Banks in East Palo Alto, CA

Bank branch map: East Palo Alto

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in East Palo Alto, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in East Palo Alto

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Valley Bank is the only bank with an office in East Palo Alto. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Monterra Credit Union 1 office · main office Redwood City, CA Credit union · 1

Monterra Credit Union has 1 office in East Palo Alto, 10 across California. It is based in Redwood City, CA and $1.92 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• East Palo Alto Branch

  1735 E Bayshore Rd, 94303

  (650) 562-1260Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Monterra Credit Union: profile, branches and contacts

Valley Bank Valley National Bank · 1 branch · main office Passaic, NJ Bank · 1

Valley Bank has 1 branch in East Palo Alto, 3 across California and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The East Palo Alto Branch at 2000 University Ave dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• East Palo Alto Branch

  2000 University Ave, 94303

  Hours: see the bank's site
  DirectionsWebsite

Valley Bank: profile, branches and contacts

Join a credit union in East Palo Alto

1 credit union has 1 office here: Monterra Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in East Palo Alto page has every office in the state's directory.

Banking in East Palo Alto: the local picture

Short answer: 1 bank runs 1 branch in East Palo Alto according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Valley Bank has its main office in Passaic, NJ, according to the FDIC.

The bank with the longest record here is Valley Bank, operating since 1927 according to the FDIC.

The only credit union with an office here is Monterra Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in East Palo Alto

Short answer: 1 of the 1 East Palo Alto location with published hours opens on Saturday, run by 1 institution.

• Monterra Credit Union: 1 of 1 office (1735 E Bayshore Rd: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in East Palo Alto, and where the nearest one is if they do not.

Short answer: No branches in East Palo Alto: Chase (nearest in Palo Alto, 1 mi), Wells Fargo (nearest in Palo Alto, 1 mi), Bank of America (nearest in Palo Alto, 1 mi), PNC Bank (nearest in Redwood City, 4 mi), U.S. Bank (nearest in Palo Alto, 1 mi), Truist, Fifth Third Bank (nearest in Palo Alto, 1 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Menlo Park, 2 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of East Palo Alto to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to East Palo Alto residents like anyone else.

Banks near East Palo Alto

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Palo Alto (2 miles) and Menlo Park (3 miles). Los Altos, 6 miles away, has the most banks nearby: 13.

Bank branch openings and closings in East Palo Alto

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in East Palo Alto between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in East Palo Alto by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its East Palo Alto offices.

Short answer: Valley Bank is the largest bank with offices in East Palo Alto, with $66.23 billion in total assets on June 30, 2026, No. 43 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in East Palo Alto: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.