US Bank Directory
Banks in Palo Alto, CA
10 FDIC-insured banks operate 19 offices in Palo Alto, California, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Palo Alto
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 25 locations in Palo Alto, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 18 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Palo Alto
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase has the most locations in Palo Alto, with 4. It is followed by Wells Fargo (3), Bank of America (2), Citibank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 4
Chase has 4 branches in Palo Alto, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palo Alto location is the Hamilton Avenue Branch at 300 Hamilton Ave, dating to 1892; the newest, at 855 El Camino Real, to 2014. All 3 of its Palo Alto locations with published hours open on Saturday.
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Palo Alto Branch2275 El Camino Real, 94306
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Middlefield Road Branch2846 Middlefield Rd, 94306
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Hamilton Avenue Branch300 Hamilton Ave, 94301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Town And Country Palo Alto Branch855 El Camino Real, 94301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Palo Alto, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palo Alto location is the Palo Alto Office Branch at 301 University Avenue, dating to 1926; the newest, at 2754 Middlefield Rd, to 2017. 1 of its 3 Palo Alto locations with published hours open on Saturday.
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Midtown Palo Alto Branch2754 Middlefield Rd, 94306
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Palo Alto Office Branch301 University Avenue, 94301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Stanford Industrial Park Branch505 California Ave, 94304
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Palo Alto, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palo Alto location is the Palo Alto Main Branch at 530 Lytton Ave, dating to 1904; the newest, at 3075b Hansen Way, to 1984. It opens on Saturday.
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Palo Alto Pwm Branch3075b Hansen Way, 94304
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Palo Alto Main Branch530 Lytton Ave, 94301
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 2
Citibank has 2 branches in Palo Alto, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palo Alto location is the Palo Alto-El Camino Branch at 2401 El Camino Real, dating to 1935; the newest, at 250 University Ave, to 1991. It does not publish hours in the sources this page uses; check its site before you go.
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Palo Alto-El Camino Branch2401 El Camino Real, 94306
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Palo Alto Downtown Branch250 University Ave, 94301
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Palo Alto, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Palo Alto Branch at 250 Lytton Ave dates to 1980 in FDIC branch records. Its published hours do not list Saturday.
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Palo Alto Branch250 Lytton Ave, 94301
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Messenger Service Branch250 Lytton Ave, 94301
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Stanford Credit Union Credit union · 2
Stanford Credit Union has 2 officees in Palo Alto, 6 across California. It is based in Palo Alto, CA and $4.80 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Palo Alto locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1860 Embarcadero Rd, 94303
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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University Ave525 University Ave, 94301
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Palo Alto, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palo Alto location is the Palo Alto South Branch at 4291 El Camino Real, dating to 1969; the newest, at 400 University Ave, to 2023. None of its 2 Palo Alto locations with published hours lists Saturday hours.
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Palo Alto Main Branch400 University Ave, 94301
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Palo Alto South Branch4291 El Camino Real, 94306
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Palo Alto, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Palo Alto Branch at 2600 El Camino Real dates to 2022 in FDIC branch records. Its published hours do not list Saturday.
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Palo Alto Branch2600 El Camino Real, 94306
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Citizens Business Bank Bank · 1
Citizens Business Bank has 1 branch in Palo Alto, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Palo Alto Branch at 325 Lytton Ave dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palo Alto Branch325 Lytton Ave, 94301
City National Bank Bank · 1
City National Bank has 1 branch in Palo Alto, 55 across California and 71 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1953. With $99.10 billion in total assets on June 30, 2026, it ranks No. 33 of 4,232 U.S. banks by total assets. The Palo Alto Branch at 245 Lytton Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palo Alto Branch245 Lytton Ave, 94301
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Palo Alto, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Palo Alto Branch at 420 Cowper St dates to 2002 in FDIC branch records. Its published hours do not list Saturday.
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Palo Alto Branch420 Cowper St, 94301
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Technology Credit Union Credit union · 1
First Technology Credit Union has 1 office in Palo Alto, 9 across California. It is based in San Jose, CA and $28.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Palo Alto Community Experience Center3000 El Camino Real 3 Palo Alto Square, Suite 100, 94306
All hours
Mon to Fri 9 am to 5 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Meriwest Credit Union Credit union · 1
Meriwest Credit Union has 1 office in Palo Alto, 12 across California. It is based in San Jose, CA and $2.16 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Palo Alto Va Hospital3801 Miranda Ave Building 101, Room C1-210, 94304
All hours
Mon 9 am to 4 pm; Tue closed; Wed 9 am to 4 pm; Thu closed; Fri 9 am to 4 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
Provident Credit Union Credit union · 1
Provident Credit Union has 1 office in Palo Alto, 23 across California. It is based in Redwood City, CA and $3.63 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch Office2390 El Camino Real Ste 110, 94306
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Technology Credit Union Credit union · 1
Technology Credit Union has 1 office in Palo Alto, 9 across California. It is based in San Jose, CA and $4.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Palo Alto Branch490 California Ave, 94306
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Palo Alto
5 credit unions have 6 offices here: Stanford Credit Union, First Technology Credit Union, Technology Credit Union, Provident Credit Union and Meriwest Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Palo Alto page has every office in the state's directory.
Banking in Palo Alto: the local picture
Short answer: 10 banks run 19 branches in Palo Alto according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Palo Alto, 2 elsewhere in California and 8 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 300 Hamilton Ave, dating to 1892; the newest is U.S. Bank's at 400 University Ave, from 2023.
5 credit unions have 6 offices in Palo Alto, according to the NCUA. Who can join each one is on the credit unions page.
Of the 18 locations with published hours. 8 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Palo Alto
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 94301 has the most bank and credit union offices in Palo Alto (12), followed by 94306 (9) and 94304 (3). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 94301 | 12 | 10 | Chase, Fifth Third Bank, Bank of America |
| 94306 | 9 | 8 | Chase, BMO, Citibank |
| 94304 | 3 | 3 | Bank of America, Meriwest Credit Union, Wells Fargo |
| 94303 | 1 | 1 | Stanford Credit Union |
Banks and credit unions open on Saturday in Palo Alto
Short answer: 8 of the 18 Palo Alto locations with published hours open on Saturday, run by 6 institutions.
- Chase: 3 of 4 branches (2846 Middlefield Rd: Saturday 9 am to 2 pm, and 2 more)
- Wells Fargo: 1 of 3 branches (301 University Avenue: Saturday 9 am to 2 pm)
- Bank of America: 1 of 2 branches (530 Lytton Ave: Saturday 9 am to 4 pm)
- Stanford Credit Union: 1 of 2 offices (525 University Ave: Saturday 9 am to 1 pm)
- First Technology Credit Union: 1 of 1 office (3000 El Camino Real 3 Palo Alto Square, Suite 100: Saturday 10 am to 1 pm)
- Provident Credit Union: 1 of 1 office (2390 El Camino Real Ste 110: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Palo Alto, and where the nearest one is if they do not.
Short answer: In Palo Alto: Chase (4), Wells Fargo (3), Bank of America (2), U.S. Bank (2), Fifth Third Bank (2), BMO (1). No branches in Palo Alto: PNC Bank (nearest in Redwood City, 5 mi), Truist, Huntington, Regions Bank, TD Bank.
| Bank | In Palo Alto | Nearest branch if none here |
|---|---|---|
| Chase | 4 branches | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 2 branches | here |
| Fifth Third Bank | 2 branches | here |
| BMO | 1 branch | here |
| PNC Bank | None | Redwood City, 5 miles away |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palo Alto to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palo Alto residents like anyone else.
Banks near Palo Alto
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Menlo Park (2 miles) and Los Altos (4 miles). Los Altos, 4 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Menlo Park, CA | 2 mi | 10 | 12 |
| Banks in Los Altos, CA | 4 mi | 13 | 13 |
| Banks in Mountain View, CA | 5 mi | 10 | 14 |
| Banks in Redwood City, CA | 5 mi | 10 | 18 |
| Banks in San Carlos, CA | 8 mi | 7 | 7 |
| Banks in Sunnyvale, CA | 8 mi | 11 | 19 |
| Banks in Belmont, CA | 9 mi | 3 | 3 |
| Banks in Newark, CA | 10 mi | 7 | 8 |
Bank branch openings and closings in Palo Alto
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Palo Alto between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Palo Alto
Short answer: 1 institution has its main office in Palo Alto: Stanford Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Stanford Credit Union | Credit union | $4.80 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Palo Alto by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palo Alto offices.
Short answer: Chase is the largest bank with offices in Palo Alto, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 4 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 2 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| City National Bank | $99.10 billion | No. 33 | 1 | Los Angeles, CA |
| Citizens Business Bank | $21.18 billion | No. 103 | 1 | Ontario, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Palo Alto: FAQ
How many banks are in Palo Alto, CA?
Palo Alto has 10 banks with 19 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Palo Alto?
Chase, with 4. Wells Fargo has 3 and Bank of America has 2.
Is there a Chase in Palo Alto, CA?
Yes. FDIC data lists 4 Chase branches in Palo Alto as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Palo Alto, CA?
Yes. FDIC data lists 3 Wells Fargo branches in Palo Alto as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Bank of America in Palo Alto, CA?
Yes. FDIC data lists 2 Bank of America branches in Palo Alto as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a PNC Bank in Palo Alto, CA?
No. FDIC data lists no PNC Bank branch in Palo Alto as of September 5, 2026. The nearest is in Redwood City, about 5 miles away in a straight line.
Which banks in Palo Alto are open on Saturday?
Chase, Wells Fargo, Bank of America and Stanford Credit Union and 2 more publish Saturday hours for one or more Palo Alto locations. The Saturday section above lists each one with its hours. 7 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Palo Alto?
Stanford Credit Union has its main office in Palo Alto, according to the FDIC and the NCUA.
What is the oldest bank in Palo Alto?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Palo Alto?
Stanford Credit Union, First Technology Credit Union, Technology Credit Union and Provident Credit Union and 1 more have offices in Palo Alto. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Palo Alto in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Palo Alto?
Nearby cities with more banks include Menlo Park, Los Altos, Mountain View. Menlo Park is 2 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (12 of 19 branches: BMO, Bank of America, Chase, Fifth Third Bank, First Citizens Bank, U.S. Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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