US Bank Directory
Banks in Laguna Beach, CA
5 FDIC-insured banks operate 5 offices in Laguna Beach, California.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Laguna Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Laguna Beach, according to the FDIC. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Laguna Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Laguna Beach, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Laguna Beach, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Laguna Beach Branch at 299 Ocean Ave dates to 1936 in FDIC branch records. Its published hours do not list Saturday.
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Laguna Beach Branch299 Ocean Ave, 92651
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Business Bank Bank · 1
Citizens Business Bank has 1 branch in Laguna Beach, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Laguna Beach Branch at 800 Glenneyre St dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Laguna Beach Branch800 Glenneyre St, 92651
Farmers and Merchants Bank of Long Beach Bank · 1
Farmers and Merchants Bank of Long Beach has 1 branch in Laguna Beach, 27 across California and 27 nationwide. FDIC records list its main office in Long Beach, CA and show it operating since 1907. With $11.77 billion in total assets on June 30, 2026, it ranks No. 148 of 4,232 U.S. banks by total assets. The Laguna Beach Branch at 401 Glenneyre Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Laguna Beach Branch401 Glenneyre Street, 92651
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Laguna Beach, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Laguna Beach Branch at 229 Broadway St dates to 2009 in FDIC branch records. Its published hours do not list Saturday.
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Laguna Beach Branch229 Broadway St, 92651
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Laguna Beach, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Laguna Beach Branch at 260 Ocean Ave dates to 1935 in FDIC branch records. Its published hours do not list Saturday.
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Laguna Beach Branch260 Ocean Ave, 92651
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Laguna Beach: the local picture
Short answer: 5 banks run 5 branches in Laguna Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Laguna Beach, 2 elsewhere in California and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 260 Ocean Ave, dating to 1935; the newest is Farmers and Merchants Bank of Long Beach's at 401 Glenneyre Street, from 2024.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Laguna Beach
Short answer: None of the 3 Laguna Beach locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Laguna Beach, and where the nearest one is if they do not.
Short answer: In Laguna Beach: Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in Laguna Beach: Chase (nearest in Newport Coast, 3 mi), PNC Bank (nearest in Corona, 25 mi), Truist, Fifth Third Bank (nearest in Lake Forest, 7 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Mission Viejo, 7 mi).
| Bank | In Laguna Beach | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Newport Coast, 3 miles away |
| PNC Bank | None | Corona, 25 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Lake Forest, 7 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Mission Viejo, 7 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Laguna Beach to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Laguna Beach residents like anyone else.
Banks near Laguna Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newport Coast (4 miles) and Aliso Viejo (4 miles). Laguna Hills, 6 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newport Coast, CA | 4 mi | 2 | 2 |
| Banks in Aliso Viejo, CA | 4 mi | 3 | 3 |
| Banks in Laguna Niguel, CA | 5 mi | 8 | 15 |
| Banks in Laguna Woods, CA | 6 mi | 2 | 2 |
| Banks in Laguna Hills, CA | 6 mi | 12 | 13 |
| Banks in Corona Del Mar, CA | 6 mi | 6 | 6 |
| Banks in Dana Point, CA | 7 mi | 5 | 8 |
| Banks in San Juan Capistrano, CA | 8 mi | 8 | 8 |
Bank branch openings and closings in Laguna Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Laguna Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Laguna Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Laguna Beach offices.
Short answer: Bank of America is the largest bank with offices in Laguna Beach, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Citizens Business Bank | $21.18 billion | No. 103 | 1 | Ontario, CA |
| Farmers and Merchants Bank of Long Beach | $11.77 billion | No. 148 | 1 | Long Beach, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Laguna Beach: FAQ
How many banks are in Laguna Beach, CA?
Laguna Beach has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Laguna Beach?
Bank of America, with 1. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Bank of America in Laguna Beach, CA?
Yes. FDIC data lists 1 Bank of America branch in Laguna Beach as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Laguna Beach, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Laguna Beach as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Laguna Beach, CA?
Yes. FDIC data lists 1 U.S. Bank branch in Laguna Beach as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Laguna Beach, CA?
No. FDIC data lists no Chase branch in Laguna Beach as of September 5, 2026. The nearest is in Newport Coast, about 3 miles away in a straight line.
Which banks in Laguna Beach are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Laguna Beach?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Did any bank branches open or close in Laguna Beach in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Laguna Beach?
Nearby cities with more banks include Newport Coast, Aliso Viejo, Laguna Niguel. Newport Coast is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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