US Bank Directory

Banks in Hilmar, CA

2 FDIC-insured banks operate 2 offices in Hilmar, California.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Hilmar

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Hilmar, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hilmar

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers & Merchants Bank of Central California and Westamerica Bank have the most locations in Hilmar, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers & Merchants Bank of Central California 1 branch · main office Lodi, CA Bank · 1

Farmers & Merchants Bank of Central California has 1 branch in Hilmar, 34 across California and 34 nationwide. FDIC records list its main office in Lodi, CA and show it operating since 1916. With $5.83 billion in total assets on June 30, 2026, it ranks No. 257 of 4,232 U.S. banks by total assets. The Hilmar Branch at 19925 First St dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Farmers & Merchants Bank of Central California: profile, branches and contacts
Westamerica Bank 1 branch · main office San Rafael, CA Bank · 1

Westamerica Bank has 1 branch in Hilmar, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Hilmar Branch at 8019 Lander Ave dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Westamerica Bank: profile, branches and contacts

Banking in Hilmar: the local picture

Short answer: 2 banks run 2 branches in Hilmar according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Hilmar, 2 elsewhere in California, according to the FDIC.

The bank with the longest record here is Westamerica Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers & Merchants Bank of Central California's office at 19925 First St, dating to 1979; the newest is Westamerica Bank's at 8019 Lander Ave, from 1993.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Hilmar, and where the nearest one is if they do not.

Short answer: No branches in Hilmar: Chase (nearest in Turlock, 7 mi), Wells Fargo (nearest in Turlock, 6 mi), Bank of America (nearest in Turlock, 6 mi), PNC Bank (nearest in Turlock, 7 mi), U.S. Bank (nearest in Turlock, 6 mi), Truist, Fifth Third Bank (nearest in San Jose, 52 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Turlock, 7 mi).

BankIn HilmarNearest branch if none here
ChaseNoneTurlock, 7 miles away
Wells FargoNoneTurlock, 6 miles away
Bank of AmericaNoneTurlock, 6 miles away
PNC BankNoneTurlock, 7 miles away
U.S. BankNoneTurlock, 6 miles away
TruistNonenone in California
Fifth Third BankNoneSan Jose, 52 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneTurlock, 7 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hilmar to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hilmar residents like anyone else.

Banks near Hilmar

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Turlock (7 miles) and Newman (11 miles). Modesto, 20 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Hilmar

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hilmar between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Hilmar by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hilmar offices.

Short answer: Farmers & Merchants Bank of Central California is the largest bank with offices in Hilmar, with $5.83 billion in total assets on June 30, 2026, No. 257 among U.S. banks by total assets. Westamerica Bank is second with $5.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Farmers & Merchants Bank of Central California$5.83 billionNo. 2571Lodi, CA
Westamerica Bank$5.77 billionNo. 2581San Rafael, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hilmar: FAQ

How many banks are in Hilmar, CA?

Hilmar has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Hilmar?

Farmers & Merchants Bank of Central California, with 1. Westamerica Bank has 1.

Is there a Farmers & Merchants Bank of Central California in Hilmar, CA?

Yes. FDIC data lists 1 Farmers & Merchants Bank of Central California branch in Hilmar as of September 5, 2026. The address and directions are under Farmers & Merchants Bank of Central California above.

Is there a Westamerica Bank in Hilmar, CA?

Yes. FDIC data lists 1 Westamerica Bank branch in Hilmar as of September 5, 2026. The address and directions are under Westamerica Bank above.

Is there a Chase in Hilmar, CA?

No. FDIC data lists no Chase branch in Hilmar as of September 5, 2026. The nearest is in Turlock, about 7 miles away in a straight line.

What is the oldest bank in Hilmar?

Westamerica Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Did any bank branches open or close in Hilmar in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Hilmar?

Nearby cities with more banks include Turlock, Newman, Atwater. Turlock is 7 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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