US Bank Directory
Banks in Turlock, CA
13 FDIC-insured banks operate 17 offices in Turlock, California, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Turlock
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 21 locations in Turlock, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Turlock
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers & Merchants Bank of Central California has the most locations in Turlock, with 3. It is followed by Chase (2), Wells Fargo (2). 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers & Merchants Bank of Central California Bank · 3
Farmers & Merchants Bank of Central California has 3 branches in Turlock, 34 across California and 34 nationwide. FDIC records list its main office in Lodi, CA and show it operating since 1916. With $5.83 billion in total assets on June 30, 2026, it ranks No. 257 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Turlock location is the Turlock Main Branch at 121 S Center St, dating to 1976; the newest, at 3700 Greer Road, to 1993. It does not publish hours in the sources this page uses; check its site before you go.
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Turlock Main Branch121 S Center St, 95380
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Geer Road Branch2340 Geer Rd, 95382
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Denair Messenger Service Branch3700 Greer Road, 95380
Chase Bank · 2
Chase has 2 branches in Turlock, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Turlock location is the 241 W Main Branch at 2951 Countryside Dr, dating to 1988; the newest, at 2091 Geer Rd, to 2007. All 2 of its Turlock locations with published hours open on Saturday.
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Geer Road Branch2091 Geer Rd, 95382
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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241 W Main Branch2951 Countryside Dr, 95380
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Turlock, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Turlock location is the Turlock Branch at 440 E Olive Ave, dating to 1964; the newest, at 2844 Geer Rd, to 2003. 1 of its 2 Turlock locations with published hours open on Saturday.
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Blossom Valley Turlock Branch2844 Geer Rd, 95382
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Turlock Branch440 E Olive Ave, 95380
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Turlock, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Turlock Branch at 501 E Main St dates to 1934 in FDIC branch records. It opens on Saturday.
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Turlock Branch501 E Main St, 95380
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of Stockton Bank · 1
Bank of Stockton has 1 branch in Turlock, 21 across California and 21 nationwide. FDIC records list its main office in Stockton, CA and show it operating since 1867. With $4.99 billion in total assets on June 30, 2026, it ranks No. 290 of 4,232 U.S. banks by total assets. The Golden State Branch at 134 S Golden State Blvd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Golden State Branch134 S Golden State Blvd, 95380
BMO Bank · 1
BMO has 1 branch in Turlock, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Turlock Branch at 2101 Fulkerth Rd dates to 2001 in FDIC branch records. It opens on Saturday.
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Turlock Branch2101 Fulkerth Rd, 95380
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Turlock, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Turlock at 2000 Geer Rd dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Turlock2000 Geer Rd, 95382
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Turlock, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Turlock Branch at 2190 W Monte Vista Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Turlock Branch2190 W Monte Vista Ave, 95382
Mocse Credit Union Credit union · 1
Mocse Credit Union has 1 office in Turlock, 3 across California. It is based in Modesto, CA and $430.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Turlock1401 Geer Rd, 95380
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Oak Valley Community Bank Bank · 1
Oak Valley Community Bank has 1 branch in Turlock, 20 across California and 20 nationwide. FDIC records list its main office in Oakdale, CA and show it operating since 1991. With $2.00 billion in total assets on June 30, 2026, it ranks No. 607 of 4,232 U.S. banks by total assets. The Turlock Branch at 241 W Main St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Turlock Branch241 W Main St, 95380
PNC Bank Bank · 1
PNC Bank has 1 branch in Turlock, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Turlock Branch at 1955 Geer Rd dates to 2009 in FDIC branch records. It opens on Saturday.
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Turlock Branch1955 Geer Rd, 95382
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Rolling F Credit Union Credit union · 1
Rolling F Credit Union has 1 office in Turlock, 1 across California. It is based in Turlock, CA and $65.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2101 Geer Rd Ste 401, 95382
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
the Golden 1 Credit Union Credit union · 1
the Golden 1 Credit Union has 1 office in Turlock, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Turlock2450 Geer Rd, 95382
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Tri Counties Bank Bank · 1
Tri Counties Bank has 1 branch in Turlock, 77 across California and 77 nationwide. FDIC records list its main office in Chico, CA and show it operating since 1975. With $9.93 billion in total assets on June 30, 2026, it ranks No. 162 of 4,232 U.S. banks by total assets. The Turlock Branch at 2001 Geer Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Turlock Branch2001 Geer Rd, 95382
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Turlock, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Turlock Branch at 427 E Olive Ave dates to 1987 in FDIC branch records. It opens on Saturday.
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Turlock Branch427 E Olive Ave, 95380
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Valley First Credit Union Credit union · 1
Valley First Credit Union has 1 office in Turlock, 9 across California. It is based in Modesto, CA and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Turlock3001 Countryside Dr, 95380
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Westamerica Bank Bank · 1
Westamerica Bank has 1 branch in Turlock, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Turlock Geer Road Branch at 2891 Geer Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Turlock Geer Road Branch2891 Geer Rd, 95382
Join a credit union in Turlock
4 credit unions have 4 offices here: the Golden 1 Credit Union, Valley First Credit Union, Mocse Credit Union and Rolling F Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Turlock page has every office in the state's directory.
Banking in Turlock: the local picture
Short answer: 13 banks run 17 branches in Turlock according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 0 have their main office in Turlock, 6 elsewhere in California and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Citibank's office at 2000 Geer Rd, dating to 1919; the newest is Oak Valley Community Bank's at 241 W Main St, from 2018.
4 credit unions have 4 offices in Turlock, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 9 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Turlock
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 95380 has the most bank and credit union offices in Turlock (11), followed by 95382 (10). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 95380 | 11 | 10 | Farmers & Merchants Bank of Central California, BMO, Bank of America |
| 95382 | 10 | 10 | Chase, Citibank, Farmers & Merchants Bank of Central California |
Banks and credit unions open on Saturday in Turlock
Short answer: 9 of the 12 Turlock locations with published hours open on Saturday, run by 8 institutions.
- Chase: 2 of 2 branches (2091 Geer Rd: Saturday 9 am to 2 pm, and 1 more)
- Wells Fargo: 1 of 2 branches (440 E Olive Ave: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (501 E Main St: Saturday 9 am to 4 pm)
- U.S. Bank: 1 of 1 branch (427 E Olive Ave: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (1955 Geer Rd: Saturday 9 am to 1 pm)
- BMO: 1 of 1 branch (2101 Fulkerth Rd: Saturday 9 am to 12 pm)
- the Golden 1 Credit Union: 1 of 1 office (2450 Geer Rd: Saturday 10 am to 3 pm)
- Valley First Credit Union: 1 of 1 office (3001 Countryside Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Turlock, and where the nearest one is if they do not.
Short answer: In Turlock: Chase (2), Wells Fargo (2), Bank of America (1), PNC Bank (1), U.S. Bank (1), BMO (1). No branches in Turlock: Truist, Fifth Third Bank (nearest in San Jose, 53 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Turlock | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Truist | None | none in California |
| Fifth Third Bank | None | San Jose, 53 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Turlock to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Turlock residents like anyone else.
Banks near Turlock
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hilmar (7 miles) and Ceres (8 miles). Modesto, 14 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hilmar, CA | 7 mi | 2 | 2 |
| Banks in Ceres, CA | 8 mi | 4 | 4 |
| Banks in Modesto, CA | 14 mi | 17 | 39 |
| Banks in Patterson, CA | 15 mi | 5 | 5 |
| Banks in Riverbank, CA | 16 mi | 3 | 3 |
| Banks in Newman, CA | 16 mi | 2 | 2 |
| Banks in Atwater, CA | 17 mi | 5 | 5 |
| Banks in Oakdale, CA | 18 mi | 6 | 7 |
Bank branch openings and closings in Turlock
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Turlock between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Turlock
Short answer: 1 institution has its main office in Turlock: Rolling F Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Rolling F Credit Union | Credit union | $65.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Turlock by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Turlock offices.
Short answer: Chase is the largest bank with offices in Turlock, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Tri Counties Bank | $9.93 billion | No. 162 | 1 | Chico, CA |
| Farmers & Merchants Bank of Central California | $5.83 billion | No. 257 | 3 | Lodi, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Turlock: FAQ
How many banks are in Turlock, CA?
Turlock has 13 banks with 17 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Turlock?
Farmers & Merchants Bank of Central California, with 3. Chase has 2 and Wells Fargo has 2.
Is there a Farmers & Merchants Bank of Central California in Turlock, CA?
Yes. FDIC data lists 3 Farmers & Merchants Bank of Central California branches in Turlock as of September 5, 2026. Its branches are listed under Farmers & Merchants Bank of Central California above, with the address and directions for each.
Is there a Chase in Turlock, CA?
Yes. FDIC data lists 2 Chase branches in Turlock as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Turlock, CA?
Yes. FDIC data lists 2 Wells Fargo branches in Turlock as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Which banks in Turlock are open on Saturday?
Chase, Wells Fargo, Bank of America and U.S. Bank and 4 more publish Saturday hours for one or more Turlock locations. The Saturday section above lists each one with its hours. 9 of the 21 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Turlock?
Rolling F Credit Union has its main office in Turlock, according to the FDIC and the NCUA.
What is the oldest bank in Turlock?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Turlock?
the Golden 1 Credit Union, Valley First Credit Union, Mocse Credit Union and Rolling F Credit Union have offices in Turlock. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Turlock in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Turlock?
Nearby cities with more banks include Hilmar, Ceres, Modesto. Hilmar is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 17 branches: BMO, Bank of America, Chase, PNC Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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