NCUA-insured credit union
Valley First
Credit Union headquartered in Modesto, California.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 1411 Modesto, CA 95353 |
| County | Stanislaus |
| Website | not published in NCUA data |
| Phone | (209) 549-8500 |
NCUA record
| NCUA Charter | 24986 |
| Federal Reserve RSSD ID | 617882 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Valley First.
Offices
| Orangeburg main office Modesto, CA |
1005 W Orangeburg Ave, 95350 (209) 549-8500 Monday - Friday 8:00AM - 6:00PM Saturday 9:00AM - 2:00PM |
| Ceres Branch Ceres, CA |
1501 Mitchell Rd, 95307 (209) 549-8500 M-TH 9:00 - 5:30 F 9:00 - 6:00 Saturday 9:00 - 1:00 |
| Clovis Commons Clovis, CA |
645 W Herndon Ave Suite 100, 93612 (209) 549-8500 9:00 - 5:30 M-TH9:00-6:00 F9:00-1:00 Sat |
| Fresno Branch Fresno, CA |
7685 N Fresno St, 93720 (209) 549-8500 Monday - Thursday 9:00AM - 5:00PM Friday 9:00AM - 6:00PM Saturday 9:00AM - 1:00PM |
| Sisk Road Modesto, CA |
3900 Sisk Rd Ste E2, 95356 (209) 549-8500 m - th 9-5:30, f 9-6, Saturday 9-1 |
| J Street Modesto, CA |
1419 J St, 95354 (209) 549-8500 M - TH 9:00 - 5:30 F 9:00 - 6:00 SATURDAY 9:00 - 1:00 |
| Oakdale Oakdale, CA |
126 W F St, 95361 (209) 549-8500 m - th 9-5:00, f 9-6 |
| Tracy Branch Tracy, CA |
1003 N Central Ave, 95376 (209) 549-8500 m-th 10-5:00f 10-6:00 |
| Turlock Turlock, CA |
3001 Countryside Dr, 95380 (209) 549-8500 m - th 9-5:30, f 9-6, Saturday 9-1 |
Where Valley First has offices
Other credit unions headquartered in Modesto
| Mocse | $430.49 million |
| Modesto's First | $72.17 million |
| Organized Labor | $40.54 million |