US Bank Directory
Banks in San Clemente, CA
9 FDIC-insured banks operate 14 offices in San Clemente, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: San Clemente
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 15 locations in San Clemente, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in San Clemente
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Bank of America have the most locations in San Clemente, with 3 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 3
Bank of America has 3 branches in San Clemente, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running San Clemente location is the San Clemente Branch at 300 S El Camino Real, dating to 1934; the newest, at 620 Camino De Los Meres,, to 2023. 1 of its 3 San Clemente locations with published hours open on Saturday.
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San Clemente Branch300 S El Camino Real, 92672
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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North San Clemente Branch620 Camino De Los Meres,, 92673
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Talega Branch965 Avenida Pico, 92673
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 3
Chase has 3 branches in San Clemente, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running San Clemente location is the San Clemente North Branch at 638 Camino De Los Mares, dating to 1978; the newest, at 925 Avenida Pico, to 2010. All 2 of its San Clemente locations with published hours open on Saturday.
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San Clemente North Branch638 Camino De Los Mares, 92673
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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San Clemento Branch905 N El Camino Real, 92672
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Talega Branch925 Avenida Pico, 92673
Wells Fargo Bank · 2
Wells Fargo has 2 branches in San Clemente, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running San Clemente location is the San Clemente Branch at 601 N El Camino Real, dating to 1885; the newest, at 638 Camino De Los Mares, to 1996. 1 of its 2 San Clemente locations with published hours open on Saturday.
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San Clemente Branch601 N El Camino Real, 92672
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Oceanview Plaza Branch638 Camino De Los Mares, 92673
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in San Clemente, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The San Clemente Branch at 641 Camino De Los Mares dates to 1997 in FDIC branch records. Its published hours do not list Saturday.
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San Clemente Branch641 Camino De Los Mares, 92673
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in San Clemente, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The San Clemente at 570 Camino De Estrella dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Clemente570 Camino De Estrella, 92672
Farmers and Merchants Bank of Long Beach Bank · 1
Farmers and Merchants Bank of Long Beach has 1 branch in San Clemente, 27 across California and 27 nationwide. FDIC records list its main office in Long Beach, CA and show it operating since 1907. With $11.77 billion in total assets on June 30, 2026, it ranks No. 148 of 4,232 U.S. banks by total assets. The San Clemente Branch at 501 N El Camino Real dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Clemente Branch501 N El Camino Real, 92672
Schoolsfirst Credit Union Credit union · 1
Schoolsfirst Credit Union has 1 office in San Clemente, 79 across California. It is based in Santa Ana, CA and $36.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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51 - San Clemente943 Avenida Pico Unit I, 92673
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Sunwest Bank Bank · 1
Sunwest Bank has 1 branch in San Clemente, 3 across California and 9 nationwide. FDIC records list its main office in Sandy, UT and show it operating since 1970. With $4.41 billion in total assets on June 30, 2026, it ranks No. 317 of 4,232 U.S. banks by total assets. The San Clemente Branch at 905 Calle Amanecer dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Clemente Branch905 Calle Amanecer, 92673
U.S. Bank Bank · 1
U.S. Bank has 1 branch in San Clemente, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The San Clemente Branch at 810 Avenida Pico dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
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San Clemente Branch810 Avenida Pico, 92673
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in San Clemente, 78 across California and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The San Clemente Branch at 415 E Avenida Pico dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Clemente Branch415 E Avenida Pico, 92672
Join a credit union in San Clemente
1 credit union has 1 office here: Schoolsfirst Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in San Clemente page has every office in the state's directory.
Banking in San Clemente: the local picture
Short answer: 9 banks run 14 branches in San Clemente according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in San Clemente, 1 elsewhere in California and 8 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 601 N El Camino Real, dating to 1885; the newest is Bank of America's at 620 Camino De Los Meres,, from 2023.
The only credit union with an office here is Schoolsfirst Credit Union.
Of the 10 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in San Clemente
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 92673 has the most bank and credit union offices in San Clemente (9), followed by 92672 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 92673 | 9 | 7 | Bank of America, Chase, BMO |
| 92672 | 6 | 6 | Bank of America, Chase, Citibank |
Banks and credit unions open on Saturday in San Clemente
Short answer: 5 of the 10 San Clemente locations with published hours open on Saturday, run by 4 institutions.
- Chase: 2 of 3 branches (638 Camino De Los Mares: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 1 of 3 branches (965 Avenida Pico: Saturday 9 am to 4 pm)
- Wells Fargo: 1 of 2 branches (601 N El Camino Real: Saturday 9 am to 2 pm)
- Schoolsfirst Credit Union: 1 of 1 office (943 Avenida Pico Unit I: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in San Clemente, and where the nearest one is if they do not.
Short answer: In San Clemente: Chase (3), Wells Fargo (2), Bank of America (3), U.S. Bank (1), BMO (1). No branches in San Clemente: PNC Bank (nearest in Oceanside, 22 mi), Truist, Fifth Third Bank (nearest in San Juan Capistrano, 4 mi), Huntington, Regions Bank, TD Bank.
| Bank | In San Clemente | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 3 branches | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| PNC Bank | None | Oceanside, 22 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Juan Capistrano, 4 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of San Clemente to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to San Clemente residents like anyone else.
Banks near San Clemente
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are San Juan Capistrano (4 miles) and Dana Point (5 miles). Mission Viejo, 11 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in San Juan Capistrano, CA | 4 mi | 8 | 8 |
| Banks in Dana Point, CA | 5 mi | 5 | 8 |
| Banks in Rancho Mission Viejo, CA | 5 mi | 2 | 2 |
| Banks in Laguna Niguel, CA | 8 mi | 8 | 15 |
| Banks in Ladera Ranch, CA | 8 mi | 4 | 4 |
| Banks in Aliso Viejo, CA | 10 mi | 3 | 3 |
| Banks in Mission Viejo, CA | 11 mi | 9 | 16 |
| Banks in Laguna Beach, CA | 11 mi | 5 | 5 |
Bank branch openings and closings in San Clemente
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in San Clemente between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in San Clemente by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its San Clemente offices.
Short answer: Chase is the largest bank with offices in San Clemente, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Farmers and Merchants Bank of Long Beach | $11.77 billion | No. 148 | 1 | Long Beach, CA |
| Sunwest Bank | $4.41 billion | No. 317 | 1 | Sandy, UT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in San Clemente: FAQ
How many banks are in San Clemente, CA?
San Clemente has 9 banks with 14 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in San Clemente?
Chase, with 3. Bank of America has 3 and Wells Fargo has 2.
Is there a Chase in San Clemente, CA?
Yes. FDIC data lists 3 Chase branches in San Clemente as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in San Clemente, CA?
Yes. FDIC data lists 3 Bank of America branches in San Clemente as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Wells Fargo in San Clemente, CA?
Yes. FDIC data lists 2 Wells Fargo branches in San Clemente as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in San Clemente, CA?
No. FDIC data lists no PNC Bank branch in San Clemente as of September 5, 2026. The nearest is in Oceanside, about 22 miles away in a straight line.
Which banks in San Clemente are open on Saturday?
Chase, Bank of America, Wells Fargo and Schoolsfirst Credit Union publish Saturday hours for one or more San Clemente locations. The Saturday section above lists each one with its hours. 5 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in San Clemente?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in San Clemente?
Schoolsfirst Credit Union has an office in San Clemente. Check each credit union's membership rules before you apply.
Did any bank branches open or close in San Clemente in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near San Clemente?
Nearby cities with more banks include San Juan Capistrano, Dana Point, Rancho Mission Viejo. San Juan Capistrano is 4 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 14 branches: BMO, Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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