US Bank Directory

Banks in Carlsbad, CA

19 FDIC-insured banks operate 35 offices in Carlsbad, California, and 3 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Carlsbad

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 22 banks and credit unions operate 40 locations in Carlsbad, according to the FDIC and the NCUA. 39 of them have coordinates on record and are on the map. 25 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

39 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Carlsbad

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase has the most locations in Carlsbad, with 6. It is followed by Bank of America (5), Wells Fargo (4), U.S. Bank (3). 13 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 6 branches · main office Columbus, OH Bank · 6

Chase has 6 branches in Carlsbad, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is the Grand And Madison Branch at 699 Grand Ave, dating to 1929; the newest, at 6998 El Camino Real, to 2017. All 4 of its Carlsbad locations with published hours open on Saturday.

  • El Camino Real And Marron Branch
    2580 El Camino Real, 92008
    (760) 729-0918Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Bressi Ranch Banking Center Branch
    2663 Gateway Rd, 92009
    (760) 579-0302Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • La Costa Town Square Baranch
    3340 Via Mercato, 92009
    Hours: see the bank's site
  • Grand And Madison Branch
    699 Grand Ave, 92008
    (760) 729-5927Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • La Costa
    6998 El Camino Real, 92009
    (760) 929-2706Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Poinsettia Village Bnkg Ctr Branch
    7176 Avenida Encinas, 92011
    Hours: see the bank's site
Chase: profile, branches and contacts
Bank of America Bank of America, National Association · 5 branches · main office Charlotte, NC Bank · 5

Bank of America has 5 branches in Carlsbad, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is the Carlsbad Village Branch at 645 Carlsbad Village Dr, dating to 1950; the newest, at 3428 Via Mercato, to 2015. 1 of its 5 Carlsbad locations with published hours open on Saturday.

  • Carlsbad Main Branch
    2550 El Camino Real, 92008
    (760) 730-2971Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Palomar Airport Road Branch
    2704 Loker Ave W, 92010
    (760) 930-9650Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • La Costa Town Square Branch
    3428 Via Mercato, 92009
    (760) 704-0019Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Carlsbad Village Branch
    645 Carlsbad Village Dr, 92008
    (760) 730-2989Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • La Costa Branch
    7700 El Camino Real, 92009
    (760) 634-4253Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 4 branches · main office Sioux Falls, SD Bank · 4

Wells Fargo has 4 branches in Carlsbad, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is the Carlsbad Plaza Branch at 2520 El Camino Real, dating to 1885; the newest, at 961 Palomar Airport Rd, to 2014. 2 of its 4 Carlsbad locations with published hours open on Saturday.

  • Carlsbad Plaza Branch
    2520 El Camino Real, 92008
    (442) 286-3822Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • La Costa Town Square Branch
    3446 Via Mercato, 92009
    (760) 230-4300Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • La Costa Branch
    6961 El Camino Real, 92009
    (760) 929-9947Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Palomar Place Branch
    961 Palomar Airport Rd, 92011
    (442) 244-2771Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 3 branches · main office Cincinnati, OH Bank · 3

U.S. Bank has 3 branches in Carlsbad, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is the Carlsbad Branch at 770 Carlsbad Village Dr, dating to 1990; the newest, at 6988 El Camino Real, to 1994. 1 of its 3 Carlsbad locations with published hours open on Saturday.

  • La Costa Branch
    6988 El Camino Real, 92009
    (760) 827-0774Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Carlsbad Poinsettia Branch
    7188 Avenida Encinas, 92011
    (760) 827-0704Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Carlsbad Branch
    770 Carlsbad Village Dr, 92008
    (760) 720-2489Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 2 branches · main office Cincinnati, OH Bank · 2

Fifth Third Bank has 2 branches in Carlsbad, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is the Carlsbad-Palomar Airport Branch at 1000 Aviara Dr, dating to 2006; the newest, at 2626 El Camino Real, to 2008. None of its 2 Carlsbad locations with published hours lists Saturday hours.

