US Bank Directory
Banks in Laguna Niguel, CA
8 FDIC-insured banks operate 15 offices in Laguna Niguel, California, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Laguna Niguel
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 19 locations in Laguna Niguel, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 14 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
19 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Laguna Niguel
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Wells Fargo have the most locations in Laguna Niguel, with 4 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 4
Chase has 4 branches in Laguna Niguel, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Laguna Niguel location is the Alicia Parkway Branch at 30202 Crown Valley Pkwy, dating to 1934; the newest, at 23970 Aliso Creek Rd, to 2015. All 2 of its Laguna Niguel locations with published hours open on Saturday.
-
La Paz Road And Aliso Creek Branch23970 Aliso Creek Rd, 92677
-
Laguna Niguel Office Branch28131 Crow Valley Pkwy, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
-
Alicia Parkway Branch30202 Crown Valley Pkwy, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
-
Ocean Ranch Branch32361 Golden Lantern, 92677
Wells Fargo Bank · 4
Wells Fargo has 4 branches in Laguna Niguel, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Laguna Niguel location is the Dana Point Branch at 32331 Golden Lantern, dating to 1989; the newest, at 30160 Town Center Dr, to 2001. 2 of its 4 Laguna Niguel locations with published hours open on Saturday.
-
Aliso Viejo Branch27250 Alicia Pkwy, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Crown Valley & Greenfield Branch28211 Crown Valley Pkwy, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Crown Valley Branch30160 Town Center Dr, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Dana Point Branch32331 Golden Lantern, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
San Diego County Credit Union Credit union · 2
San Diego County Credit Union has 2 officees in Laguna Niguel, 40 across California. It is based in San Diego, CA and $9.38 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Laguna Niguel locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Branch 39 Alicia Parkway27280 Alicia Pkwy Ste A, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Branch 26 Laguna Niguel32341 Golden Lantern Ste A, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Laguna Niguel, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Laguna Niguel location is the Laguna Niguel Branch at 30000 Town Center Dr, dating to 1980; the newest, at 27211 La Paz Rd, to 1991. 1 of its 2 Laguna Niguel locations with published hours open on Saturday.
-
Laguna Niguel Branch27211 La Paz Rd, 92677
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
-
Laguna Niguel Branch30000 Town Center Dr, 92677
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Laguna Niguel, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Laguna Niguel Branch at 30162 Crown Valley Pkwy dates to 1969 in FDIC branch records. It opens on Saturday.
-
Laguna Niguel Branch30162 Crown Valley Pkwy, 92677
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of England Bank · 1
Bank of England has 1 branch in Laguna Niguel, 10 across California and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage at 28202 Cabot Road, Suite 365 & 369 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Bank Of England Mortgage28202 Cabot Road, Suite 365 & 369, 92677
Citibank Bank · 1
Citibank has 1 branch in Laguna Niguel, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Laguna Niguel at 30311 Street Of The Golden Lantern dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Laguna Niguel30311 Street Of The Golden Lantern, 92677
Citizens Business Bank Bank · 1
Citizens Business Bank has 1 branch in Laguna Niguel, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Laguna Niguel Branch at 30100 Town Center Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Laguna Niguel Branch30100 Town Center Dr, 92677
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Laguna Niguel, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Laguna Niguel Office Branch at 24050 Aliso Creek Rd dates to 2012 in FDIC branch records. Its published hours do not list Saturday.
-
Laguna Niguel Office Branch24050 Aliso Creek Rd, 92677
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Schoolsfirst Credit Union Credit union · 1
Schoolsfirst Credit Union has 1 office in Laguna Niguel, 79 across California. It is based in Santa Ana, CA and $36.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
17 - Laguna Niguel27120 Alicia Pkwy, 92677
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Wescom Central Credit Union Credit union · 1
Wescom Central Credit Union has 1 office in Laguna Niguel, 32 across California. It is based in Pasadena, CA and $6.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Laguna Niguel28121 Crown Valley Pkwy Ste K, 92677
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Laguna Niguel
3 credit unions have 4 offices here: San Diego County Credit Union, Schoolsfirst Credit Union and Wescom Central Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Laguna Niguel page has every office in the state's directory.
Banking in Laguna Niguel: the local picture
Short answer: 8 banks run 15 branches in Laguna Niguel according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Laguna Niguel, 1 elsewhere in California and 7 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 30202 Crown Valley Pkwy, dating to 1934; the newest is Bank of England's at 28202 Cabot Road, Suite 365 & 369, from 2018.
