US Bank Directory
Banks in Lake Forest, CA
6 FDIC-insured banks operate 9 offices in Lake Forest, California, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lake Forest
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 11 locations in Lake Forest, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Forest
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank has the most locations in Lake Forest, with 3. It is followed by Bank of America (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Lake Forest, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lake Forest location is the Lake Forest Branch at 22831 Lake Forest Dr, dating to 1984; the newest, at 23716 El Toro Rd, to 2011. 1 of its 3 Lake Forest locations with published hours open on Saturday.
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Lake Forest - El Toro Road Branch22405 El Toro Rd, 92630
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Lake Forest Branch22831 Lake Forest Dr, 92630
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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El Toro & Rockfield Ralphs Branch23716 El Toro Rd, 92630
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Lake Forest, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lake Forest location is the El Toro Branch at 23831 El Toro Rd, dating to 1967; the newest, at 22491 El Toro Rd, to 1978. 1 of its 2 Lake Forest locations with published hours open on Saturday.
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El Toro-Trabuco Branch22491 El Toro Rd, 92630
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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El Toro Branch23831 El Toro Rd, 92630
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Lake Forest, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lake Forest - Trabuco Branch at 21731 Lake Forest Dr Ste 101,103,104 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Forest - Trabuco Branch21731 Lake Forest Dr Ste 101,103,104, 92630
Citibank Bank · 1
Citibank has 1 branch in Lake Forest, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Lake Forest Branch at 23562 El Toro Rd dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Forest Branch23562 El Toro Rd, 92630
Eagle Community Credit Union Credit union · 1
Eagle Community Credit Union has 1 office in Lake Forest, 6 across California. It is based in Lake Forest, CA and $411.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lake Forest Branch24336 Rockfield Blvd, 92630
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Lake Forest, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Lake Forest Branch at 23718 El Toro Rd dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Lake Forest Branch23718 El Toro Rd, 92630
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Orange County's Credit Union Credit union · 1
Orange County's Credit Union has 1 office in Lake Forest, 12 across California. It is based in Santa Ana, CA and $3.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Orange County'S Cu21791 Lake Forest Dr Ste 110, 92630
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lake Forest, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lake Forest Branch at 24251 Rockfield Blvd dates to 1972 in FDIC branch records. It opens on Saturday.
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Lake Forest Branch24251 Rockfield Blvd, 92630
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lake Forest
2 credit unions have 2 offices here: Orange County's Credit Union and Eagle Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Forest page has every office in the state's directory.
Banking in Lake Forest: the local picture
Short answer: 6 banks run 9 branches in Lake Forest according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Lake Forest and 6 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Citibank's office at 23562 El Toro Rd, dating to 1945; the newest is U.S. Bank's at 23716 El Toro Rd, from 2011.
2 credit unions have 2 offices in Lake Forest, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lake Forest
Short answer: 5 of the 9 Lake Forest locations with published hours open on Saturday, run by 5 institutions.
- U.S. Bank: 1 of 3 branches (23716 El Toro Rd: Saturday 10 am to 2 pm)
- Bank of America: 1 of 2 branches (23831 El Toro Rd: Saturday 9 am to 4 pm)
- Wells Fargo: 1 of 1 branch (24251 Rockfield Blvd: Saturday 9 am to 2 pm)
- Orange County's Credit Union: 1 of 1 office (21791 Lake Forest Dr Ste 110: Saturday 9 am to 2 pm)
- Eagle Community Credit Union: 1 of 1 office (24336 Rockfield Blvd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Forest, and where the nearest one is if they do not.
Short answer: In Lake Forest: Chase (1), Wells Fargo (1), Bank of America (2), U.S. Bank (3), Fifth Third Bank (1). No branches in Lake Forest: PNC Bank (nearest in Corona, 18 mi), Truist, Huntington, Regions Bank, TD Bank, BMO (nearest in Mission Viejo, 5 mi).
| Bank | In Lake Forest | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 3 branches | here |
| Fifth Third Bank | 1 branch | here |
| PNC Bank | None | Corona, 18 miles away |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Mission Viejo, 5 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Forest to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Forest residents like anyone else.
Banks near Lake Forest
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Laguna Hills (2 miles) and Laguna Woods (2 miles). Laguna Hills, 2 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Laguna Hills, CA | 2 mi | 12 | 13 |
| Banks in Laguna Woods, CA | 2 mi | 2 | 2 |
| Banks in Mission Viejo, CA | 3 mi | 9 | 16 |
| Banks in Aliso Viejo, CA | 4 mi | 3 | 3 |
| Banks in Foothill Ranch, CA | 4 mi | 3 | 3 |
| Banks in Ladera Ranch, CA | 6 mi | 4 | 4 |
| Banks in Rancho Santa Margarita, CA | 6 mi | 6 | 7 |
| Banks in Laguna Niguel, CA | 6 mi | 8 | 15 |
Bank branch openings and closings in Lake Forest
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Forest between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lake Forest
Short answer: 1 institution has its main office in Lake Forest: Eagle Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Eagle Community Credit Union | Credit union | $411.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lake Forest by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Forest offices.
Short answer: Chase is the largest bank with offices in Lake Forest, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Forest: FAQ
How many banks are in Lake Forest, CA?
Lake Forest has 6 banks with 9 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lake Forest?
U.S. Bank, with 3. Bank of America has 2 and Chase has 1.
Is there a U.S. Bank in Lake Forest, CA?
Yes. FDIC data lists 3 U.S. Bank branches in Lake Forest as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Bank of America in Lake Forest, CA?
Yes. FDIC data lists 2 Bank of America branches in Lake Forest as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Chase in Lake Forest, CA?
Yes. FDIC data lists 1 Chase branch in Lake Forest as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Lake Forest, CA?
No. FDIC data lists no PNC Bank branch in Lake Forest as of September 5, 2026. The nearest is in Corona, about 18 miles away in a straight line.
Which banks in Lake Forest are open on Saturday?
U.S. Bank, Bank of America, Wells Fargo and Orange County's Credit Union and 1 more publish Saturday hours for one or more Lake Forest locations. The Saturday section above lists each one with its hours. 2 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lake Forest?
Eagle Community Credit Union has its main office in Lake Forest, according to the FDIC and the NCUA.
What is the oldest bank in Lake Forest?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Lake Forest?
Orange County's Credit Union and Eagle Community Credit Union have offices in Lake Forest. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Forest in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Forest?
Nearby cities with more banks include Laguna Hills, Laguna Woods, Mission Viejo. Laguna Hills is 2 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 9 branches: Bank of America, Fifth Third Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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