Banks in Dana Point, CA

Bank branch map: Dana Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 8 locations in Dana Point, according to the FDIC. 8 of them have coordinates on record and are on the map. 5 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Dana Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, Bank of America and U.S. Bank have the most locations in Dana Point, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Dana Point, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dana Point location is the Dana Point Branch at 24801 Del Prado, dating to 1990; the newest, at 32595 Golden Lantern St, to 2006. None of its 2 Dana Point locations with published hours lists Saturday hours.

• Dana Point Branch

  24801 Del Prado, 92629

  (949) 487-4262Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page
• Ocean Ranch Branch

  32595 Golden Lantern St, 92629

  (949) 240-1405Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Dana Point, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dana Point location is the Dana Point Branch at 5 Monarch Bay Plz, dating to 2007; the newest, at 34155 Pacific Coast Hwy, to 2021. Its published hours do not list Saturday.

• Pch And Violet Lantern Branch

  34155 Pacific Coast Hwy, 92629

  Hours: see the bank's site
  DirectionsWebsite
• Dana Point Branch

  5 Monarch Bay Plz, 92629

  (949) 248-5160Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Chase: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 2 branches · main office Cincinnati, OH Bank · 2

U.S. Bank has 2 branches in Dana Point, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dana Point location is the Dana Point Lighthouse Branch at 24532 Del Prado, dating to 1966; the newest, at 33621 Del Obispo St, to 1996. 1 of its 2 Dana Point locations with published hours open on Saturday.

• Dana Point Lighthouse Branch

  24532 Del Prado, 92629

  (949) 485-3934Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page
• Dana Point Branch

  33621 Del Obispo St, 92629

  (949) 488-8534Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

Banc of California 1 branch · main office Los Angeles, CA Bank · 1

Banc of California has 1 branch in Dana Point, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Dana Point Office at 34180 Pacific Coast Hwy dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Dana Point Office

  34180 Pacific Coast Hwy, 92629

  Hours: see the bank's site
  DirectionsWebsite

Banc of California: profile, branches and contacts

Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Dana Point, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Dana Point Branch at 34117 Golden Lantern Street dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Dana Point Branch

  34117 Golden Lantern Street, 92629

  (800) 627-3999Hours: see the bank's site
  DirectionsWebsite

Citibank: profile, branches and contacts

Banking in Dana Point: the local picture

Short answer: 5 banks run 8 branches in Dana Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Dana Point, 1 elsewhere in California and 4 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 24532 Del Prado, dating to 1966; the newest is Citibank's at 34117 Golden Lantern Street, from 2025.

Of the 5 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Dana Point

Short answer: 1 of the 5 Dana Point locations with published hours opens on Saturday, run by 1 institution.

• U.S. Bank: 1 of 2 branches (33621 Del Obispo St: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Dana Point, and where the nearest one is if they do not.

Short answer: In Dana Point: Chase (2), Bank of America (2), U.S. Bank (2). No branches in Dana Point: Wells Fargo (nearest in Laguna Niguel, 1 mi), PNC Bank (nearest in Oceanside, 27 mi), Truist, Fifth Third Bank (nearest in San Juan Capistrano, 3 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in San Clemente, 3 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dana Point to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dana Point residents like anyone else.

Banks near Dana Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are San Juan Capistrano (3 miles) and Laguna Niguel (4 miles). San Clemente, 5 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Dana Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Dana Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Dana Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dana Point offices.

Short answer: Chase is the largest bank with offices in Dana Point, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Dana Point: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.