  • Carlsbad-Palomar Airport Branch
    1000 Aviara Dr, 92011
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

  • Carlsbad - El Camino Real And Hospital Banking Center
    2626 El Camino Real, 92008
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Mission Credit Union 2 offices · main office San Diego, CA Credit union · 2

Mission Credit Union has 2 officees in Carlsbad, 36 across California. It is based in San Diego, CA and $7.23 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Carlsbad locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Bressi Ranch
    2662 Gateway Rd Ste 160, 92009
    (858) 524-2850Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Carlsbad
    710 Carlsbad Village Dr, 92008
    (858) 524-2850Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published

    Hours: NCUA, March 31, 2026

Mission Credit Union: profile, branches and contacts
San Diego County Credit Union 2 offices · main office San Diego, CA Credit union · 2

San Diego County Credit Union has 2 officees in Carlsbad, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Carlsbad locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Branch 7 Carlsbad
    2530 El Camino Real, 92008
    (877) 732-2848Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Branch 36 La Costa
    7630 Via Campanile Ste 138, 92009
    (877) 732-2848Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

San Diego County Credit Union: profile, branches and contacts
Zions Bancorporation 2 branches · main office Salt Lake City, UT Bank · 2

Zions Bancorporation has 2 branches in Carlsbad, 78 across California and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is the Carlsbad Village Branch at 675 Carlsbad Village Dr, dating to 1990; the newest, at 2501 Palomar Airport Rd, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    2501 Palomar Airport Rd, 92011
    Hours: see the bank's site
  • Carlsbad Village Branch
    675 Carlsbad Village Dr, 92008
    Hours: see the bank's site
Zions Bancorporation: profile, branches and contacts
Banc of California 1 branch · main office Los Angeles, CA Bank · 1

Banc of California has 1 branch in Carlsbad, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 2602 El Camino Real dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    2602 El Camino Real, 92008
    Hours: see the bank's site
Banc of California: profile, branches and contacts
Bank of England 1 branch · main office England, AR Bank · 1

Bank of England has 1 branch in Carlsbad, 10 across California and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Eng Lending at 7750 El Camino Real dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Eng Lending
    7750 El Camino Real, 92009
    Hours: see the bank's site
Bank of England: profile, branches and contacts
Banner Bank 1 branch · main office Walla Walla, WA Bank · 1

Banner Bank has 1 branch in Carlsbad, 32 across California and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Carlsbad Office at 5901 Priestly Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Office
    5901 Priestly Dr, 92008
    Hours: see the bank's site
Banner Bank: profile, branches and contacts
California Bank of Commerce 1 branch · main office San Diego, CA Bank · 1

California Bank of Commerce has 1 branch in Carlsbad, 14 across California and 14 nationwide. FDIC records list its main office in San Diego, CA and show it operating since 2001. With $4.02 billion in total assets on June 30, 2026, it ranks No. 334 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 3142 Tiger Run Ct dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    3142 Tiger Run Ct, 92010
    Hours: see the bank's site
California Bank of Commerce: profile, branches and contacts
City National Bank 1 branch · main office Los Angeles, CA Bank · 1

City National Bank has 1 branch in Carlsbad, 55 across California and 71 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1953. With $99.10 billion in total assets on June 30, 2026, it ranks No. 33 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 2011 Palomar Airport Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    2011 Palomar Airport Rd, 92011
    Hours: see the bank's site
City National Bank: profile, branches and contacts
Columbia Bank 1 branch · main office Roseburg, OR Bank · 1

Columbia Bank has 1 branch in Carlsbad, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 7690 El Camino Real dates to 1999 in FDIC branch records. Its published hours do not list Saturday.

  • Carlsbad Branch
    7690 El Camino Real, 92009
    (760) 635-1770Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026

Columbia Bank: profile, branches and contacts
Endeavor Bank 1 branch · main office San Diego, CA Bank · 1

Endeavor Bank has 1 branch in Carlsbad, 4 across California and 4 nationwide. FDIC records list its main office in San Diego, CA and show it operating since 2018. With $822.7 million in total assets on June 30, 2026, it ranks No. 1,232 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 703 Palomar Airport Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    703 Palomar Airport Rd, 92011
    Hours: see the bank's site
Endeavor Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Carlsbad, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 6088 Innovation Way dates to 2010 in FDIC branch records. Its published hours do not list Saturday.

  • Carlsbad Branch
    6088 Innovation Way, 92009
    (760) 696-9731Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
GBC International Bank 1 branch · main office Los Angeles, CA Bank · 1

GBC International Bank has 1 branch in Carlsbad, 7 across California and 8 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1976. With $658.5 million in total assets on June 30, 2026, it ranks No. 1,444 of 4,232 U.S. banks by total assets. The Carlbad Lpo at 2100 Palomar Airport Rd Ste 214-21 dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlbad Lpo
    2100 Palomar Airport Rd Ste 214-21, 92011
    Hours: see the bank's site
GBC International Bank: profile, branches and contacts
Mypoint Credit Union 1 office · main office San Diego, CA Credit union · 1

Mypoint Credit Union has 1 office in Carlsbad, 7 across California. It is based in San Diego, CA and $701.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Carlsbad Branch
    2610 El Camino Real Unit A, 92008
    (760) 730-9116Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 10 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Mypoint Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Carlsbad, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 3231 Camino De Los Coches dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    3231 Camino De Los Coches, 92009
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Poppy Bank 1 branch · main office Santa Rosa, CA Bank · 1

Poppy Bank has 1 branch in Carlsbad, 42 across California and 42 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 2005. With $8.32 billion in total assets on June 30, 2026, it ranks No. 196 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 6985 El Camino Real dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    6985 El Camino Real, 92009
    Hours: see the bank's site
Poppy Bank: profile, branches and contacts
Tri Counties Bank 1 branch · main office Chico, CA Bank · 1

Tri Counties Bank has 1 branch in Carlsbad, 77 across California and 77 nationwide. FDIC records list its main office in Chico, CA and show it operating since 1975. With $9.93 billion in total assets on June 30, 2026, it ranks No. 162 of 4,232 U.S. banks by total assets. The North San Diego Business Center Lpo Branch at 5780 Fleet St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North San Diego Business Center Lpo Branch
    5780 Fleet St, 92008
    Hours: see the bank's site
Tri Counties Bank: profile, branches and contacts
Western Alliance Bank 1 branch · main office Phoenix, AZ Bank · 1

Western Alliance Bank has 1 branch in Carlsbad, 11 across California and 38 nationwide. FDIC records list its main office in Phoenix, AZ and show it operating since 2003. With $98.57 billion in total assets on June 30, 2026, it ranks No. 34 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 2760 Gateway Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carlsbad Branch
    2760 Gateway Rd, 92009
    Hours: see the bank's site
Western Alliance Bank: profile, branches and contacts

Join a credit union in Carlsbad

3 credit unions have 5 offices here: San Diego County Credit Union, Mission Credit Union and Mypoint Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carlsbad page has every office in the state's directory.

Banking in Carlsbad: the local picture

Short answer: 19 banks run 35 branches in Carlsbad according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 19 banks, 0 have their main office in Carlsbad, 7 elsewhere in California and 12 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 2520 El Camino Real, dating to 1885; the newest is Poppy Bank's at 6985 El Camino Real, from 2024.

3 credit unions have 5 offices in Carlsbad, according to the NCUA. Who can join each one is on the credit unions page.

Of the 25 locations with published hours. 12 open on Saturday. 15 locations have no published hours in these sources.

Banks by ZIP code in Carlsbad

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 92009 has the most bank and credit union offices in Carlsbad (16), followed by 92008 (14) and 92011 (8). Offices are spread across 4 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
920091612Chase, Bank of America, Wells Fargo
920081412Bank of America, Chase, Banc of California
9201188Chase, City National Bank, Endeavor Bank
9201022Bank of America, California Bank of Commerce

Banks and credit unions open on Saturday in Carlsbad

Short answer: 12 of the 25 Carlsbad locations with published hours open on Saturday, run by 7 institutions.

