US Bank Directory
Banks in Los Altos, CA
13 FDIC-insured banks operate 13 offices in Los Altos, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Los Altos
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 14 locations in Los Altos, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Los Altos
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 13 banks share the most locations in Los Altos, with 1 each. 13 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Altos Bank Bank · 1
Altos Bank has 1 branch in Los Altos, 1 across California and 1 nationwide. FDIC records list its main office in Los Altos, CA and show it operating since 2024. With $68.8 million in total assets on June 30, 2026, it ranks No. 3,935 of 4,232 U.S. banks by total assets. Its main office at 467 1st St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office467 1st St, 94022
Bank of America Bank · 1
Bank of America has 1 branch in Los Altos, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Hawthorne-San Antonio Branch at 227 S San Antonio Rd dates to 1972 in FDIC branch records. Its published hours do not list Saturday.
-
Hawthorne-San Antonio Branch227 S San Antonio Rd, 94022
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Los Altos, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Los Altos Branch at 176 Main St dates to 1954 in FDIC branch records. Its published hours do not list Saturday.
-
Los Altos Branch176 Main St, 94022
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Los Altos, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Los Altos Branch at 199 Main St dates to 1919 in FDIC branch records. It opens on Saturday.
-
Los Altos Branch199 Main St, 94022
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Los Altos, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Los Altos Branch at 130 Main St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Los Altos Branch130 Main St, 94022
Citizens Business Bank Bank · 1
Citizens Business Bank has 1 branch in Los Altos, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Los Altos Branch at 419 S San Antonio Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Los Altos Branch419 S San Antonio Rd, 94022
Exchange Bank Bank · 1
Exchange Bank has 1 branch in Los Altos, 21 across California and 21 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 1890. With $3.19 billion in total assets on June 30, 2026, it ranks No. 404 of 4,232 U.S. banks by total assets. The Los Altos Trust And Investment Management Branch at 1 1st St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Los Altos Trust And Investment Management Branch1 1st St, 94022
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Los Altos, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Los Altos Branch at 275 3rd St dates to 1994 in FDIC branch records. Its published hours do not list Saturday.
-
Los Altos Branch275 3rd St, 94022
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Poppy Bank Bank · 1
Poppy Bank has 1 branch in Los Altos, 42 across California and 42 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 2005. With $8.32 billion in total assets on June 30, 2026, it ranks No. 196 of 4,232 U.S. banks by total assets. The Los Altos Branch at 400 Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Los Altos Branch400 Main St, 94022
Safra National Bank of New York Bank · 1
Safra National Bank of New York has 1 branch in Los Altos, 2 across California and 6 nationwide. FDIC records list its main office in New York, NY and show it operating since 1987. With $15.69 billion in total assets on June 30, 2026, it ranks No. 124 of 4,232 U.S. banks by total assets. The Los Altos Branch at 369 S San Antonio Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Los Altos Branch369 S San Antonio Rd, 94022
Star One Credit Union Credit union · 1
Star One Credit Union has 1 office in Los Altos, 7 across California. It is based in Sunnyvale, CA and $9.58 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Branch - San Antonio495 S San Antonio Rd, 94022
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Los Altos, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Los Altos Branch at 300 Main St dates to 1890 in FDIC branch records. Its published hours do not list Saturday.
-
Los Altos Branch300 Main St, 94022
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Los Altos, 12 across California and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Los Altos Branch at 4546 El Camino Real dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Los Altos Branch4546 El Camino Real, 94022
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Los Altos, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Los Altos Branch at 100 Main St dates to 1962 in FDIC branch records. Its published hours do not list Saturday.
-
Los Altos Branch100 Main St, 94022
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Los Altos
1 credit union has 1 office here: Star One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Los Altos page has every office in the state's directory.
Banking in Los Altos: the local picture
Short answer: 13 banks run 13 branches in Los Altos according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 1 has its main office in Los Altos, 3 elsewhere in California and 9 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 300 Main St, dating to 1890; the newest is Poppy Bank's at 400 Main St, from 2025.
The only credit union with an office here is Star One Credit Union.
Of the 7 locations with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.
Banks open on Saturday in Los Altos
Short answer: 1 of the 7 Los Altos locations with published hours opens on Saturday, run by 1 institution.
- Chase: 1 of 1 branch (199 Main St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Los Altos, and where the nearest one is if they do not.
Short answer: In Los Altos: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1), Fifth Third Bank (1), BMO (1). No branches in Los Altos: PNC Bank (nearest in Sunnyvale, 4 mi), Truist, Huntington, Regions Bank, TD Bank.
| Bank | In Los Altos | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| BMO | 1 branch | here |
| PNC Bank | None | Sunnyvale, 4 miles away |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Los Altos to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Los Altos residents like anyone else.
Banks near Los Altos
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mountain View (2 miles) and Palo Alto (4 miles). Cupertino, 6 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mountain View, CA | 2 mi | 10 | 14 |
| Banks in Palo Alto, CA | 4 mi | 10 | 19 |
| Banks in Sunnyvale, CA | 5 mi | 11 | 19 |
| Banks in Menlo Park, CA | 6 mi | 10 | 12 |
| Banks in Cupertino, CA | 6 mi | 17 | 24 |
| Banks in Santa Clara, CA | 8 mi | 10 | 20 |
| Banks in Saratoga, CA | 9 mi | 7 | 7 |
| Banks in Redwood City, CA | 9 mi | 10 | 18 |
Bank branch openings and closings in Los Altos
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Los Altos between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Sep 30, 2025 | Opened | Poppy Bank | 400 Main St, 94022 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Los Altos
Short answer: 1 institution has its main office in Los Altos: Altos Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Altos Bank | Bank | $68.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Los Altos by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Los Altos offices.
Short answer: Chase is the largest bank with offices in Los Altos, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| Citizens Business Bank | $21.18 billion | No. 103 | 1 | Ontario, CA |
| Safra National Bank of New York | $15.69 billion | No. 124 | 1 | New York, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Los Altos: FAQ
How many banks are in Los Altos, CA?
Los Altos has 13 banks with 13 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Los Altos?
Chase, with 1. Bank of America has 1 and Citibank has 1.
Is there a Chase in Los Altos, CA?
Yes. FDIC data lists 1 Chase branch in Los Altos as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Los Altos, CA?
Yes. FDIC data lists 1 Bank of America branch in Los Altos as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in Los Altos, CA?
Yes. FDIC data lists 1 Citibank branch in Los Altos as of September 5, 2026. The address and directions are under Citibank above.
Is there a PNC Bank in Los Altos, CA?
No. FDIC data lists no PNC Bank branch in Los Altos as of September 5, 2026. The nearest is in Sunnyvale, about 4 miles away in a straight line.
Which banks in Los Altos are open on Saturday?
Chase publishes Saturday hours for one or more Los Altos locations. The Saturday section above lists each one with its hours. 7 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Los Altos?
Altos Bank has its main office in Los Altos, according to the FDIC.
What is the oldest bank in Los Altos?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Los Altos?
Star One Credit Union has an office in Los Altos. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Los Altos in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Los Altos?
Nearby cities with more banks include Mountain View, Palo Alto, Sunnyvale. Mountain View is 2 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 13 branches: BMO, Bank of America, Chase, Fifth Third Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds