US Bank Directory

Banks in El Cajon, CA

11 FDIC-insured banks operate 21 offices in El Cajon, California, and 10 credit unions have 11 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: El Cajon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 21 banks and credit unions operate 32 locations in El Cajon, according to the FDIC and the NCUA. 31 of them have coordinates on record and are on the map. 25 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

31 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in El Cajon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo has the most locations in El Cajon, with 5. It is followed by Chase (4), U.S. Bank (3), Bank of America (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wells Fargo Wells Fargo Bank, National Association · 5 branches · main office Sioux Falls, SD Bank · 5

Wells Fargo has 5 branches in El Cajon, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Cajon location is the East El Cajon Branch at 250 N 2nd St, dating to 1969; the newest, at 8800 Grossmont College Dr, to 2010. 1 of its 4 El Cajon locations with published hours open on Saturday.

  • Horizon Hills Branch
    1235 Avocado Ave, 92020
    (619) 401-6280Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Rancho San Diego Branch
    2366 Jamacha Rd, 92019
    (619) 670-2880Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • East El Cajon Branch
    250 N 2nd St, 92021
    (619) 442-1693Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • El Cajon Branch
    475 Fletcher Pkwy, 92020
    (619) 441-2041Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Ca San Diego County 1 Branch
    8800 Grossmont College Dr, 92020
    Hours: see the bank's site
Wells Fargo: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 4 branches · main office Columbus, OH Bank · 4

Chase has 4 branches in El Cajon, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Cajon location is the El Cajon Branch at 866 N Johnson Ave, dating to 1889; the newest, at 1133 Avocado Ave, to 2010. All 4 of its El Cajon locations with published hours open on Saturday.

  • Avocado And Chase Branch
    1133 Avocado Ave, 92020
    (619) 447-0559Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • El Cajon East Branch
    1790 E Main St, 92021
    (619) 579-3771Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Rancho San Diego East Branch
    2644 Jamacha Rd, 92019
    (619) 670-3306Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • El Cajon Branch
    866 N Johnson Ave, 92020
    (619) 442-1617Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 3 branches · main office Cincinnati, OH Bank · 3

U.S. Bank has 3 branches in El Cajon, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Cajon location is the El Cajon Valley Branch at 580 N 2nd St, dating to 1960; the newest, at 2910 Jamacha Rd, to 2004. 1 of its 3 El Cajon locations with published hours open on Saturday.

  • Rancho San Diego- Jamacha Road Branch
    2910 Jamacha Rd, 92019
    (619) 670-2400Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • El Cajon Branch
    490 Fletcher Pkwy, 92020
    (619) 401-3300Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • El Cajon Valley Branch
    580 N 2nd St, 92021
    (619) 212-7791Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in El Cajon, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Cajon location is the Second And Peach Branch at 845 N 2nd St, dating to 1974; the newest, at 2930 Jamacha Rd, to 1999. All 2 of its El Cajon locations with published hours open on Saturday.

  • Rancho San Diego Branch
    2930 Jamacha Rd, 92019
    (619) 660-0773Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Second And Peach Branch
    845 N 2nd St, 92021
    (619) 441-5054Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Navy Federal Credit Union 2 offices · main office Vienna, VA Credit union · 2

Navy Federal Credit Union has 2 officees in El Cajon, 54 across California. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its El Cajon locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Rancho San Diego Ca
    2891 Jamacha Rd Ste F, 92019
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • El Cajon Ca
    709 Fletcher Pkwy, 92020
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Banner Bank 1 branch · main office Walla Walla, WA Bank · 1

Banner Bank has 1 branch in El Cajon, 32 across California and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The El Cajon at 742 Fletcher Pkwy dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Banner Bank: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in El Cajon, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The El Cajon Branch at 1234 E Main St dates to 1994 in FDIC branch records. Its published hours do not list Saturday.

  • El Cajon Branch
    1234 E Main St, 92021
    (619) 593-3330Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
California Coast Credit Union 1 office · main office San Diego, CA Credit union · 1

California Coast Credit Union has 1 office in El Cajon, 27 across California. It is based in San Diego, CA and $3.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • El Cajon
    898 Jackman St, 92020
    (858) 495-1600Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

California Coast Credit Union: profile, branches and contacts
California Credit Union 1 office · main office Glendale, CA Credit union · 1

California Credit Union has 1 office in El Cajon, 26 across California. It is based in Glendale, CA and $5.41 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • El Cajon
    301 N Magnolia Ave Ste 102, 92020
    (619) 656-7167Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

California Credit Union: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in El Cajon, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The El Cajon Branch at 402 Fletcher Pkwy dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citibank: profile, branches and contacts
East County Schools Credit Union 1 office · main office El Cajon, CA Credit union · 1

East County Schools Credit Union has 1 office in El Cajon, 2 across California. It is based in El Cajon, CA and $147.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1069 Graves Ave Ste 100, 92021
    (619) 588-1515Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

East County Schools Credit Union: profile, branches and contacts
Employees Choice Credit Union 1 office · main office El Cajon, CA Credit union · 1

Employees Choice Credit Union has 1 office in El Cajon, 2 across California. It is based in El Cajon, CA and $23.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    266 S Magnolia Ave Ste 101, 92020
    (619) 579-0941Today 10:30 am to 4:30 pm
    All hours

    Mon to Tue 9 am to 4:30 pm; Wed 10:30 am to 4:30 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Employees Choice Credit Union: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in El Cajon, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The El Cajon Branch at 175 W Main St dates to 2001 in FDIC branch records. Its published hours do not list Saturday.

  • El Cajon Branch
    175 W Main St, 92020
    (619) 590-2265Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Inland Credit Union 1 office · main office La Mesa, CA Credit union · 1

Inland Credit Union has 1 office in El Cajon, 2 across California. It is based in La Mesa, CA and $14.8 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Employees Choice Federal Credit Union
    266 S Magnolia Ave Ste 101, 92020
    (619) 579-0941Hours: see the credit union's site
Inland Credit Union: profile, branches and contacts
Mechanics Bank 1 branch · main office Walnut Creek, CA Bank · 1

Mechanics Bank has 1 branch in El Cajon, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The El Cajon Branch at 368 Broadway dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Mechanics Bank: profile, branches and contacts
Mission Credit Union 1 office · main office San Diego, CA Credit union · 1

Mission Credit Union has 1 office in El Cajon, 36 across California. It is based in San Diego, CA and $7.23 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • El Cajon
    270 Fletcher Pkwy, 92020
    (858) 524-2850Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Mission Credit Union: profile, branches and contacts
Mypoint Credit Union 1 office · main office San Diego, CA Credit union · 1

Mypoint Credit Union has 1 office in El Cajon, 7 across California. It is based in San Diego, CA and $701.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • El Cajon Branch
    780 Jamacha Rd, 92019
    (619) 401-9422Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 10 am to 6 pm; Sat 9 am to 4 pm; Sun not published

    Hours: NCUA, March 31, 2026

Mypoint Credit Union: profile, branches and contacts
Neighborhood National Bank 1 branch · main office El Cajon, CA Bank · 1

Neighborhood National Bank has 1 branch in El Cajon, 2 across California and 2 nationwide. FDIC records list its main office in El Cajon, CA and show it operating since 1997. With $228.0 million in total assets on June 30, 2026, it ranks No. 2,839 of 4,232 U.S. banks by total assets. Its main office at 2987 Jamacha Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    2987 Jamacha Rd, 92019
    Hours: see the bank's site
Neighborhood National Bank: profile, branches and contacts
San Diego County Credit Union 1 office · main office San Diego, CA Credit union · 1

San Diego County Credit Union has 1 office in El Cajon, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Branch 3 El Cajon
    312 W Main St, 92020
    (877) 732-2848Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

San Diego County Credit Union: profile, branches and contacts
Wheelhouse Credit Union 1 office · main office San Diego, CA Credit union · 1

Wheelhouse Credit Union has 1 office in El Cajon, 5 across California. It is based in San Diego, CA and $456.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • El Cajon
    306 Broadway, 92021
    (619) 297-4835Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Wheelhouse Credit Union: profile, branches and contacts
Zions Bancorporation 1 branch · main office Salt Lake City, UT Bank · 1

Zions Bancorporation has 1 branch in El Cajon, 78 across California and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The El Cajon Branch at 1024 Graves Ave dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • El Cajon Branch
    1024 Graves Ave, 92021
    Hours: see the bank's site
Zions Bancorporation: profile, branches and contacts

Join a credit union in El Cajon

10 credit unions have 11 offices here: Navy Federal Credit Union, San Diego County Credit Union, Mission Credit Union, California Credit Union, California Coast Credit Union and Mypoint Credit Union and 4 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in El Cajon page has every office in the state's directory.