  • Chase: 4 of 6 branches (2580 El Camino Real: Saturday 9 am to 2 pm, and 3 more)
  • Bank of America: 1 of 5 branches (2550 El Camino Real: Saturday 9 am to 4 pm)
  • Wells Fargo: 2 of 4 branches (2520 El Camino Real: Saturday 9 am to 2 pm, and 1 more)
  • U.S. Bank: 1 of 3 branches (770 Carlsbad Village Dr: Saturday 9 am to 1 pm)
  • San Diego County Credit Union: 1 of 2 offices (2530 El Camino Real: Saturday 9 am to 2 pm)
  • Mission Credit Union: 2 of 2 offices (2662 Gateway Rd Ste 160: Saturday 9 am to 4 pm, and 1 more)
  • Mypoint Credit Union: 1 of 1 office (2610 El Camino Real Unit A: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 15 of the 40 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Carlsbad, and where the nearest one is if they do not.

Short answer: In Carlsbad: Chase (6), Wells Fargo (4), Bank of America (5), PNC Bank (1), U.S. Bank (3), Fifth Third Bank (2). No branches in Carlsbad: Truist, Huntington, Regions Bank, TD Bank, BMO (nearest in La Jolla, 18 mi).

BankIn CarlsbadNearest branch if none here
Chase6 brancheshere
Wells Fargo4 brancheshere
Bank of America5 brancheshere
PNC Bank1 branchhere
U.S. Bank3 brancheshere
Fifth Third Bank2 brancheshere
TruistNonenone in California
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneLa Jolla, 18 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carlsbad to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carlsbad residents like anyone else.

Banks near Carlsbad

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Encinitas (5 miles) and Vista (5 miles). Encinitas, 5 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Carlsbad

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Carlsbad between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Carlsbad by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carlsbad offices.

Short answer: Chase is the largest bank with offices in Carlsbad, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 16Columbus, OH
Bank of America$2.65 trillionNo. 25Charlotte, NC
Wells Fargo$1.91 trillionNo. 44Sioux Falls, SD
U.S. Bank$705.55 billionNo. 63Cincinnati, OH
PNC Bank$609.77 billionNo. 81Wilmington, DE
Fifth Third Bank$299.18 billionNo. 142Cincinnati, OH
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
City National Bank$99.10 billionNo. 331Los Angeles, CA
Western Alliance Bank$98.57 billionNo. 341Phoenix, AZ
Zions Bancorporation$89.04 billionNo. 352Salt Lake City, UT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carlsbad: FAQ

How many banks are in Carlsbad, CA?

Carlsbad has 19 banks with 35 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Carlsbad?

Chase, with 6. Bank of America has 5 and Wells Fargo has 4.

Is there a Chase in Carlsbad, CA?

Yes. FDIC data lists 6 Chase branches in Carlsbad as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Bank of America in Carlsbad, CA?

Yes. FDIC data lists 5 Bank of America branches in Carlsbad as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a Wells Fargo in Carlsbad, CA?

Yes. FDIC data lists 4 Wells Fargo branches in Carlsbad as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Which banks in Carlsbad are open on Saturday?

Chase, Bank of America, Wells Fargo and U.S. Bank and 3 more publish Saturday hours for one or more Carlsbad locations. The Saturday section above lists each one with its hours. 15 of the 40 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Carlsbad?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Carlsbad?

San Diego County Credit Union, Mission Credit Union and Mypoint Credit Union have offices in Carlsbad. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Carlsbad in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Carlsbad?

Nearby cities with more banks include Encinitas, Vista, San Marcos. Encinitas is 5 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (20 of 35 branches: Bank of America, Chase, Columbia Bank, Fifth Third Bank, First Citizens Bank, U.S. Bank and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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