US Bank Directory
Banks in Ramona, CA
3 FDIC-insured banks operate 3 offices in Ramona, California.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Ramona
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Ramona, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ramona
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Wells Fargo and California Bank of Commerce have the most locations in Ramona, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
California Bank of Commerce Bank · 1
California Bank of Commerce has 1 branch in Ramona, 14 across California and 14 nationwide. FDIC records list its main office in San Diego, CA and show it operating since 2001. With $4.02 billion in total assets on June 30, 2026, it ranks No. 334 of 4,232 U.S. banks by total assets. The Ramona Branch at 1315 Main St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ramona Branch1315 Main St, 92065
Chase Bank · 1
Chase has 1 branch in Ramona, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ramona Branch at 1467 Main St dates to 1934 in FDIC branch records. It opens on Saturday.
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Ramona Branch1467 Main St, 92065
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ramona, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ramona Office Branch at 1674 Main St dates to 1997 in FDIC branch records. It opens on Saturday.
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Ramona Office Branch1674 Main St, 92065
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Ramona: the local picture
Short answer: 3 banks run 3 branches in Ramona according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Ramona, 1 elsewhere in California and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 1467 Main St, dating to 1934; the newest is California Bank of Commerce's at 1315 Main St, from 2008.
Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Ramona
Short answer: 2 of the 2 Ramona locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (1467 Main St: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (1674 Main St: Saturday 9 am to 2 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ramona, and where the nearest one is if they do not.
Short answer: In Ramona: Chase (1), Wells Fargo (1). No branches in Ramona: Bank of America (nearest in San Diego, 12 mi), PNC Bank (nearest in San Diego, 11 mi), U.S. Bank (nearest in Poway, 11 mi), Truist, Fifth Third Bank (nearest in San Diego, 13 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in El Cajon, 17 mi).
| Bank | In Ramona | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | None | San Diego, 12 miles away |
| PNC Bank | None | San Diego, 11 miles away |
| U.S. Bank | None | Poway, 11 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Diego, 13 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | El Cajon, 17 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ramona to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ramona residents like anyone else.
Banks near Ramona
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Poway (12 miles) and Escondido (13 miles). Escondido, 13 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Poway, CA | 12 mi | 5 | 7 |
| Banks in Escondido, CA | 13 mi | 11 | 19 |
| Banks in Lakeside, CA | 13 mi | 2 | 2 |
| Banks in Santee, CA | 15 mi | 5 | 5 |
| Banks in Alpine, CA | 15 mi | 3 | 3 |
| Banks in El Cajon, CA | 18 mi | 11 | 21 |
| Banks in Rancho Santa Fe, CA | 19 mi | 5 | 5 |
| Banks in San Marcos, CA | 19 mi | 9 | 11 |
Bank branch openings and closings in Ramona
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ramona between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ramona by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ramona offices.
Short answer: Chase is the largest bank with offices in Ramona, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| California Bank of Commerce | $4.02 billion | No. 334 | 1 | San Diego, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ramona: FAQ
How many banks are in Ramona, CA?
Ramona has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ramona?
Chase, with 1. Wells Fargo has 1 and California Bank of Commerce has 1.
Is there a Chase in Ramona, CA?
Yes. FDIC data lists 1 Chase branch in Ramona as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Ramona, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Ramona as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a California Bank of Commerce in Ramona, CA?
Yes. FDIC data lists 1 California Bank of Commerce branch in Ramona as of September 5, 2026. The address and directions are under California Bank of Commerce above.
Is there a Bank of America in Ramona, CA?
No. FDIC data lists no Bank of America branch in Ramona as of September 5, 2026. The nearest is in San Diego, about 12 miles away in a straight line.
Which banks in Ramona are open on Saturday?
Chase and Wells Fargo publish Saturday hours for one or more Ramona locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ramona?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Ramona in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ramona?
Nearby cities with more banks include Poway, Escondido, Lakeside. Poway is 12 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Chase, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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