US Bank Directory
Banks in Oakdale, CA
6 FDIC-insured banks operate 7 offices in Oakdale, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oakdale
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Oakdale, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oakdale
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Oak Valley Community Bank has the most locations in Oakdale, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Oak Valley Community Bank Bank · 2
Oak Valley Community Bank has 2 branches in Oakdale, 20 across California and 20 nationwide. FDIC records list its main office in Oakdale, CA and show it operating since 1991. With $2.00 billion in total assets on June 30, 2026, it ranks No. 607 of 4,232 U.S. banks by total assets. Its main office at 125 N 3rd Ave dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office125 N 3rd Ave, 95361
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Oakdale Branch125n. Third Avenue, 95361
Bank of America Bank · 1
Bank of America has 1 branch in Oakdale, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Oakdale Branch at 305 E F St dates to 1930 in FDIC branch records. Its published hours do not list Saturday.
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Oakdale Branch305 E F St, 95361
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of Stockton Bank · 1
Bank of Stockton has 1 branch in Oakdale, 21 across California and 21 nationwide. FDIC records list its main office in Stockton, CA and show it operating since 1867. With $4.99 billion in total assets on June 30, 2026, it ranks No. 290 of 4,232 U.S. banks by total assets. The Oakdale Branch at 1376 E F St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oakdale Branch1376 E F St, 95361
BMO Bank · 1
BMO has 1 branch in Oakdale, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Oakdale Branch at 134 S Maag Ave dates to 1990 in FDIC branch records. Its published hours do not list Saturday.
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Oakdale Branch134 S Maag Ave, 95361
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Oakdale, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The East F Street Branch at 325 E F St dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
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East F Street Branch325 E F St, 95361
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Valley First Credit Union Credit union · 1
Valley First Credit Union has 1 office in Oakdale, 9 across California. It is based in Modesto, CA and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oakdale126 W F St, 95361
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Oakdale, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Oakdale Branch at 105 W F St dates to 1963 in FDIC branch records. Its published hours do not list Saturday.
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Oakdale Branch105 W F St, 95361
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Oakdale
1 credit union has 1 office here: Valley First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oakdale page has every office in the state's directory.
Banking in Oakdale: the local picture
Short answer: 6 banks run 7 branches in Oakdale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Oakdale, 1 elsewhere in California and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 305 E F St, dating to 1930; the newest is Bank of Stockton's at 1376 E F St, from 2003.
The only credit union with an office here is Valley First Credit Union.
Of the 5 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Oakdale
Short answer: None of the 5 Oakdale locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oakdale, and where the nearest one is if they do not.
Short answer: In Oakdale: Chase (1), Wells Fargo (1), Bank of America (1), BMO (1). No branches in Oakdale: PNC Bank (nearest in Escalon, 8 mi), U.S. Bank (nearest in Modesto, 10 mi), Truist, Fifth Third Bank (nearest in Pleasanton, 57 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Oakdale | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| BMO | 1 branch | here |
| PNC Bank | None | Escalon, 8 miles away |
| U.S. Bank | None | Modesto, 10 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Pleasanton, 57 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oakdale to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oakdale residents like anyone else.
Banks near Oakdale
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Riverbank (7 miles) and Escalon (8 miles). Modesto, 11 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Riverbank, CA | 7 mi | 3 | 3 |
| Banks in Escalon, CA | 8 mi | 3 | 3 |
| Banks in Modesto, CA | 11 mi | 17 | 39 |
| Banks in Ceres, CA | 13 mi | 4 | 4 |
| Banks in Ripon, CA | 16 mi | 3 | 3 |
| Banks in Turlock, CA | 18 mi | 13 | 17 |
| Banks in Manteca, CA | 20 mi | 10 | 12 |
| Banks in Hilmar, CA | 25 mi | 2 | 2 |
Bank branch openings and closings in Oakdale
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oakdale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oakdale
Short answer: 1 institution has its main office in Oakdale: Oak Valley Community Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Oak Valley Community Bank | Bank | $2.00 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oakdale by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oakdale offices.
Short answer: Chase is the largest bank with offices in Oakdale, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Bank of Stockton | $4.99 billion | No. 290 | 1 | Stockton, CA |
| Oak Valley Community Bank | $2.00 billion | No. 607 | 2 | Oakdale, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oakdale: FAQ
How many banks are in Oakdale, CA?
Oakdale has 6 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oakdale?
Oak Valley Community Bank, with 2. Chase has 1 and Bank of America has 1.
Is there a Oak Valley Community Bank in Oakdale, CA?
Yes. FDIC data lists 2 Oak Valley Community Bank branches in Oakdale as of September 5, 2026, the main office at 125 N 3rd Ave. Its branches are listed under Oak Valley Community Bank above, with the address and directions for each.
Is there a Chase in Oakdale, CA?
Yes. FDIC data lists 1 Chase branch in Oakdale as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Oakdale, CA?
Yes. FDIC data lists 1 Bank of America branch in Oakdale as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Oakdale, CA?
No. FDIC data lists no PNC Bank branch in Oakdale as of September 5, 2026. The nearest is in Escalon, about 8 miles away in a straight line.
Which banks in Oakdale are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Oakdale?
Oak Valley Community Bank has its main office in Oakdale, according to the FDIC.
What is the oldest bank in Oakdale?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Oakdale?
Valley First Credit Union has an office in Oakdale. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oakdale in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oakdale?
Nearby cities with more banks include Riverbank, Escalon, Modesto. Riverbank is 7 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: BMO, Bank of America, Chase, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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