Banks in Ripon, CA

Bank branch map: Ripon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Ripon, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ripon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO, Bank of Stockton and Oak Valley Community Bank have the most locations in Ripon, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Stockton 1 branch · main office Stockton, CA Bank · 1

Bank of Stockton has 1 branch in Ripon, 21 across California and 21 nationwide. FDIC records list its main office in Stockton, CA and show it operating since 1867. With $4.99 billion in total assets on June 30, 2026, it ranks No. 290 of 4,232 U.S. banks by total assets. The Ripon Branch at 234 W Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ripon Branch

  234 W Main St, 95366

  Hours: see the bank's site
  DirectionsWebsite

Bank of Stockton: profile, branches and contacts

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Ripon, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Ripon Branch at 411 W Main St dates to 1966 in FDIC branch records. Its published hours do not list Saturday.

• Ripon Branch

  411 W Main St, 95366

  (209) 599-4275Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: BMO branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

BMO: profile, branches and contacts

Oak Valley Community Bank 1 branch · main office Oakdale, CA Bank · 1

Oak Valley Community Bank has 1 branch in Ripon, 20 across California and 20 nationwide. FDIC records list its main office in Oakdale, CA and show it operating since 1991. With $2.00 billion in total assets on June 30, 2026, it ranks No. 607 of 4,232 U.S. banks by total assets. The Ripon Branch at 150 N Wilma Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ripon Branch

  150 N Wilma Ave, 95366

  Hours: see the bank's site
  DirectionsWebsite

Oak Valley Community Bank: profile, branches and contacts

Banking in Ripon: the local picture

Short answer: 3 banks run 3 branches in Ripon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Ripon, 2 elsewhere in California and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank of Stockton, operating since 1867 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Stockton's office at 234 W Main St, dating to 1934; the newest is Oak Valley Community Bank's at 150 N Wilma Ave, from 2005.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Ripon

Short answer: None of the 1 Ripon location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ripon, and where the nearest one is if they do not.

Short answer: In Ripon: BMO (1). No branches in Ripon: Chase (nearest in Modesto, 5 mi), Wells Fargo (nearest in Modesto, 6 mi), Bank of America (nearest in Modesto, 6 mi), PNC Bank (nearest in Manteca, 6 mi), U.S. Bank (nearest in Manteca, 7 mi), Truist, Fifth Third Bank (nearest in Pleasanton, 41 mi), Huntington, Regions Bank, TD Bank.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ripon to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ripon residents like anyone else.

Banks near Ripon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Manteca (6 miles) and Modesto (8 miles). Modesto, 8 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Ripon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ripon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ripon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ripon offices.

Short answer: BMO is the largest bank with offices in Ripon, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Bank of Stockton is second with $4.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ripon: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.