US Bank Directory
Banks in San Juan Capistrano, CA
8 FDIC-insured banks operate 8 offices in San Juan Capistrano, California, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: San Juan Capistrano
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in San Juan Capistrano, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in San Juan Capistrano
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in San Juan Capistrano, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Schoolsfirst Credit Union Credit union · 2
Schoolsfirst Credit Union has 2 officees in San Juan Capistrano, 79 across California. It is based in Santa Ana, CA and $36.74 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 San Juan Capistrano locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
68 - San Juan Capistrano31876 Del Obispo St Ste 101, 92675
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
-
24 - San Juan Capistrano District Service Center33122 Valle Rd Ste C Bldg B, 92675
All hours
Mon 9 am to 5 pm; Tue not published; Wed 9 am to 5 pm; Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in San Juan Capistrano, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 31902 Del Obispo St dates to 1967 in FDIC branch records. It opens on Saturday.
-
San Juan Capistrano Branch31902 Del Obispo St, 92675
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in San Juan Capistrano, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 31972 Camino Capistrano dates to 1934 in FDIC branch records. It opens on Saturday.
-
San Juan Capistrano Branch31972 Camino Capistrano, 92675
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in San Juan Capistrano, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 32291 Camino Capistrano dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
San Juan Capistrano Branch32291 Camino Capistrano, 92675
Enterprise Bank & Trust Bank · 1
Enterprise Bank & Trust has 1 branch in San Juan Capistrano, 10 across California and 57 nationwide. FDIC records list its main office in Clayton, MO and show it operating since 1988. With $17.36 billion in total assets on June 30, 2026, it ranks No. 115 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 31351 Rancho Viejo Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
San Juan Capistrano Branch31351 Rancho Viejo Rd, 92675
Farmers and Merchants Bank of Long Beach Bank · 1
Farmers and Merchants Bank of Long Beach has 1 branch in San Juan Capistrano, 27 across California and 27 nationwide. FDIC records list its main office in Long Beach, CA and show it operating since 1907. With $11.77 billion in total assets on June 30, 2026, it ranks No. 148 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 31873 Del Obispo St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
San Juan Capistrano Branch31873 Del Obispo St, 92675
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in San Juan Capistrano, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 32022 Camino Capistrano Ste F3 dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
-
San Juan Capistrano Branch32022 Camino Capistrano Ste F3, 92675
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in San Juan Capistrano, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 31971 Camino Capistrano dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
-
San Juan Capistrano Branch31971 Camino Capistrano, 92675
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in San Juan Capistrano, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The San Juan Capistrano Branch at 32222 Camino Capistrano dates to 1885 in FDIC branch records. It opens on Saturday.
-
San Juan Capistrano Branch32222 Camino Capistrano, 92675
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in San Juan Capistrano
1 credit union has 2 offices here: Schoolsfirst Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in San Juan Capistrano page has every office in the state's directory.
Banking in San Juan Capistrano: the local picture
Short answer: 8 banks run 8 branches in San Juan Capistrano according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in San Juan Capistrano, 1 elsewhere in California and 7 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 32222 Camino Capistrano, dating to 1885; the newest is Fifth Third Bank's at 32022 Camino Capistrano Ste F3, from 2008.
The only credit union with an office here is Schoolsfirst Credit Union.
Of the 7 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in San Juan Capistrano
Short answer: 4 of the 7 San Juan Capistrano locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (31972 Camino Capistrano: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (31902 Del Obispo St: Saturday 9 am to 4 pm)
- Wells Fargo: 1 of 1 branch (32222 Camino Capistrano: Saturday 9 am to 2 pm)
- Schoolsfirst Credit Union: 1 of 2 offices (31876 Del Obispo St Ste 101: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in San Juan Capistrano, and where the nearest one is if they do not.
Short answer: In San Juan Capistrano: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1), Fifth Third Bank (1). No branches in San Juan Capistrano: PNC Bank (nearest in Corona, 25 mi), Truist, Huntington, Regions Bank, TD Bank, BMO (nearest in San Clemente, 3 mi).
| Bank | In San Juan Capistrano | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| PNC Bank | None | Corona, 25 miles away |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | San Clemente, 3 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of San Juan Capistrano to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to San Juan Capistrano residents like anyone else.
Banks near San Juan Capistrano
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dana Point (3 miles) and Rancho Mission Viejo (3 miles). San Clemente, 4 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dana Point, CA | 3 mi | 5 | 8 |
| Banks in Rancho Mission Viejo, CA | 3 mi | 2 | 2 |
| Banks in Laguna Niguel, CA | 3 mi | 8 | 15 |
| Banks in San Clemente, CA | 4 mi | 9 | 14 |
| Banks in Ladera Ranch, CA | 5 mi | 4 | 4 |
| Banks in Aliso Viejo, CA | 6 mi | 3 | 3 |
| Banks in Mission Viejo, CA | 7 mi | 9 | 16 |
| Banks in Laguna Beach, CA | 8 mi | 5 | 5 |
Bank branch openings and closings in San Juan Capistrano
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in San Juan Capistrano between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in San Juan Capistrano by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its San Juan Capistrano offices.
Short answer: Chase is the largest bank with offices in San Juan Capistrano, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Enterprise Bank & Trust | $17.36 billion | No. 115 | 1 | Clayton, MO |
| Farmers and Merchants Bank of Long Beach | $11.77 billion | No. 148 | 1 | Long Beach, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in San Juan Capistrano: FAQ
How many banks are in San Juan Capistrano, CA?
San Juan Capistrano has 8 banks with 8 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in San Juan Capistrano?
Chase, with 1. Bank of America has 1 and Citibank has 1.
Is there a Chase in San Juan Capistrano, CA?
Yes. FDIC data lists 1 Chase branch in San Juan Capistrano as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in San Juan Capistrano, CA?
Yes. FDIC data lists 1 Bank of America branch in San Juan Capistrano as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in San Juan Capistrano, CA?
Yes. FDIC data lists 1 Citibank branch in San Juan Capistrano as of September 5, 2026. The address and directions are under Citibank above.
Is there a PNC Bank in San Juan Capistrano, CA?
No. FDIC data lists no PNC Bank branch in San Juan Capistrano as of September 5, 2026. The nearest is in Corona, about 25 miles away in a straight line.
Which banks in San Juan Capistrano are open on Saturday?
Chase, Bank of America, Wells Fargo and Schoolsfirst Credit Union publish Saturday hours for one or more San Juan Capistrano locations. The Saturday section above lists each one with its hours. 3 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in San Juan Capistrano?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in San Juan Capistrano?
Schoolsfirst Credit Union has an office in San Juan Capistrano. Check each credit union's membership rules before you apply.
Did any bank branches open or close in San Juan Capistrano in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near San Juan Capistrano?
Nearby cities with more banks include Dana Point, Rancho Mission Viejo, Laguna Niguel. Dana Point is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 8 branches: Bank of America, Chase, Fifth Third Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds