Banks in Laguna Woods, CA

Bank branch map: Laguna Woods

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Laguna Woods, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Laguna Woods

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank and First Citizens Bank have the most locations in Laguna Woods, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Financial Partners Credit Union 1 office · main office Downey, CA Credit union · 1

Financial Partners Credit Union has 1 office in Laguna Woods, 15 across California. It is based in Downey, CA and $2.25 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Laguna Woods

  24102 El Toro Rd, 92637

  (800) 950-7328Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Financial Partners Credit Union: profile, branches and contacts

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Laguna Woods, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Laguna Hills Branch at 24191 Paseo Del Valencia Suite A dates to 2005 in FDIC branch records. Its published hours do not list Saturday.

• Laguna Hills Branch

  24191 Paseo Del Valencia Suite A, 92637

  (949) 470-8160Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Citizens Bank: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Laguna Woods, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Laguna Woods Branch at 24340 El Toro Rd dates to 1998 in FDIC branch records. Its published hours do not list Saturday.

• Laguna Woods Branch

  24340 El Toro Rd, 92637

  (949) 457-6232Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

Join a credit union in Laguna Woods

1 credit union has 1 office here: Financial Partners Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Laguna Woods page has every office in the state's directory.

Banking in Laguna Woods: the local picture

Short answer: 2 banks run 2 branches in Laguna Woods according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Laguna Woods and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 24340 El Toro Rd, dating to 1998; the newest is First Citizens Bank's at 24191 Paseo Del Valencia Suite A, from 2005.

The only credit union with an office here is Financial Partners Credit Union.

Of the 3 locations with published hours. 1 opens on Saturday.

Credit unions open on Saturday in Laguna Woods

Short answer: 1 of the 3 Laguna Woods locations with published hours opens on Saturday, run by 1 institution.

• Financial Partners Credit Union: 1 of 1 office (24102 El Toro Rd: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Laguna Woods, and where the nearest one is if they do not.

Short answer: In Laguna Woods: U.S. Bank (1). No branches in Laguna Woods: Chase (nearest in Laguna Hills, 1 mi), Wells Fargo (nearest in Lake Forest, 1 mi), Bank of America (nearest in Laguna Hills, 1 mi), PNC Bank (nearest in Corona, 19 mi), Truist, Fifth Third Bank (nearest in Lake Forest, 1 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Mission Viejo, 4 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Laguna Woods to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Laguna Woods residents like anyone else.

Banks near Laguna Woods

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Laguna Hills (1 mile) and Lake Forest (2 miles). Laguna Hills, 1 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Laguna Woods

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Laguna Woods between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Laguna Woods by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Laguna Woods offices.

Short answer: U.S. Bank is the largest bank with offices in Laguna Woods, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Laguna Woods: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.