US Bank Directory
Banks in San Carlos, CA
7 FDIC-insured banks operate 7 offices in San Carlos, California.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: San Carlos
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in San Carlos, according to the FDIC. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in San Carlos
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in San Carlos, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in San Carlos, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The San Carlos Branch at 760 Laurel St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.
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San Carlos Branch760 Laurel St, 94070
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in San Carlos, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The San Carlos Branch at 845 Laurel St dates to 1988 in FDIC branch records. It opens on Saturday.
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San Carlos Branch845 Laurel St, 94070
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in San Carlos, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The San Carlos South at 796 Laurel St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Carlos South796 Laurel St, 94070
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in San Carlos, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The San Carlos Branch at 644 Laurel St dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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San Carlos Branch644 Laurel St, 94070
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in San Carlos, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The San Carlos Branch at 796 El Camino Real dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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San Carlos Branch796 El Camino Real, 94070
U.S. Bank Bank · 1
U.S. Bank has 1 branch in San Carlos, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The San Carlos Branch at 799 Laurel St dates to 1961 in FDIC branch records. Its published hours do not list Saturday.
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San Carlos Branch799 Laurel St, 94070
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in San Carlos, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The San Carlos Branch at 632 Laurel St dates to 1947 in FDIC branch records. It opens on Saturday.
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San Carlos Branch632 Laurel St, 94070
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in San Carlos: the local picture
Short answer: 7 banks run 7 branches in San Carlos according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in San Carlos and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Citibank's office at 796 Laurel St, dating to 1934; the newest is PNC Bank's at 796 El Camino Real, from 2009.
Of the 5 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in San Carlos
Short answer: 2 of the 5 San Carlos locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (845 Laurel St: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (632 Laurel St: Saturday 9 am to 2 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in San Carlos, and where the nearest one is if they do not.
Short answer: In San Carlos: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1), U.S. Bank (1), Fifth Third Bank (1). No branches in San Carlos: Truist, Huntington, Regions Bank, TD Bank, BMO (nearest in Redwood City, 2 mi).
| Bank | In San Carlos | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Redwood City, 2 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of San Carlos to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to San Carlos residents like anyone else.
Banks near San Carlos
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Belmont (2 miles) and Redwood City (2 miles). San Mateo, 5 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Belmont, CA | 2 mi | 3 | 3 |
| Banks in Redwood City, CA | 2 mi | 10 | 18 |
| Banks in Foster City, CA | 3 mi | 5 | 5 |
| Banks in San Mateo, CA | 5 mi | 19 | 27 |
| Banks in Menlo Park, CA | 6 mi | 10 | 12 |
| Banks in Burlingame, CA | 7 mi | 12 | 14 |
| Banks in Palo Alto, CA | 8 mi | 10 | 19 |
| Banks in Half Moon Bay, CA | 10 mi | 5 | 5 |
Bank branch openings and closings in San Carlos
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in San Carlos between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in San Carlos by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its San Carlos offices.
Short answer: Chase is the largest bank with offices in San Carlos, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in San Carlos: FAQ
How many banks are in San Carlos, CA?
San Carlos has 7 banks with 7 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in San Carlos?
Chase, with 1. Bank of America has 1 and Citibank has 1.
Is there a Chase in San Carlos, CA?
Yes. FDIC data lists 1 Chase branch in San Carlos as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in San Carlos, CA?
Yes. FDIC data lists 1 Bank of America branch in San Carlos as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in San Carlos, CA?
Yes. FDIC data lists 1 Citibank branch in San Carlos as of September 5, 2026. The address and directions are under Citibank above.
Which banks in San Carlos are open on Saturday?
Chase and Wells Fargo publish Saturday hours for one or more San Carlos locations. The Saturday section above lists each one with its hours. 2 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in San Carlos?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in San Carlos in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near San Carlos?
Nearby cities with more banks include Belmont, Redwood City, Foster City. Belmont is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (5 of 7 branches: Bank of America, Chase, Fifth Third Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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