Banking in El Cajon: the local picture

Short answer: 11 banks run 21 branches in El Cajon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 1 has its main office in El Cajon, 1 elsewhere in California and 9 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 866 N Johnson Ave, dating to 1889; the newest is Banner Bank's at 742 Fletcher Pkwy, from 2014.

10 credit unions have 11 offices in El Cajon, according to the NCUA. Who can join each one is on the credit unions page.

Of the 25 locations with published hours. 15 open on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in El Cajon

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 92020 has the most bank and credit union offices in El Cajon (16), followed by 92021 (9) and 92019 (7). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
920201613Wells Fargo, Chase, Banner Bank
9202199BMO, Bank of America, Chase
9201977Bank of America, Chase, Mypoint Credit Union

Banks and credit unions open on Saturday in El Cajon

Short answer: 15 of the 25 El Cajon locations with published hours open on Saturday, run by 10 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 32 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in El Cajon, and where the nearest one is if they do not.

Short answer: In El Cajon: Chase (4), Wells Fargo (5), Bank of America (2), U.S. Bank (3), BMO (1). No branches in El Cajon: PNC Bank (nearest in San Diego, 13 mi), Truist, Fifth Third Bank (nearest in La Mesa, 4 mi), Huntington, Regions Bank, TD Bank.

BankIn El CajonNearest branch if none here
Chase4 brancheshere
Wells Fargo5 brancheshere
Bank of America2 brancheshere
U.S. Bank3 brancheshere
BMO1 branchhere
PNC BankNoneSan Diego, 13 miles away
TruistNonenone in California
Fifth Third BankNoneLa Mesa, 4 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of El Cajon to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to El Cajon residents like anyone else.

Banks near El Cajon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are La Mesa (4 miles) and Santee (4 miles). La Mesa, 4 miles away, has the most banks nearby: 9.

Bank branch openings and closings in El Cajon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in El Cajon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in El Cajon

Short answer: 3 institutions have their main office in El Cajon: Neighborhood National Bank, East County Schools Credit Union and Employees Choice Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Neighborhood National BankBank$228.0 million1
East County Schools Credit UnionCredit union$147.5 million1
Employees Choice Credit UnionCredit union$23.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in El Cajon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its El Cajon offices.

Short answer: Chase is the largest bank with offices in El Cajon, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 14Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 45Sioux Falls, SD
U.S. Bank$705.55 billionNo. 63Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Zions Bancorporation$89.04 billionNo. 351Salt Lake City, UT
Mechanics Bank$21.25 billionNo. 1021Walnut Creek, CA
Banner Bank$16.59 billionNo. 1201Walla Walla, WA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in El Cajon: FAQ

How many banks are in El Cajon, CA?

El Cajon has 11 banks with 21 branches and 10 credit unions with 11 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in El Cajon?

Wells Fargo, with 5. Chase has 4 and U.S. Bank has 3.

Is there a Wells Fargo in El Cajon, CA?

Yes. FDIC data lists 5 Wells Fargo branches in El Cajon as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Chase in El Cajon, CA?

Yes. FDIC data lists 4 Chase branches in El Cajon as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a U.S. Bank in El Cajon, CA?

Yes. FDIC data lists 3 U.S. Bank branches in El Cajon as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.

Is there a PNC Bank in El Cajon, CA?

No. FDIC data lists no PNC Bank branch in El Cajon as of September 5, 2026. The nearest is in San Diego, about 13 miles away in a straight line.

Which banks in El Cajon are open on Saturday?

Wells Fargo, Chase, U.S. Bank and Bank of America and 6 more publish Saturday hours for one or more El Cajon locations. The Saturday section above lists each one with its hours. 7 of the 32 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in El Cajon?

Neighborhood National Bank, East County Schools Credit Union and Employees Choice Credit Union have their main office in El Cajon, according to the FDIC and the NCUA.

What is the oldest bank in El Cajon?

Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.

Which credit unions can I join in El Cajon?

Navy Federal Credit Union, San Diego County Credit Union, Mission Credit Union and California Credit Union and 6 more have offices in El Cajon. Check each credit union's membership rules before you apply.

Did any bank branches open or close in El Cajon in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near El Cajon?

Nearby cities with more banks include La Mesa, Santee, Spring Valley. La Mesa is 4 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 10 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (15 of 21 branches: BMO, Bank of America, Chase, First Citizens Bank, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds