11 | 19 |
| Banks in Ramona, CA | 12 mi | 3 | 3 |
| Banks in Del Mar, CA | 12 mi | 6 | 8 |
| Banks in Solana Beach, CA | 12 mi | 7 | 7 |
Bank branch openings and closings in Poway
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Poway between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Poway by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Poway offices.
Short answer: Chase is the largest bank with offices in Poway, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Poway: FAQ
How many banks are in Poway, CA?
Poway has 5 banks with 7 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Poway?
Wells Fargo, with 2. U.S. Bank has 2 and Chase has 1.
Is there a Wells Fargo in Poway, CA?
Yes. FDIC data lists 2 Wells Fargo branches in Poway as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a U.S. Bank in Poway, CA?
Yes. FDIC data lists 2 U.S. Bank branches in Poway as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Chase in Poway, CA?
Yes. FDIC data lists 1 Chase branch in Poway as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Poway, CA?
No. FDIC data lists no PNC Bank branch in Poway as of September 5, 2026. The nearest is in San Diego, about 4 miles away in a straight line.
Which banks in Poway are open on Saturday?
Wells Fargo, U.S. Bank, Chase and San Diego County Credit Union and 2 more publish Saturday hours for one or more Poway locations. The Saturday section above lists each one with its hours. 1 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Poway?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Poway?
San Diego County Credit Union, Mission Credit Union, California Coast Credit Union and San Diego Firefighters Credit Union have offices in Poway. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Poway in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Poway?
Nearby cities with more banks include Santee, Rancho Santa Fe, Lakeside. Santee is 9 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 7 branches: Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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