3 credit unions have 4 offices in Laguna Niguel, according to the NCUA. Who can join each one is on the credit unions page.
Of the 14 locations with published hours. 9 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Laguna Niguel
Short answer: 9 of the 14 Laguna Niguel locations with published hours open on Saturday, run by 7 institutions.
- Chase: 2 of 4 branches (28131 Crow Valley Pkwy: Saturday 9 am to 2 pm, and 1 more)
- Wells Fargo: 2 of 4 branches (27250 Alicia Pkwy: Saturday 9 am to 2 pm, and 1 more)
- U.S. Bank: 1 of 2 branches (30000 Town Center Dr: Saturday 9 am to 1 pm)
- Bank of America: 1 of 1 branch (30162 Crown Valley Pkwy: Saturday 9 am to 4 pm)
- San Diego County Credit Union: 1 of 2 offices (32341 Golden Lantern Ste A: Saturday 9 am to 2 pm)
- Schoolsfirst Credit Union: 1 of 1 office (27120 Alicia Pkwy: Saturday 9 am to 2 pm)
- Wescom Central Credit Union: 1 of 1 office (28121 Crown Valley Pkwy Ste K: Saturday 9 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Laguna Niguel, and where the nearest one is if they do not.
Short answer: In Laguna Niguel: Chase (4), Wells Fargo (4), Bank of America (1), U.S. Bank (2). No branches in Laguna Niguel: PNC Bank (nearest in Corona, 23 mi), Truist, Fifth Third Bank (nearest in San Juan Capistrano, 4 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Mission Viejo, 3 mi).
| Bank | In Laguna Niguel | Nearest branch if none here |
|---|---|---|
| Chase | 4 branches | here |
| Wells Fargo | 4 branches | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 2 branches | here |
| PNC Bank | None | Corona, 23 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Juan Capistrano, 4 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Mission Viejo, 3 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Laguna Niguel to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Laguna Niguel residents like anyone else.
Banks near Laguna Niguel
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Aliso Viejo (3 miles) and San Juan Capistrano (3 miles). Laguna Hills, 5 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Aliso Viejo, CA | 3 mi | 3 | 3 |
| Banks in San Juan Capistrano, CA | 3 mi | 8 | 8 |
| Banks in Ladera Ranch, CA | 4 mi | 4 | 4 |
| Banks in Dana Point, CA | 4 mi | 5 | 8 |
| Banks in Laguna Beach, CA | 5 mi | 5 | 5 |
| Banks in Mission Viejo, CA | 5 mi | 9 | 16 |
| Banks in Rancho Mission Viejo, CA | 5 mi | 2 | 2 |
| Banks in Laguna Hills, CA | 5 mi | 12 | 13 |
Bank branch openings and closings in Laguna Niguel
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Laguna Niguel between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Laguna Niguel by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Laguna Niguel offices.
Short answer: Chase is the largest bank with offices in Laguna Niguel, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 4 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 4 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Citizens Business Bank | $21.18 billion | No. 103 | 1 | Ontario, CA |
| Bank of England | $332.3 million | No. 2,339 | 1 | England, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Laguna Niguel: FAQ
How many banks are in Laguna Niguel, CA?
Laguna Niguel has 8 banks with 15 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Laguna Niguel?
Chase, with 4. Wells Fargo has 4 and U.S. Bank has 2.
Is there a Chase in Laguna Niguel, CA?
Yes. FDIC data lists 4 Chase branches in Laguna Niguel as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Laguna Niguel, CA?
Yes. FDIC data lists 4 Wells Fargo branches in Laguna Niguel as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a U.S. Bank in Laguna Niguel, CA?
Yes. FDIC data lists 2 U.S. Bank branches in Laguna Niguel as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a PNC Bank in Laguna Niguel, CA?
No. FDIC data lists no PNC Bank branch in Laguna Niguel as of September 5, 2026. The nearest is in Corona, about 23 miles away in a straight line.
Which banks in Laguna Niguel are open on Saturday?
Chase, Wells Fargo, U.S. Bank and Bank of America and 3 more publish Saturday hours for one or more Laguna Niguel locations. The Saturday section above lists each one with its hours. 5 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Laguna Niguel?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Laguna Niguel?
San Diego County Credit Union, Schoolsfirst Credit Union and Wescom Central Credit Union have offices in Laguna Niguel. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Laguna Niguel in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Laguna Niguel?
Nearby cities with more banks include Aliso Viejo, San Juan Capistrano, Ladera Ranch. Aliso Viejo is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (10 of 15 branches: Bank of America, Chase, Columbia Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds